(Closed) No self control! I can't stick to the friggin budget

posted 5 years ago in Money
Post # 3
Member
9143 posts
Buzzing Beekeeper
  • Wedding: November 2013 - St. Augustine Beach, FL

It’s one thing to go overbudget on one or two items but it seems like you get caught in the upsell and go double or more over budget.  Just stop!  Maybe making him have the final say before signing over deposits will help curb additional over budget expenses.  It’s called a budget for a reason; you set it and you stick to it.  If my FH kept going over budget on vendors then I would be concerned for his ability to stick to a budget in the future as well.

Post # 5
Member
9143 posts
Buzzing Beekeeper
  • Wedding: November 2013 - St. Augustine Beach, FL

Just say no the next time.  You are probably like me and I am too nice to sales people to the point that I regularly agree to the upsell unless I prepare myself for it in advance and remind myself to say “no”, just say no, just say no.  I run it over and over in my head like a mantra because as soon as you start saying yes, you keep saying yes.  πŸ™‚

In all honesty, your guests might notice some of the changes but they wouldn’t miss them if they weren’t there in the first place.  Guests won’t know what they’re missing if you don’t buy the upsell.

Post # 6
Member
1880 posts
Buzzing bee
  • Wedding: April 2013

I know what you’re going through. We set a budget of 25k but are going to be closer to 35k at the end. Again, we can afford it, and my parents said they would pay for 40k, but I never thought I was the kind of person to have an extravagant wedding. But apparently I am!

And our budget doesn’t even include the honeymoon (10k), rehearsal dinner (4k), bachelor party (3k), or fiance’s custom tux (also 3k). Sooooo that would be about 65k total if we include what my fiance and I are paying for in addition to what my parents are paying for.

It DOES NOT HELP that I’m the only one trying to stick to the budget and my parents and fiance are like “We’ll pay for whatever you want! Whatever it costs!” They are such enablers. I’m very lucky we can afford it and I never have to compromise on a decision, but it is making me feel very guilty nonetheless.

At the end of the day though… if you can actually afford it… I’d take the advice I have been so horrible at taking and don’t sweat it.

Post # 8
Member
1880 posts
Buzzing bee
  • Wedding: April 2013

@MrsRedPumps:  Yeah, I think that’s part of it for us. We originally tried really hard to stick to our budget, but the cuts we were making we NOT acceptable to my parents. Limited open bar, appetizers, shorter reception, shorter guest list, etc… you know, the EXPENSIVE stuff was what we were cutting, because there’s only so much saving you can do on the stuff that didn’t cost that much to start with anyway. And then an ipod instead of a dj, no flowers, and so on. But my parents were absolutely appalled and upped the budget drastically after asking around and finding out how much the weddings we’ve been to have cost. It’s all well and good to set a budget, but if it is more important to have a certain type of wedding than to save that extra 10k, then your budget does no good if that’s not the type of wedding you budgeted for (which is somewhat hard to know in advance before you’ve actually talked to all the vendors!).

And then there’s the fact that Dallas isn’t exactly the cheapest place in the world.

Post # 9
Member
933 posts
Busy bee
  • Wedding: August 2013

OP, I just wanted to be supportive & say, it looks like you didn’t go way over budget on the honeymoon. Also, if you can sell your extra dresses then you might be closer to your budgeted amount there. Since you can afford it, I sort of agree with you about the once in a lifetime experience thing! But if your fiance wants to, you possibly can dial back your packages (e.g. food, flowers) since you’ve probably only put a deposit, not the whole amount?

 

Edit: I didn’t read where you said that everything except final venue payent is already paid.

Post # 11
Member
86 posts
Worker bee
  • Wedding: July 2014

i would try revisiting what you spent so much money on. what do you want vs. what do you need? i am cutting corners everywhere and it helps. not to be rude or mean at all, but you don’t need more then one dress. and make sure that all 150 people show because i would be pissed to go over budget, for indiviuals not to show up!

Post # 12
Member
2840 posts
Sugar bee
  • Wedding: October 2012

Sounds like you’re making decisions without your FIs knowledge? Not good.  Make the wedding decisions together to stay on track financially.

Post # 14
Member
2840 posts
Sugar bee
  • Wedding: October 2012

@MrsRedPumps:  Well, I’m glad your budget busting isn’t hurting you.  You’re a very blessed lady! πŸ™‚  Happy wedding planning!

Post # 15
Member
900 posts
Busy bee
  • Wedding: November 2011

@MrsRedPumps:  awww….I was a Dallas bride, too!  Who did you get to do your cake?  The tastings were one of the best things about wedding planning.

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