Post # 1
Ok so this may be a dumb question, but am I soley responsible for paying for his ring, or do we buy it as a couple since we have a joint account?
A few months ago we dumped all of our money into a joint account when we bought a house minus just enough in our seperate accounts to keep them open. (I know some would disagree with these decisions, but it works for us). We also have a wedding account that we are slowly depositing money into and any support we are getting is going directly to, so we aren’t tempted to spend it on other stuff and we can watch the wedding budget carefuly.
Anyway, we are going ring shopping soon and I’m not sure what the protocol is. Do I buy it with him there with our wedding account and he will know what he got, or should I find out what he likes, wait and buy it with my money- like he did with my e-ring/wedding band set? I put X amount into the original budget for his ring, but looking back I am not sure I was thinking clearly?
I know it’s probably a personal decision between couples, but just wondering what the “norm” is.
Post # 2
texaslemon: For us, he is buying my ring- so yes, I will be paying for his ring. But, we don’t have all of our money combined right now (I will not fully combine finances until I am married). It’s up to you! Is he paying for your ring?
Post # 3
We bought both of our rings out of a joint account….I think you should ask him what he’d prefer. What we all think is irrelevant, really….
Post # 4
If you are putting your money in a joint account, it seems fine to me to buy it from there. It IS your money in there….LOL
Post # 5
texaslemon: he bought his ring and i bought my ring. mine was more expensive and i make more money. i could afford the ring i wanted, he didn’t have the extra cash. that worked for us. you have to do what works for you.
Post # 6
It’s up to you guys what you’d like to do. Yes, my DH bought my engagement ring and wedding band, and then he ended up buying his own too. He also had a lot more money than me at the time, so it made sense for him to do it rather than to put me out. He really didn’t care much though, and our money is together now, so if we needed to replace/upgrade in the future it would come out of our joint.
Post # 7
Up to you guys! He is buying mine on his credit card and I am buying his on my credit card. Fair and even in our eyes.
Post # 8
texaslemon: We don’t have a joint account and we don’t plan on getting one. Our relationship is based off of “What’s his is Mine, and What’s mine is mine” He is the type of guy who loves to splash our daughter and myself with money and gifts and does always shuns away from receiving gifts himself. he’s more of a giver in general. (We always go all out for his birthday and christmas, fathers day anyways he complains but I know he appreciates his gifts)
I purchased his wedding band with my own money… I picked it out myself, I knew what he wanted though. I wouldn’t even hear of him contributing to it (Scott Kay Colbalt with only turned out to be $400) considering he spend upwards of 6K on my set.
Post # 9
- Wedding: Disneyland - January 2016
As other have said, it’s really a personal choice and what works for you 🙂 I’m going to be buying my SO his band myself…though I feel really stupid about it since our rings were the one thing I completely forgot to budget for, so now I have to find a way to wrangle another 1k out of my paychecks.
Post # 10
i will be purchasing his ring on my own. I have a very small limited income but i am able to either save up $100 a month or do layaway for his ring. He toldme what he wants and the few rings I have found for him are only around $500. Totally doable. Although if he offers to pay for it himself I won’t turn him down. He makes a lot of money so $500 would be chump change to him.
Post # 11
- Wedding: February 2014 - Windstar on Naples bay
i went out and picked out a few designs i thought hed like (i also wanted it to be complimentary to mine but not identicle if he didnt want it to be.) and then we went shopping together and he utimatly picked one out, out of the ones i chosen… i paid for it. 🙂
Post # 12
texaslemon: DH & I have a joint account that we put money into and then we still have our won seperate accounts bc when we buy eachother gifts, we don’t want to spoil anything and plus we want to be able to do a little shopping out of our accounts bc the joint accoutn is not to be touched.
As far as a ring goes, yes, he bought mine and i bought his.
Post # 13
- Wedding: August 2013 - Wynn Las Vegas
He bought my ring with his money, and I bought his with mine. If your band is coming out of the joint, his should too, I assume.
Post # 14
We bought our rings together. We used our joint credit card on both my wedding band and his – it pretty much cancelled out anyway.
Post # 15
- Wedding: December 2014 - Temple Beth Am/Love is Blind
He bought my ring (and will buy my band), so I wanted to and did buy his band.