(Closed) Paypal Credit Card Payment….am I protected?

posted 7 years ago in Money
Post # 3
18645 posts
Honey Beekeeper
  • Wedding: June 2009

Using Paypal doesn’t cancel out your credit card protections to my knowledge.  You should check with your credit card policies though, because the protection through Paypal only lasts for a few months I believe.

Post # 4
2090 posts
Buzzing bee
  • Wedding: August 2010

I’m not sure how long you have to dispute credit card charge, or PayPal charges…so whether you paid via a credit card, or through PayPal (with a credit card), I don’t know what legal protections you would have a year from now, if he disappeared then. I think most credit cards have a pretty narrow window in which to dispute charges.

You should definitely sign a formal contract when you pay your deposit. There are several easy to use blank contract forms online if your photographer doesn’t have a standard contract he uses, but I would make sure at a minimum to specify any/all payments made, and dates paid (or to be paid), the exact services he will be rendering, and the liability for canceling by either Party.

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