Need advice settling a disagreement!!!

posted 3 years ago in Home
Post # 3
Member
8426 posts
Bumble Beekeeper
  • Wedding: April 2013

@Daizy914:  I agree with your husband on this, I don’t see the big deal.  If you’ve already accounted for the check and the money is in the bank, I don’t see why there would be a problem.

Post # 5
Member
8071 posts
Bumble Beekeeper
  • Wedding: September 2015

Its totally annoying and rude! You want to look at your account and see the actual number available to you- not scramble with some math problem!

 

 

Post # 6
Member
4410 posts
Honey bee
  • Wedding: September 2010

You are 100% right! When you write a check to someone, in your mind you’ve spent that money. When they don’t deposit it promptly, it creates worry — will they ever cash it? Is the check lost? Will you eventually forget that they haven’t cashed it and move that money out of your checking account, leading to an accidental overdraft? 

It just means that you have to do the extra mental work of rmeinding yourself that the check is not cashed every time you look at your checkbook. 

It’s also annoying because if they wait a long time to cash it, you could have had the money in an interest-bearing account, working for you, rather than languishing in your checking account. And, on a petty level, it annoys me because it makes me wonder why I had to write a check by a certain date if the recipient obviously does not need it right away.

Post # 7
Member
8426 posts
Bumble Beekeeper
  • Wedding: April 2013

but what if I forget that she hasn’t deposited the check yet and it does bounce?

@Daizy914:  Hmm, maybe I’m confused, but how would this happen if you’ve balanced the check book?  Wouldn’t you deduct the amount when you wrote the check?

Post # 8
Member
3045 posts
Sugar bee
  • Wedding: September 2016

another agreement that it should not be a big deal… But because it is, what about setting up an automatic transfer to your LL’s account?

also, what are you waiting on to be able to do? Just curious.

Post # 9
Member
1287 posts
Bumble bee
  • Wedding: May 2014

@Daizy914:  I agree with you, and your DH, lol.

I think your landlord needs to be contacted, but instead of asking when she will deposit the check, ask IF she received your check because it has not cleared your account, and you do not want to be penalized with a late fee.  If her response is she waits until all rent checks are received, no harm no foul, because the money is accounted for in your account, etc.  

For me, I do not panic about a balanced account so much, with these types of delays, but rather I worry about a check getting lost, or misplaced, etc 🙂

 

Post # 10
Member
628 posts
Busy bee
  • Wedding: January 2012

One time my land lord took over 2 weeks to deposit the check and i emailed her to make sure she received it. I didn’t want it to get lost in the mail, anything longer than 2 weeks too long.

Post # 11
Member
540 posts
Busy bee

@Daizy914:  I would just call to make sure they have your check

Post # 13
Member
391 posts
Helper bee
  • Wedding: July 2013

@Daizy914:  I agree that it is annoying, it’s not that you’re going to bounce the check but you just have to keep reminding yourself that it is out there.  However, probably easier to do so when it is a larger amount (rather than say you wrote a $50 check to someone).

 

However, if it bothers you and not your husband, I think the clear solution is for you to call the landlord. It’s easy enough to do so with the line that you just want to make sure she has it.

 

Post # 14
Member
11668 posts
Sugar Beekeeper
  • Wedding: November 1999

@Daizy914:  Our property manager does this with our HOA checks each month. It annoys me to no end because I keep a very small amount of money in my checking account since it doesn’t bear interest and hate having to watch for it to come out. I have overdraft protection just in case, but it still annoys me. I don’t really have any good reasons other then personal preference though!

Post # 16
Member
391 posts
Helper bee
  • Wedding: July 2013

@Daizy914:  I agree with you that it is annoying.  I just meant that you’re not going to look at your bank account, notice that it’s +$1000 over normal and forget that your rent check hasn’t cashed.  You might more easily forget about a smaller check and if you don’t keep a lot in your bank account that might cause a problem.

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