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When we were talking budgets, FI said something like "Doesn't the bride's family pay for most of it?" I got a couple of library books, which stated that "up to 75% of weddings are paid for either by the couple or a combination of the couple and their parents...only 27% entirely by the bride's parents." (Even though her numbers don't add up, thank you Anna Post, GGGD of Emily) I reminded him that "back in the day" there were dowries, and my Dad would have given him a couple of cows. :)-
If you can get a set dollar amount from his parents, as you did with your parents, that probably would help. Luckily both sets of our parents told us "we will contribute X," so we know what we're working with/what individual purchases we're making.
I think that those items you listed- grooms attire, groomsmen gifts, parents gifts, rings, officiant, and honeymoon- all are "traditionally" groom's side contributions. So I'd recommend getting a book or magazine that shows those traditional breakdowns. You're totally correct- (most) guys don't do bridal research, but most respond well to reference material.
Do you expect the money to be from him or from his parents? Once you're married, his pot of money will be combined with yours anyway, right? In that sense I don't understand the concern. Or do you expect his parents to be paying for things like groomsmen gifts?
@philabride2bee: I know eventually it will all come out of one pot, but right now our finances are completely separate. So maybe it's just perception? I think it would be very strange if I cut him a check to go buy his groomsmen presents! I mean, they are gifts, from him not me! I also think part of it is that he seems like he expects that he doesn't have to pay for anything, which is part of what is irking me about the situation.
Thanks for the feedback! I wish we could have gotten a set dollar amount instead of them just saying they will cover it, that's how most of my friends have worked things, but it didn't work out that way for us. I did show him lists of things and how they were separated, but I think the fact that my parent's contribution would cover all those things made him think that he and/or his family were no longer responsible. I use "responsible" loosely, but hopefully you get what I'm trying to say!
Our parents have been generous to help with our wedding as well and each side is paying for their number of guests (my side has a bit more) and then splitting everything else evenly (photographer, band, etc). I won't throw my dress and that kind of stuff into the mix as I feel this is a very fair arrangement!
He probably just needs things laid out more clearly for him. Wishing you all the best!
I understand where you're coming from with the separate finances & it feeling weird for you to write checks to your fiance to cover things. The part I don't understand is why the contribution from your parents is 'your money'. Didn't they gift it to both of you for the purpose of your wedding? If its more than enough to cover the wedding, why would either of you have to dip into your personal accounts? It doesn't matter who pays what (his fam or yours). If I were you, I would put all the wedding related contributions in a joint account, and pay all your expenses that way & stop worrying about who paid what.
I would just sit down with him and both your parents have have them give you an exact amount of money. For example, the grooms parents will contribute $2000 and the bride $8000. Anything else will need to be covered by you and your FI. That way you will know exactly what is covered and what is not.
It sounds like your FI is assuming that he won't have to put out a dime for your wedding. Maybe you need to explain to him that times have changed and that you both will have to somewhat contribute financially to the wedding. I am assuming that your parents have not given you an unlimited budget? I think this would be the easiest way that way you can figure out what the money from your parents will cover and what you two will have to pay for out of pocket.
@les105: I don't think I ever said that money was "my money". I consider it my parents contribution to our wedding. Whatever is left over is our money to spend how we please. Currently, it is in my bank account since my parents have written the checks to me and we have not combined finances yet, and I have been paying the bills with it, so it's my money in that sense, but I'm just holding onto it for the two of us.
I guess I just thought it was odd that he thought this was going to cover things like his groomsmen gifts. But, that's why I posted this here before I talk to him!
@les105: I agree. This is what we did. My parents offered to pay for everything "within reason" minus whatever his parents wanted to contribute. We weren't expecting much from his parents (he has a sister that we wanted the bulk of their "wedding" money to go to, and they don't have a lot of money) but they gave us a certain amount of money. We put that money into a joint account and have paid for everything we buy for the wedding ourselves (including gifts to the wedding party and personal things for the wedding) and asked my parents for checks for the big stuff.
Why would either of you go into debt to pay for a wedding when you have plenty there to pay for it. If the rest of the money if going to the marriage, it's just going to replace what you've spent on the wedding, right?
it just seemed weird that you said it was weird for you to write him a check for something when the check is being financed by shared money, not your own money. I wasn't trying to offend, just trying to point out what your fiance might be thinking. I think if your parents' money is enough to pay for odds & ends, then I personally would expect it to be used for that, and it seems like your fiance does, too. In the end, its all just shifting money around, and both of you will end up with the same amount once you're married :) I wouldn't rock the boat over semantics, unless you feel like he's being selfish/disrespectful about the situation, and that its a sign of future stinginess.
@les105: I see what you are saying and I think it comes down to perception since the money currently resides in my account. Anything that we pay for that's going towards the wedding is coming out of my account, and I have to write him a check to reimburse him. So yes, in the end it will all be one pot and it won't matter. But he also has savings so it's not like he needs the "wedding money" to cover things like gifts, so that's why I thought it could potentially be an issue as things progress and we need to get on the same page asap. So this is good, different perspective :) So what I'm taking away is that I need to ditch the perception issue that I'm having and face the reality that it's all going to be one pot anyway, so just pay for it out of the wedding fund my parents gave us even though it might not be what I thought was traditional and get over it :P
wow I CAN'T understand him asking to be reimbursed for stamps? I would think he would want to buy the groomsmen gift from his own money since its meant to be a gift from him to them. He does sound like he is acting very stingy
I see your FI's perspective in this. There is currently a wedding fund in existence. He made a wedding expenditure out of his own money and expected to be reimbursed from the wedding fund. That seems fair.
If the wedding fund is only YOUR wedding fund, then that is messed up and I would be pissed if I were your FI.
@Tigrrlily04: I think it is reasonable to expect the groom's family to pay for whatever they offer to pay for. Unless somebody offers to pay for something (withOUT being asked) it is the responsibility of the bride & groom to pay for everything.
@Lulusmom: What I don't think is fair though is that he expects to contribute ZERO. I don't expect to contribute zero out of my personal money. I also don't think that if this were opposite I would have asked his parents to buy my bridal party gifts. I have not used the wedding fund for small purchases here and there, my jewelry, my ring, and the gifts I have bought so far. I wasn't nickel and diming the fund and I didn't think gifts were part of the overall wedding budget. He obviously thinks differently. So these are the things that we need to sort out between the two of us. If I am paying for things out of my savings and he is expecting that similar things come out of the fund, then we are on two different pages here and we need to be on the same page. I'm sure he will be reasonable about it and I think I have to change my views of what I thought the fund was for and what it will actually be used for.
Of course all personal opinion and everyone has different expectations - I think with a generous wedding fund, wedding expenses should be paid or reimbursed from the fund (stamps included).
But I think there is no way wedding gifts should be coming from the wedding fund, not the bridal party gifts, or gifts to each other, or gifts to your parents. Those should all be from your (separate or together) personal accounts. (I'm sure he would realize how odd it seems to buy your parents gifts with the money they specifically gave you for the wedding.)
The expectations of how money should be spent and the fact that many people (ie future grooms) do not get involved in wedding research can be such a problem.
Good luck with your talk.
I completely understand how you can be frustrated. Since you have already shown him the traditional breakdown and that didn't seem to get your point across, maybe a sit down is in order where you point out the fact that built into your parents' generous wedding gift is savings for your future - house, car, children. And that the more you rely on and spend everything out of your parents gift, the less you will have for your future.
Perhaps that will make him think of it differently. And in that same talk, maybe break down a budget of what you want to and will spend on the wedding for what items - down to the wedding rings, officiant fee, wedding night hotel, DJ, etc. And put that sum in a different account from a shared account of the total remaining. If he has access to and can see the money, maybe that would help. You can open a joint ING fund where you break it into two separate and easy to see accounts - Wedding and Savings.
Yeah, I totally agree with you. Your parents are being extremely generous, and here your fiance is "nickel and diming" over stamps... Next he'll expect them to pay for his bachelor party... The thought of my husband asking me to reimburse him for something so trivial makes me cringe, and I would worry that this type of stingy behavior would extend beyond just the wedding so make sure you guys are on the same page about other expenses before he starts divvying up the grocery bill on ya...
And for the record, I don't consider my money or his money "our" money even though we are married. We have a joint bank account that is "our" money, but the money in our individual accounts (and any debt we incur individually) is not in "one pot".
There's two issues here:
1. Your frustration over his family and him not paying what you see as their "share" of the wedding. (I use this word share loosely.) To resolve this issue, I would educate him about both traditional responsibilities and more modern interpretations.
2. Disagreement over what constitutes "wedding" expenses reimbursable from the "wedding fund." This issue leads to a corollary, namely, how have you discussed how you'll handle funds after you're married? To the first, I'd suggest that you sit down and discuss expenses, budget, and what should be paid from that fund. I'd also sit down and discuss how you'll handle finances after you are married. If it's a communal pot, I'd explain what you've put in from your own funds, and why you might think it's silly for him to ask for reimbursement over certain types of expenses or small ones.
At the moment, I'm a triffle bugged that my family has put in all of the money for the wedding, but I try to remember that fiance did buy a very nice ring for me...
I would expect the groom/his family to cover groom's attire, rehearsal dinner, their own accomodations if necessary, groomsmen gifts (And anything else they want the groomsmen to have/wear that's not their own suits that they'd rent or what not), my ring (I'd buy his, no worries :) ), the honeymoon. The bride covers the wedding ceremony/officiant cost, facility rental, catering, dress, makeup, accomodations for her, flowers, cake... I'm sure there are more things here, but in the long run, the groom's "responsibility" (I understand how you used it) is much smaller. Perhaps, if the gift from your parents will cover EVERYTHING, you budget out "his" expenses, and transfer that money to him, so he can take care of it himself, so it's not him just buying things and expecting reimbursement. Up to you, though. Most guys don't know these things. My SO knows that the honey moon is on him (just from brief conversations) but I doubt he has any idea about the rehearsal dinner. Luckily there's time before we gotta talk about that...
I think a few of you have hit the nail on the head as to what I’m feeling here. First, I am a little uncomfortable with the unevenness of the contributions. I realize that my parents caused that unevenness, so not much I can do there besides go back to them and tell them that I think their contribution was too generous and I would feel better about things if they didn’t provide us with this sort of money. Or alternatively, just get over it. I guess part of it is that I feel like my parent’s generosity is being taken advantage of a little bit (not necessarily on purpose though). I’ll think more about how to handle what I’m feeling here.
The second thing is that it seems like FI sees it as that my parents gave all this money so now he doesn’t have to contribute anything. This is where I think we have the major miscommunication that we need to sort out. When my parents provided the money, I thought it would cover what was traditionally the brides responsibility, and a few more things, but not the entire affair. He knows what the traditional grooms expenses are after I showed him, but he obviously thought that the money my parents gave was enough to cover those expenses too, so it should be used in that way. So we need to iron out where the line is. I don’t blame him for trying, but I also think it should be a somewhat joint effort. I think we should probably go down the list, and just pick a few things that he will cover, then use my parents money for the rest.
The third thing is these little expenses. He is really not stingy on a day to day basis, we’ve lived together for almost a year and been together for about 4 years, and never have we had any issues like this. We pretty much go halves on everything and he offers to pay for things without issue. So I think it is just stemming from the miscommunication over what the “wedding fund” is for. And I don’t think the stamps themselves were the issue so much,stamps are technically part of the stationary budget, so they are part of the wedding budget. It just totally struck me the wrong way when he mentioned it. All I could think of was that my parents gave us all this money for the wedding, I’ve been using my personal money to spend on things here and there, and he was asking to be reimbursed for the $20 he spent on stamps which was the first purchase he made for the wedding! I think what I need to do to avoid these little nit expenses that are going to annoy me when they are mentioned is to ask him to keep a running list of any little expenses and every couple months we’ll add them up and figure out how it’s appropriate to pay for them.
Thanks for all your input! It’s really helpful to see other peoples perspectives on this!
Here's my two cents based on what we did. My parents are paying for our wedding and have been very generous without setting a hard limit (but knowing that I'm not going to take advantage of them). So, all wedding expenses (including stamps) are being funded by my parents. However, I never considered having them pay for the following: our rings, bridal party (including groomsmen) gifts, parents' gifts, our hotel the night of the wedding, our honeymoon or our rehearsal dinner. These are things I just felt odd having them pay for (the gifts are from me and FI and I don't feel like my parents should pay for that; our honeymoon feels like overkill after their wedding generosity; our rings are gifts we're giving each other and I don't feel right asking my parents for that, etc.). My in-laws have offered to pay for the rehearsal dinner, so they are doing that, and the rest of these items are being paid for by my FI and me. My FI never requested money from the wedding fund for his groomsmen gifts, nor did I consider asking my parents to cover that. Your situation is a tad bit different because they've given you a sum of money and you have extra money to cover those items. I think it's all semantics at some point, though - whether it comes out of his account or your account, it's really one pot of joint money, IMHO.
@Tigrrlily04: Wow...so is he expecting your parents money to pay for the traditional "thank you" parents gift for his parents as well as the groomsmen's gifts? After reading through your post and the comments, I'd be really interested to hear how your conversation ended up! I think you two are definitely looking at it differently and that it's important to get on the same page before more things are purchased.
My parents gave us a set amount for our wedding, but all of the frivolous/personal things (wedding bands, gifts, etc.) DH and I paid for out of pocket. We ended up having money left over in the wedding fund and that went toward purchasing our first house. Without going into detail, lets just say that the contributions or lack of between DH's family and mine were very imbalanced-- so I understand a bit what you're feeling inside!
I think a big part of how you go forward in this depends on what your financial plan is for when you're married. If you're one of those couples who's going to be combining EVERYTHING, then it doesn't matter who pays for what. You shouldn't have to reimburse for stamps, and you shouldn't have a problem putting groomsgifts on your credit card and not getting reimbursed, should it make more sense at the time for you to do so (ie. you happen to be getting something else at the store, it's a buy it or lose it situation, etc.)
However if you're NOT going to be fully combining finances, and instead having a joint account and then separate ones, I think you need to iron out what's his responsibility, what's yours, and what's the fund's. If this is the cse, I would reimburse him for the stamps, since it seems like a fund-type expense (presumably for STD's or invites). BUT, so you're not nickel and diming on a day-to-day basis (annoying!), I'd tell him to just save his receipts/keep a spreadsheet, and then cut him a cheque after the wedding, as well as every time he covers big-ticket items (ie. deposits).
Either way, I would also talk about what the leftover money from the wedding fund will go towards. It makes sense for that money to be shared, whether it's earmarked for a house, a vacation, or joint savings. Hopefully knowing that he's going to get the full benefit of the fund at the end of the day will make him less nit-picky about small purchases along the way.
@Tigrrlily04: I think you need to make a list of all the "big things" that the gift money will pay for. Decide what things you both will pay for... if he pays for groomsmen's gifts, you pay for bridesmaid's gifts with your own money. Your parents' gift should pay for the big things. If there is enough to pay for the smaller things as well... then do so. OR DON'T... and keep your parents' money in the bank!!
ALSO my parents are paying for the venue... more than 1/2 of our wedding budget.... and my fiance's parents are.... coming!!! They are not in the best financial state (but she can still afford shopping trips and chemical peels???) but their family has made double what my family has for about 15 years... just saying.
I UNDERSTAND about the uneven gifts!!
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Ok, so I need some advice with our wedding budget and what it traditionally covers!
When we first got engaged we had a discussion and I proposed that we sit down with our parents and ask them if they would like to contribute to our wedding, and if so what they would be willing to contribute. When we had that discussion FIs first reaction was that he thought his parents would pay for the rehearsal dinner and the rest was the brides responsibility because that is what he thought was traditional. When I explained that if we were doing it traditionally, there are other expenses that the groom and his family cover as well, he hemmed and hawed because he didn’t realize. Which is fine, guys don’t usually do a lot of wedding research, but at that point he knew that there was a bit more to it than bride pays for everything and he just shows up.
Fast forward….after I had the discussion with my parents, they offered me and my FI a generous sum of money. It is more than enough to cover our wedding. The remainder was our gift and to be used as we want to start our lives together. I am so grateful of my parents for this! My fiancés family offered to pay for the rehearsal dinner and alcohol (which is BYOB). They are well off. While I am very grateful for getting this contribution, I was a little surprised that they did not offer to cover some of the other “traditional” grooms side expenses. I’m not upset about it, it was honestly just surprising to me.
So now as things progress with planning, I am starting to get to a point where we decide what is covered by the money that my parents contributed, vs. what is our responsibility. I recently had one of those “red flag” discussions with him so need to get it sorted out! During our planning discussions last night I found out that my FI was expecting that my parents money was going to cover EVERYTHING else. Down to the gifts for his groomsmen. He also asked me to reimburse him for the sheet of stamps that he bought. I almost fell over. That sheet of stamps was the first money he spent on this wedding….it just seemed stingy!!! Now I realize we need to get on the same page as to what is being covered from which pots of money. I feel like my FI thinks that the gift from my parents relieves him of all financial obligation. While I realize there is no set “obligation” for who pays for what in a wedding, I do feel like it’s a union and we should all be contributing since it is more meaningful than just having my parents pay for everything. And I don’t really want to get down to nickel and diming our expenses (e.g., stamps). I have paid for some things out of my personal savings because I thought they were my responsibility outside of my parent’s funded wedding budget, so I think it should be mutual.
So I’m looking to you all for advice before I sit down with him and have this conversation! Given the situation, what do you think is still reasonable to expect the groom/grooms family to contribute? Some example items which I think we definitely need to clarify are grooms attire, groomsmen gifts, parents gifts, rings, officiant, and honeymoon. I am not going to mandate that he contributes anything, but I think I need to at least have my ducks in a row before entering into this sort of touchy conversation! Thanks for any help/advice/support you can offer!