(Closed) NWR: I hate insurance companies

posted 5 years ago in Emotional
Post # 3
Member
4275 posts
Honey bee
  • Wedding: April 2012

@FoxyBride14:  I am sorry you had a terrible experience. Even if the accident was not your fault, dealing with the insurance company can be a hassle, especially at this time of year. Feel free though to start looking at different insurance companies once this is all settled.

Post # 5
Member
3720 posts
Sugar bee
  • Wedding: July 2013

I’m sorry! I completely understand the stress. I ran my car up a cliff on Christmas and was lucky enough to have amazing insurance adjusters/claims people, but it being over Christmas and out of state is making this an expensive, difficult mess. It was impossible to get a rental car on insurance on Christmas day and the amount of effort it took to work with my insurance and the rental car to get the rental car paid for was a nightmare.

In the short term, I am assuming you need a car from the 8th to the 11th? That is far enough away that I am sure you can get a cheap rental. You might want to look at a whole week rental. They tend to be cheaper. I would also call up the insurance agent an explain that because of the delay in getting pictures for the adjuster, the car is going to take more than 30 days. IS there any way they can extend your rental?

Post # 6
Member
4275 posts
Honey bee
  • Wedding: April 2012

@FoxyBride14:  Ah okay sorry. I misunderstood. Well its good that you are covered at least…

Post # 8
Member
5969 posts
Bee Keeper
  • Wedding: April 2018

…if the other driver was at fault, and his insurance company took 100% liablity, there should not be a time limit on the rental, since it was their delay in adjustment that has extended your need for it to the 11th.  I’d call over there and ask for a supervisor, because that makes NO sense!

Post # 9
Member
1460 posts
Bumble bee
  • Wedding: October 2012

@FoxyBride14:  You can actually contact your insurance company and have them talk to the other driver’s insurance company.  Maybe they can work something out on the rental car.  Call you agent and see what they can do.

Also, don’t sign anything from the other driver’s insurance company.  When you sell/trade your car the value will be diminished because of the damage.  That insurance company is legally required to reimburse you for that diminished value. 

Post # 11
Member
718 posts
Busy bee
  • Wedding: March 2014

My entire rental (over 2 months) from my last accident was 100% covered by the other insurance company.  Mind you I had to pay out of pocket up front and harass Allstate (crap company) for over a month to get a check for the $700 rental, but they did pay it in the end.  They should cover everything you need.  Your insurance agent might know more about it.

Post # 12
Member
11273 posts
Sugar Beekeeper
  • Wedding: April 2012

@FoxyBride14:  call the insurance company.  tell them that since it took a week for the adjuster to come out, you believe it would be fair for them to extend the car rental for a week.  don’t necessarily “ask”.  you should make a strong “suggestion”.  talk to the supervisor if they can’t make it happen.

this happened to my son and he got them to extend the car rental coverage until the car was fixed.

Post # 14
Member
5494 posts
Bee Keeper
  • Wedding: August 2011

.

Post # 16
Member
622 posts
Busy bee
  • Wedding: January 2012

my car got hit last year on Dec 13th they gave me a rental and i told them i wasn’t bringing back the rental until my car was ready.  they didn’t really fight me on that. my car took a month to fix and i got my car back january 11th, 4 days before i got married. what a mess!!!!

The topic ‘NWR: I hate insurance companies’ is closed to new replies.

Find Amazing Vendors