(Closed) NWR: Debt & DH

posted 5 years ago in Money
Post # 3
Member
6124 posts
Bee Keeper
  • Wedding: August 2012

@chubbypanda:  

Hi there, I can see why your H feels the need to police you and I can see how you would not want to tell him either.  I see both sides.  Almost like you’re feeding each other!  However, it does sound like he can be an asset to you guys as a team with those financial skills.

 

How long before you get out of this mess on your own? 

How long would it take if your H knew and helped pay it down?

 

I have a reply but I wanted to know more.

Post # 4
Member
1902 posts
Buzzing bee
  • Wedding: July 2012

I think just come clean about it now – just say something like “Hey, remember how I was going to do that personal loan thing for my credit card – it’s all done now, so I’ve only got to pay $X per week/fortnight/month, so I should have gotten myself debt free by [date].” Just be positive about it and try not to treat it as a big deal. As you said to your husband, you got yourself into that credit card debt, and you wanted to get yourself out, so you took the initiative to sort it out yourself.

Post # 6
Member
6124 posts
Bee Keeper
  • Wedding: August 2012

I’d come clean.  It doesn’t feel good to sneak around and lie to your partner.  There is deserved guilt and undeserved guilt.  You have the deserved guilt, so the remedy is to tell your H.

 

How?  Sit him down after a nice dinner and say, “Honey, I am still working on cleaning up that old CC debt I had.  I took out a personal loan.  It’s how I felt I needed to fix it.  I will keep fixing it on my own since I made the mess.  I just had to tell you so you knew, but I’m fixing it and it will be done on this date (then you better have a date ready to share).

 

Then seriously consider his input next time.  Seriously, if he can help and pay it down quickly, then do that – put your pride aside.

 

Good luck!

 

The topic ‘NWR: Debt & DH’ is closed to new replies.

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