(Closed) NWR: For those who follow a budget: What do you consider discretionary/fun?

posted 7 years ago in Money
Post # 3
5096 posts
Bee Keeper
  • Wedding: June 2011

We’re still figuring all this out.  Right now I think we’re considering lunches bought during the workday or meals eaten alone as “dining out/discretionary,” which encourages us both to try to pack a lunch (way cheaper).

Post # 4
786 posts
Busy bee
  • Wedding: August 2012

We keep our groceries completely separate from our fun/discretionary money..  We have a joint chequing account that we both contribute to that goes towards that..  and when we go out for dinners with friends, or movies or fun dates, that’s our fun joint money..  Groceries are only for food in the fridge that we both eat and have access to. 

If I am out by myself and didn’t bring a lunch or didn’t feel like making myself dinner, I buy my own meal out of my own bank account.  He does too if he is at work and wants food.  We only use money in our joint account for things that we both use or contribute too (including pet food and home renos).  Gifts for friends are generally out of our joint account..  But gifts for family is kinda a grey area for us since we usually pay out of our own money, but sometimes we don’t..

But yeah your own personal hobbies..  Your own time with friends..  Your own clothes/shoes/personal toiletry items/perscriptions..  Own bills (like own cell phone..  medical..  gym memberships etc).  Car maintenance/bills..  Come out of our own bank accounts.  

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