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Name change and tax forms

posted 2 years ago in Names
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    1.
    Member
    921 posts
    Busy bee
    DaisyBride    June 1, 2009  

    So, I've started the long and PITA process of changing my name.  I've changed it at the SSA and at work. 

    It just occured to me that if I don't get it changed with all my banks, some of my tax forms will have a different last name.  I'm mostly worried about my student loans and mortgage accounts b/c they matter when it comes to filing taxes next year.  To change my name with them I have to mail them copies of the marriage license and stuff, which I will do soon.  Does anyone know what happens if they don't get there in time and my tax forms are issued using my maiden name??

     
    2.
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    Buzzing bee
    okqueenbee    Dec 4, 2009   OKC

    Hmm...good question... wish I could help you with it.

    My student loan didn't require sending in a copy of the marriage license though. Did you already call and talk to them about it? They changed mine over the phone...but I know there's all different kinds of student loans, so maybe your particular one requires the actual copy.

    Maybe you could ask an accountant that question? That's probably the best place to start.. find one in the phone book, or ask the person who usually does your taxes (unless you do them yourself, then that wouldn't help lol).

     
    3.
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    Busy bee
    worcesterbride    August 15, 2009   live in NYC, wedding in Worcester, MA

    Isn't your SSN your primary identification as far as taxes are concerned? My guess would be that since they're issued to the correct SSN, you're probably ok. I'd double check with an accountant, though.

     
    4.
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    Sugar bee
    naangel55    June 20, 2009   Long Beach, CA

    I think you should be fine - your main tax form you fill out will have a place for you to put other known aliases where you can put your maiden name.  Your SSA will link everything together.  Double check with an accountant though.  I still have my car and some credit cards in my old name so I hope Im ok too :)

     
    5.
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    Honey
    Beekeeper
    MissAsB    June 6, 2009   Married in CO, Living in AL

    It really depends on the company what they need in order to change your name.  I wouldn't worry that things can't be changed on everything (the IRS can figure out that the other name was your maiden name and the new name is your married name).  For example, I can't change my name on our mortgage because they require us to change our name with the insurance (which we did) and change our name on the title with the county assessor (which we would have to pay for and we don't live in that county anymore).  But it doesn't matter if it is still in your maiden name.  BTW, I am a tax accountant so I know!

     
    6.
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    Busy bee
    DaisyBride    June 1, 2009  

    Thanks everyone, especially MissAsB!

    I hadn't even thought about insurance, I'm adding that to the name change list right now!

    My FIL is an accountant so he will be doing our taxes, I don't think he is a tax accountant though so I wasn't sure if he'd know the answer!

     
    7.
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    3,755 posts
    Honey bee
    amariem25    October 2009  

    @ missAsB - I have a similar question.  I have a side job right now and my name under that job is still my old last name (the job ended this week so there was really no point in filling out the extra paperwork to change my name).  So when this employer sends me the W2's in January my old last name will be on them.  So that's not going to be a problem when filing taxes?

     
    8.
    Hostess
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    Honey bee
    yrret107    November 28, 2009   Seattle, WA; Married in West Chester, PA

    Well for me.  I got married and I actually just did a court order name change a week after my wedding.  (I now officially go by my nickname.) Anyway, since it's a name change, my employer won't change my name until I send them a copy of my new ss card.  That won't come for another 2 more weeks... and in the new year.  So I know my W2 will have the wrong name.

     
    9.
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    Honey
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    MissAsB    June 6, 2009   Married in CO, Living in AL

    It will be fine yrret.  As long as you filed your change with SS, the computer system will be able to figure it out!  They basically match things based on your SSN anyway.  I quit my job a few weeks after getting married and they didn't change my name so it will be wrong too.

     
    10.
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    298 posts
    Helper bee
    Halloween    October 31, 2009   Los Angeles

    I didn't realize how many entities we had to go through to change our name, SS, DMV, the bank.  Ick!  And it's expensive (okay well I just had to pay the 25 bucks at the DMV).  But still.

    I now know why some divorcees don't bother going back to their maiden-name.  Too much of a hassle.

    Why don't the guys have to go through any of this?  No fair. Tongue out

     
    11.
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    MissAsB    June 6, 2009   Married in CO, Living in AL

    I know Halloween!  I'm not changing the name on our home because I don't want to pay them to change the title when it doesn't really matter too much!  Thankfully, I didn't have to get a new license because I was moving out of state and would need a new one anyway.

     
    12.
    Member
    298 posts
    Helper bee
    Halloween    October 31, 2009   Los Angeles

    (okay more venting)

    And you can't do any of this on-line!  All three of those places require you to do it in person.  That's the part I really hate.

    Did I forget one?  Please tell me if I did. I need to mentally prepare myself.

    I hope not to come off as an un-grateful bride but I loathe going to the DMV.  I even made an appointment and it still sucked.

    Thanks for agreeing MissAsB.

    Hey shouldn't that be MrsAsB? ;)

     
    13.
    Member
    191 posts
    Blushing bee
    jamie80218    7/10/10   Denver, CO

    I wouldn't worry - they match up by SSN. You should be fine.

     
    14.
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    Honey
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    MissAsB    June 6, 2009   Married in CO, Living in AL

    Haha I should be a Mrs but I can't change my username now.

    Don't forget that you have to change your auto insurance.  That one you should be able to do online if you have an online account with them already.

     
    15.
    Member
    298 posts
    Helper bee
    Halloween    October 31, 2009   Los Angeles

    How ironic that I asked you about your name when we're bitching about how much of a pain in the a$$ it is.  LOL!!!  My bad.

     
    16.
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    411 posts
    Helper bee
    mhirni    September 12, 2009   Oakland, CA

    And don't forget your passport if you are planning any international trips in the coming year/years!  I just figured this one out as I was thinking about a trip we are taking in May.  Glad I remembered now!

     

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