Post # 1
well, it sucks to get bad news in the mail. I’m a bee who’s due to be wed July 20th. I”m currently a pre-nursing student who got laid off from my previous proession last February and decided to return to school instead of look for another job in my dying field of real estate.
I just finished my 5th quarter, all while the state has been paying me unemployment as part of my states program which allows displaced workers to return to school while recieving benefits.
My state is a rather expensive state to live in…it’s been rough, even with the extra help from unemployment. I did move in with FI and he is working two jobs to make ends meet. We also support his mother. She doesn’t pay rent, she works minumum wage to take care of her personal expenses, but she’s uneducated and doesn’t speak english well, so it’s hard for her to find a job that pays much more.
I was on the fast track and finished all of my prerequisits withing 5 quarters. It was very hard work. I’m actually in the middle of my 5th quarter and due to apply to nursing school at the end of June, in hopes of getting in and starting a nursing program this coming fall.
The bad news is I got a letter than my state no longer qualifies for anymore unemployment extensions and that my benefits will end just before the wedding. I knew this was a possibility, but now I have the concern of how I’m going to get through the summer of the wedding without income on my side. FI already works so hard. On top of all that my car was stolen, so we had to purchase a new one recently, which didn’t help our sitiation.
Also, it looks like I may have to put nursing school on hold. The program is pretty much a full-time job and the director stresses we won’t be able to work more than 16 hours per week. Ive never worked anything but full time since I turned 18, I don’t know what kinds of employers would hire me to work fridays and saturdays for this many hours….or if it would even help our situation enough for it to be realistic for me to remain in school.
Again, I guess I knew this was possible…and would be inevitable at some point and that maybe we could move to a smaller place…and maybe that’s still an option, but makes me a little sad that we might have to move into a teeny apartment with my mother in law as newly weds. I know sacrfices must be made if this is what I really want…I’m just so overwhelmed right now.
Sorry for the vent.
Post # 3
That sucks! But now that you vented, don’t give up, think about alternative options. Is your tuition still covered via unemployment? I know it varies from state to state but in my state, there is a tuituion waiver program if you earn below a certain amount of income and it takes into account dependants which may include your MIL if you calim her on your taxes.
On the other side, what about getting an on campus job? It sounds like you are an undergrad but there are still positions. I know they don’t often pay much but they offer the flexibility of student hours and are often positions near to your field or at least near to your classes. I would first start by looking at the College of Nursing for openings even if it is office work, it would help you meet relevant professors. Then I would expand. At my university the dining hall was always hiring and many labs took on undergrad research assistants. If you really want to do the full time student thing and don’t mind moving, think about being an RA. It may not work in your situation and the timing may be off but some big plusses are the reduced cost of commuting and the fact that you would have a place to yourself (even if it is a dorm room) where FI could visit. It depends on how your university pays such a position though if it makes sense.
There’s also the living off student loan option but I don’t think this is a good idea. I did it for one year and my $8,500 loan resulted in a repayment of $13,500 only 3 years later. But it is an option if you need to take it on to finish, just don’t accept more $ than you need even if it is being offered.
The point is, don’t give up on school, it sounds like you have a good career path ahead of you and there are ways to make it work! Good luck, you can do this!
Post # 4
Thanks…this makes me feel better. Yes, I will look at jobs on campus as another option even the dorms. My tuition is being covered and should be covered through to the end of my nursing program (should I get in) but currently it’s being covered by grants for people like me there are several that I currently qualify for so I don’t think tuition will ever be a problem. Just kinda scary not knowing what happens next. Living off student loans would be a last resort, so far I’ve been able to completley avoid those. Pretty much I just have to find a way to pay half the rent..it’s the least I can do. FI takes care of everything else..and I mean everthing. I was really looking forward to getting through this program and going back to work so that FI can quit one of his jobs.
After writing all of it out…I feel like yeah, the unkown is scary but It could be worse. At least I have time to figure it out. I was just reading some posts by some other bees going through hard times and sometimes it really puts things into perspective.
Post # 5
I totally sympathise. Unfortunately though, as I am not from the US then I can’t give you much advice, because I don’t know how things work there! All I can say is hang in there… I’ve spent my whole adult life at uni, practically, and worked as well. It is tough, but just keep your eyes on the prize!
Post # 6
Fri & sat are prime waitressing days!
Post # 7
There are lots of places that are looking for Fri and Sat help (which is never what I wanted) because those are usually the days the full time people have off. I think you could find a job if you wanted, doing that. Also, could you look into higher paying shorter jobs like tutoring, music lessons, etc? Do you have a hidden talent?
Post # 8
Ok.. to make money could you offer tutoring?….that usually pays quite well. Could you sell a few things on ebay to help a little bit?
When you apply for your nursing course, could you also speak to someone about tuition / grants…? There must be ways in which people in your position can still go ahead with the training. Even part time?
Post # 9
Your situation is rough but honestly not THAT bad. Look on the bright side- your tuition is covered. You are so lucky to have that opportunity, many people don’t. I live in NY so I totally understand living in an expensive area. When I was in graduate school studying speech pathology finding time to work was really tough, we were also told not to work more than part time during the program. We had classes Mon-Thurs 5-9 and internships Mon-Thurs 8-4 and school work on top of that of course. I was able to find work, I babysat during the day on Fridays and worked as a waitress Friday night and a double shift Saturday and Sunday. It was tough but you do whatever you have to do! I have been out of grad school for a couple years now and the sacrifices I made then were so worth it! Good luck!