Post # 1
Wedding is 3 months from today, and I have at LEAST 5k to save up in that short time frame! I am really freaking out. I don’t know why I thought I could do this!
I moved back at home to save money and have paid for everything so far to do with the wedding. FI works full time and took a significant pay cut back in Dec so he would work a “steady. adult. with benefit” job instead of his job he has been doing for the last 3 years (since he got laid off in the union along with everyone else it seems )- so he has not been able to save anything to contribute.
I have 1,000 in my wedding savings account, which leaves 4k to save. How can I do this in 3 months? I really have no ideas…it seems like there has been so many ‘incedentals’ that I have been buying along the way, like centerpieces, guestbooks, candles, diy stuff, etc…that I have not been able to save as much as I was hoping.
I guess there are no answers to this, just needed to express my concern and see if I am the only one in this pickle?
Post # 3
My fiance and I landed in the same boat. Between having to move the date up by a few months (it was double booked, awesome!) and me being a full-time grad student, the money’s a bit tight. Here’s what we’ve done so far:
-Sell things. Extra furniture, antiques (but not family heirlooms), books, DVDs, whatever. Try craigslist or kijiji or ebay, but you would be surprised what you can get money for.
-Take little extra jobs. For me it was a short term contract doing some tedious data entry on weekends. Anything to add a few hundred here or there.
-Be really brutal with the wedding budget. For us it meant cutting floral centerpieces, and postponing the honeymoon until next year. Maybe cut down the guest list.
-Be prepared to swallow your pride and tell loved ones (family, friends, etc) about the money issue. It’s so embarassing to admit that you are having trouble paying for the wedding, but maybe they can help with advice, time or a loan. You won’t know until you ask.
I’m not going to tell you to just give up and go the elope/city hall route (which you will see a LOT on these kinds of threads). If someone wanted that, they would have chose it in the first place. Getting married with friends and family is worthwhile. Good luck, I know how much this sucks, and how stressful it can be, but hang in there!!! 🙂
Post # 4
@mile end: thanks!
Everything is already bought and paid for (half way) lol. I know we will be fine, and that we have lots of people that will be there for us if we need it (my parents are already helping a ton)- but being in a LDR weekends are the only time that we have to be together and for me to work on wedding things… I know I can save another 2 k before the wedding with my pay checks and not spending anything on anything! Then maybe FI can help on the rest….
I am pretty ready for this to be all over and be laying on a beach (which is already half paid for too, lol)
Post # 5
Can you ask your parents for a short term loan for some of it? It would be better than charging things on a credit card if you get desperate!
Post # 6
@crayfish: yes- I know we can go to his mom for this if needed. I’m sure she wouldn’t mind especially if we would pay her back right away. Agree to not put it on a credit card. I think I am just freaking myself out more so than I should. We also have a honeymoon registry and a few people have already donated toward it, so maybe people will help pay it off (haha, a girl can dream). Even if like 500 is paid for, it would really help!
Oh well- no more Starbucks runs for me. AT ALL. This weekend at the county fair, I am going to bring my own kettle corn popped from home and stick my own 40 in my purse (ok, totally kidding on that one).
Post # 7
Good luck. You just need to be super stingy with your money for the next few months. Dont go out to eat, Dont spend any money on anything that you dont NEED. Its hard but you would be surprised how much money you spend thats not needed if you go through your bank account history. Ask for help if its avalible. In the end It will all work out, its just getting there.
Post # 8
Post # 9
Get a second job. Do you have anything to sell that you don’t want?
Post # 10
@Miss Tattoo: I work 60 hours a week now and commute 3 hours a day. 2nd job just wouldnt work unless it was something I could do on my own time. (which is absolutely never) with diy projects and every weekend having a wedding planned as a guest, showers, benefits I am helping with, etc. Plus I am moving right before the wedding (3 hours away) so any part time job would be for 1 month basically.