Post # 1
Well the title kind of sys it all! We got married In June this year. He is 31 and I am 25. We both want babies asap but had hoped to be in a better financial situation. We rent an apartment (won’t be able to buy for about another year and a half) I mean we pay our bills, go to dinner- try to save. We don’t have a ton of extra money but I know we are ready emotionally. I have a great Job and DH is looking for a new one right now. I think that’s what makes it questionable, he would like to be able to provide a bit more but I know he wants a baby so bad. I’m still on BC right now, every time we talk about it we just kind of end to convo with, well we be both want one- maybe not right now, I guess we will talk about it later.
So while I know no one can make this decision for us, what are your thoughts? What are you/were you waiting for?
Post # 3
@Jenbee: You’re in a nice position because you’re only 25 so you have time on your side. My opinion is that, since you just got married and are still so young, why not wait at least 6 months to a year before TTC? That’ll give you time to work on building up your savings a bit, enjoy this time of being a newlywed, and focus on any other goals you might have together. I’m not one to say you need to wait until you have tons of money before having a baby as plenty of people have babies and make wonderful parents with little money (my parents were awesome and they had very little money), but I know it’ll be less stressful if you have some saved up. Maybe you and your husband could work on some financial goals and try and figure out how much you’d like to save before having a baby? Do you have any debt you could work on paying off? Make your financial goals attainable, but a challenge. You can also use this year to be in pre-TTC mode–read books, improve your diet, etc… to get ready to start trying.
Post # 4
Well, first, you’re being very responsible by considering all of that.
So, maybe try to set aside “baby money” every month. Try to come up with a rough idea of what a baby “costs” per month and set aside that much money in a savings account. Is it easy, do you have that much extra? Is it really a struggle? If you can do it for 6ish months, then not only will you be comfortable with knowing that you can afford a baby when it arrives, you’ll be well on your way to having something saved up for baby furniture, hospital co-pays, money to supplement your maternity leave, etc.
Getting ready to start trying is a great idea, too. Mentally and phsyically prepare yourselves. 🙂
Post # 5
If you’re not sure whether you are ready or not, I would recommend waiting a little bit. Many women do get pregnant on their first cycle trying, so if you’re not ready to have a baby right away, I’d give it a litle time,
That being said, it could take a lot longer than that (I’m on month 18/19 of TTC), and you will have wanted to start earlier.
I’d recommend mentally and physically getting ready. Start putting away some baby money like PP said, even if it is just a little bit per month. There’s nothing to say that you can’t have a baby in a rental place, right? Start looking at your health, lose any weight that you might want to, head to the doctor and get everything checked out, start paying attention to your cycles.
Also…some doctors recommend coming off birth control a few months before you plan to TTC. Maybe ditch the pills and start using condoms or something instead, so that the hormones will be out of your system by the time you’re ready to TTC?
All that being said, only you and DH can decide what’s best for you! Best of luck!!