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Offer to help pay for ring?

posted 2 years ago in Waiting
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    Bostongrl25    December 2017  

    I am getting a decent tax return this year and I was thinking about offering to pay for part of my ring. Have any of you girls done this? The boy has mentioned that he is trying to save and he  has a budget for it, etc. So I don't want to offend him by offering, and I want him to do this in his own way. We live together and combine all of our living expenses anyways. When we get married we will combine all our money so it just makes sense.

    Thoughts?

     
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    Jizes318    November 19, 2010   Miami

    I helped. We combined our money even though we wernt married yet. I had no problem what so ever. It was worth it :)

     
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    misspug      

    i think it's a very nice gesture on your part.  as for whether or not it would offend him, you know him best to gauge how he would take it. even if he doesn't take the offer (if you do decide to offer), i'm sure he would appreciate it. but if doing this all on his own is really important to him, it might be a good idea to just let him do it his way.

     
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    ing2foru    April 26, 2010   Oklahoma/Wedding in Vegas

    I don't see any problems with it.  Just like Jizes, we have combined our money even though we aren't married yet.  My money is his money & his money is my money.

     
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    qui40067    July 3, 2011  

    I think it would depend on  your boyfriend.  My boyfriend and I played around with that idea as well (yay for tax refunds!) but he wasn't all for it and admitted that if we did do it, he would never want to speak about it EVER...I think maybe men think it takes a little bit away from the whole significance of the proposal; he even said that he would feel like a man that couldn't provide for me if he couldn't even pay for a ring for me.  So - I guess it would just depend.  The compromise we came up with was when he started saving for the ring (about 8 months ago) I started saving for the wedding; that way, you're still contributing towards your financial future together and Lord knows, you can never have too much money for your wedding lol

    No matter what you decide, congrats on your upcoming engagement and enjoying ring shopping! :)

     
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    Miss Pinot Grigio    March 21, 2009   Indianapolis, IN

    It is definitely ok in this day in age. Or if you don't want to offend him, just tell him that since he's paying for the ring, you will put your money towards the wedding expenses. That way you both carry the financial burden equally.

     
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    finnaroo    August 7, 2010   DC (living in nyc now)

    my fi and i also lived together and had joint living expenses before he proposed. i offered to help pay for the ring, but my fi is more traditional than i am and didn't want me to help (he also had an heirloom stone reset, so the cost was significantly less than it could have been if he was starting from scratch--he may have accepted my offer if it wasn't an heirloom! i didn't know about the heirloom at the time...). he wasn't offended--i basically told him that i was happy to be as involved or uninvolved in both the picking out and paying for a ring, and he said he didn't want me involved. he proposed about 5 months later...

     
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    Abbee    October 1, 2011   Dayton, OH

    Even though I think he has tricks up his sleeves, I offered to help pay for the ring.  I mean we share a mortgage, utilities, even dog food expenses, why can't I help?  He wouldn't even really discuss the idea, which makes me think either 1) He's actually being old fashioned about something ;) or 2) He doesn't really neeeed the help.. Sigh, but still I wait.

     
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    prettyflowers    September 2010  

    I'd say save your refund for the wedding deposits - let him pay for the ring if he already has a savings plan in place and he'll get there soon enough.  It sounds like he's comfortable with the idea of paying for this himself.

    Unless there was serious hardship, or you wanted a very expensive ring,  I think most guys would want to do this for you on their own.

     
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    Arachna       nyc

    Depends on what kind of ring you want.  If you're planning for a ring that's a serious stretch then yes why not offer but if you're happy with a wide range of prices, let him do it.

     
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    noodlefish    November 27, 2010  

    If this is something that means a lot to you then talk to him about it.  This is a big step in a man's life and they can get defensive about it.  Something to think about (or suggest) might be for him to select and purchase a loose diamond (assuming that is what you want///if not then whatever center stone you two want) and then propose to you with that in a temporary setting in whatever way he would want to do it. (they always put a loose stone in a temporary setting when you purchase it) Then after you say YES you can take a trip to the jeweler and pick out a setting together.  You can help pay for the setting, and he will still get to feel like he picked out something on his own and pay for it "like a man should provide". People don't need to know how much was spent on it, or who spent money one what.  I think that questions like that fall under the "don't need to justify with an answer" category.

     

     
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    noodlefish    November 27, 2010  

    *side note: He might not to discuss this or want help purchasing the ring because he 

     

    might have already bought it... and is working out a proposal plan

     

    :) just a thought

     
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    serabell    May 22, 2010   Oregon

    My opinion would be don't offer. I think it will put pressure on you both, you because if you give him money you will be expecting a proposal soon. Him, because he may feel a time constraint & the e-ring is his gift to you. I know it may seem like a nice & helpful gesture, but I think it may actually be more stressful. He may already have the ring & want to suprise you. He may be waiting for a reason or for you to not be expecting it. My FI's excuse was he was saving & hadn't found the right ring... at first that was the case, but later that changed & he completely suprised me & he didn't want me to know he even have gotten the ring yet. I mean, EVERY couple is different & maybe you offering will be gladly accepted, but I wouldn't do that as I loved being suprised as that's what he really wanted to do. The proposal is on the guy's terms. All I told my FI was I didn't need or really want a fancy expensive ring because what mattered to me most was who is giving me the ring & we can get fancy wedding rings later on & then didn't bother him about it after. That way it was out there & he knew I honestly didn't need a super fancy ring.

    Plus, you can use your refund for wedding bands, or something wedding related, as I'm finding out things add up rather fast! Good luck :)

     
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    seashell    September 2010  

    Hold off.

    I had thought about offering to contribute at one point in time (aka pre-engagement). Come to find out, he'd be saving for quite some time and had the situation completely under control. Moreover, my FI had been making financial comments purely to throw me off.

    I agree with @serabell - save it for other wedding expenses, including his ring!

     
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    cam18    September 18, 2011   Athens, GA

    I agree with serabell.

    My BF is very, "I want to be able to afford to buy you things," and even though i tell him that "things" aren't at all a factor, it's just the fiscal independence that guys want. It's part of their DNA to want to be able to provide for their woman...that's certainly all changing lately as we're all just trying to save a bit of money and relationships have become more fiscally "modern" (splitting bills instead of him paying for everything, etc.), but this is the one part of the wedding that he gets to completely control himself, and he may be really looking forward to that. All your future decisions (as well as your decisions up to this point I'm sure) will be made together, so why not let him control this one?

    My BF and I live together and currently share ALL expenses (it really would be easier if we just had a joint banking account already to be quite honest :), but there are some things he still really wants to pay for, like my future ring for example. I told him (today actually :) that I really would like a moissanite gemstone as a center stone (look at moissaniteco.com for more info--classier than CZ but much cheaper than a diamond) rather than a diamond, which will save him a bunch of money. I would suggest something like that. If you really do still want a diamond, maybe mention that you wouldn't mind a smaller size (and don't be afraid to be specific!!) or a more simple setting or something--that will help narrow his search as well as save him money (and save you time!).

    Another option may be to make up a fake friend from high school or something and say, "This girl I know just got engaged and actually paid for part of her ring..." and see what he says or thinks about that just to test the waters.

    Sorry this is so long! I hope it's helpful!

     
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    ginandtonic    July 31, 2010   Bristol, RI

    I helped with our engagement ring. But that's our relationship, and we went to get the ring together, and we had talked it out already. I could see some men easily getting upset by it and others welcoming the idea--I think it totally depends on him and how you think he approaches the issue, but if you just wanted to know whether it's an option I'd say yes it can be done!

     
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    thatelisagirl    April 2, 2011   Perth, Western Australia

    If you do decide to make the offer then I would suggest being very sensitive about it. Many guys have pride issues, and buying an engagement ring is one of those things that men to to symbolise their love for their partner. Offering may hurt his feelings and ego a tiny bit.

     
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    ksnow    May 2, 2010  

    I offered to help; we already live together and share bills & afterwords our bank account will be combined...but for some reason he felt it needed to come out of 'his account'.  So i'd have no problem with it , and I don't think he'd be offended by an offer, he could just always turn it down if he wants to do it on his own.

     
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    Bostongrl25    December 2017  

    Thanks everyone for your advice! I think I will do what most of you said and just hold off. I don't want to "hurt his pride" as I know he is doing the best he can to save. I don't want him to feel pressure to do it sooner than he wants or anything like that. Thanks again!

     

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