Post # 1
Since the FI and I started to seriously talk marriage, I told him I would not marry him until I paid off my credit card debt. When this talk took place it was around late January/early February. By then we had been together for almost six months and I knew this man was the one I wanted to marry! Starting January 1, 2009 I started to sock away the extra cash.
Well….as of today, I am now credit card debt free!!!
I have probably bought maybe three new shirts since January, but other than that nothing else as far as splurge stuff. No jeans, no shoes…nadda! Now I can start saving for the wedding, just like he will start doing soon too, and I will have that debt not looming over myself when I say “I do” in 13 months!! I’m so excited right now I can barely contain myself! 🙂 Another kicker though, by the time FI and I marry next year we will have no debt. NONE. Our cars will both be paid off in the next six months and my student loans will be gone.
Has anyone else really been socking away the mulla to pay off things before the wedding to start in the black instead of in the red?
Post # 3
Congrats!!! I’m so happy for you, thats a great accomplishment!
Post # 4
Post # 5
What an accomplishment! Great job!
Post # 6
So jealous! It’s going to take me a couple more years to get mine paid off!
We have been totally dedicated to paying for our wedding and honeymoon entirely in cash. It’s so easy (esp for us!) to say, ohhhh, we’ll just put this on the card and pay it back later….and then never get around to it. I am going to have zero wedding bills after June 12! woooo
Post # 7
YAY! CONGRATS! I hope to be you soon 🙂
Post # 8
Congratulations! That’s a great accomplishment, with a worthy goal!
Happy saving for the wedding, [debt-free]!!
Post # 9
Congratulations! I’m always putting away money but working two part time jobs and finishing up college doesn’t seem to help. I don’t think I’ve gone shopping for clothes in about 5 months. Anyway, i’m trying to avoid charging wedding things if I know I have the money. So Congratulations and I hope you have a beautiful, debt-free wedding!
Post # 10
Congratulations on being debt free!!!! We are in the process of paying one card off at a time. It would’ve been nice to do it before we get married, but we are trying to do both at the same time. We were doing really good, and then FI got hurt at work in Feb. and has been on work comp. since. So we haven’t had has much to save as we would like. But I have paid off a couple of cards and am working on the 3rd. So I know what a big deal it is to get something paid.
Again, Congratulations and good luck with the wedding planning!!
Post # 11
Congrats! Doesn’t it feel amazing??? I did this about a month ago and it was so liberating!!
Post # 13
oh congrats! i did quite the dance when i finished paying off my credit card balance i racked up while i was a poor intern. it was such a good feeling.
but with several thousands of dollars in student loans [and more with grad school] i won’t have the luxury of being completely debt free before getting married since we’d much rather get married sooner than later.
Post # 14
For those of you who are still paying on them, make sure you have a budget. If you can, get a 0% interest card — and follow the rules to keep taht 0% in tact! I’m in a special situation because my FH has no debt himself otherwise we wouldn’t be in this spot. For the longest time I had a balance and just figured it would always be there. Well for now and as long as I can help it the balance will not. Another tip, I give myself a certain amount of cash to use on stuff (i.e. Starbucks, snacks, out to eat for lunch, etc) and that’s it. I leave the debit card at home because everything else was allocated for the cc payment or for bills like the cell phone, utilities, etc. I think having just cash to spend on “stuff” really helped me a lot.
Post # 15
Congratulations. That’s a really smart thing to do.
Post # 16
Congratulations! That’s huge!