Paying for the Wedding ourselves?

posted 2 years ago in Money
Post # 2
Member
1829 posts
Buzzing bee

NYCkindaBee:  We had planned to pay for everytyhing ourselves. Cash, out of our savings. We would never go into debt for our wedding, if we couldn’t afford it we would have had a smaller wedding. We have a joint savings account so it all came out of there. 

My advice is to save, and budget! Work out how much you can realistically spend on your wedding and go from there. 

 

That said, as the planning is going along his parents have offered to pay for our honeymoon for us (as we would not have been able to afford one otherwise) and my parents are paying for my dress and the photographer so we got out of a bit of money there!

Post # 4
Member
1829 posts
Buzzing bee

We don’t have credit cards. If we did then sure we might have used them for points then paid it off right away so we weren’t paying interest, but yeah, no credit cards for us.

Post # 5
Member
11712 posts
Sugar Beekeeper
  • Wedding: November 1999

Pay for what you can afford in cash, without using credit.  It’s a bad idea to start a marriage in debt.

Post # 6
Member
448 posts
Helper bee

Please please please dont pay for it with credit cards, unless you’re just doing it for cash back/ points and will be paying it off in full each month! Fi and i are paying for our wedding ourselves. We set a budget and were strict with it, paying with cash out of our savings. We had a long-ish engagement to give ourselves more time to build up our savings. We’re also waiting to go on a honeymoon, maybe 6 months to a year. We’re DIYing some of the decorations. We also started early with planning so we had plenty of time to shop around for vendors. hope that helps!! 

Post # 7
Member
851 posts
Busy bee

We’re paying for it in cash. We don’t have any credit cards, we have enough debt with his student loans without giving ourselves wedding debt. We’ve been saving and budgeting for about two years to make sure we could afford to do things the way we wanted. 

Post # 8
Hostess
8680 posts
Bumble Beekeeper
  • Wedding: October 2014

We paid for almost all of our 18k wedding by ourselves. My mother contributed very little [about $300] worth of alcohol, and MIL gifted us flowers [$200]. Everything else was by us.

We made sure to give ourselves plenty of time. I was very well organized. We did everything in 22 months [paid off in full 1.5 months before the wedding].

Post # 9
Member
207 posts
Helper bee
  • Wedding: October 2015

We are paying for our wedding ourselves too. We make more money than my parents and I feel bad about taking money from them.  My mom is helping in other ways.  Shes making my veil and caketopper and is doing the alterations on my dress. But FI and I opened a saving account strictly for wedding costs and are contributing a percentage of our paychecks to it and we gave ourselves a year to plan/save. We wont take out any credit cards for the wedding.  

Post # 10
Member
8518 posts
Bumble Beekeeper
  • Wedding: April 2014

We paid cash.

Post # 11
Member
1437 posts
Bumble bee
  • Wedding: November 2014

We paid for half of our roughly $45k wedding ourselves, using cash/debit cards. Any credit cards that were used were paid off immediately. My parents graciously insisted on paying for the other half (we were prepared to cover the entire expense ourselves). Don’t go into debt for a wedding!!

Post # 12
Member
279 posts
Helper bee

all cash – we are very much against debt. 

Post # 13
Member
667 posts
Busy bee
  • Wedding: June, 2014

We had a wedding we could afford. I shopped deals on decorations and things like that, created our decor myself. Went to a small, local florist who charged me $200 for my (giant) bouquet, his boutonniere, and two flower girl baskets. She also delivered it all for free, even though she had to travel 300 miles. Our officiant cost very little, our venues for ceremony and reception were free. The biggest cost was our food and we paid that cash. 

Post # 14
Member
273 posts
Helper bee
  • Wedding: December 2025

NYCkindaBee:  We’re paying for the wedding ourselves, and we have a joint savings we’re using to fund it. When we decided to get married, FI and I came up with a budget and set up an auto-transfer every month from our checking to the “wedding fund”. We’re also charging everything on our credit cards for the cash back, which we’ll use for our honeymoon.

Post # 15
Member
1518 posts
Bumble bee
  • Wedding: Disneyland - January 2016

At the moment we’re paying for everything ourselves, and so far have made the deposite for our venue fully in cash. We’re pretty determined not to use any credit cards (I MAY use mine partially for my dress, but even then I won’t allow myself to use it for more than half the cost, or $300 max) and we’ve got a pretty good savings plan set in place. We simply put away a certain amount each month toward our final goal and stick pretty darn closely to it. As we’re still very newly engaged our families may be able to contribute later, but we’re not depending on it and are prepared to pay completely on our own.

  • This reply was modified 2 years ago by  TwinkleBoss.
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