Post # 1
I know its not always polite to ask about costs of health care etc, but I just got a bill in the mail for my first prenatal visit that didn’t even include the ultrasound and it was $2008.50!
I am absolutely floored that anything could be that expensive, it is manily lab work and a pap and several “physician 3” fees whatever that might be.
Is that usual? I am still waiting to hear back from my insurance but becuase this is an IHS hospital they rarely cover anything so I am not hopeful.
Post # 3
@globalmargaret: I am not sure because our appointments could have been different, but I have a high deductable plan, so I paid for my first appointment, and I don’t remember it being anywhere close to that price.
Post # 4
Was that your bill or just the smmary of what was billed to your insurance?
Post # 5
- Wedding: June 2013 - Upstate NY
@globalmargaret: IHS… how does that work? I just googled it, sounds really interesting! Are you Native American (I don’t mean for that to sound rude, I am just super curious!)
Post # 6
@lealorali: Indian Health Services runs our hospital here because I am in a primarily native american area. However I am not native and the ‘prefered provider’ in my insurance plan is a plane ride away. So I usually go to the local hospital and bill my insurance and they end up covering maybe 10% if I am lucky. (I also have a high deductable plan)
@Mermaid1082: it was the bill, i haven’t sent it off to insurance yet though
Post # 7
- Wedding: June 2013 - Upstate NY
@globalmargaret: Good lord. That’s so tough. Well I hope you like the book (SO applicable to your situation) and just know we will all be here rooting for you and little baby! Keep us updated!
Post # 8
Wow that seems really high! My doctor billed insurance for my first visit in the mid-500s which was the ultrasound and time with a doctor. It didn’t count any lab work.
Post # 9
That does seem high, but then again I have yet to receive a bill from my doctor. They don’t bill me until I give birth so I dont have to meet two deductables if my pregnancy crosses over the new year (which it did).
Post # 10
I can say they can be expensive. My son was born 7 weeks early we spent first 4 weeks in the NCIU. That bill alone before insurance was over $145,000. Luckily we only had to pay a few hundred dollars of that bill
Post # 11
@globalmargaret: Your insurance sounds pretty different from what I normally deal with. Normally, the office will send the bill to your insurance, they pay, and then you get sent a bill for the remainder. So most people don’t even know what the total initial charges for the visit are, and are crazy suprised at how high they are.
As for the amount of the charges themselves, if that’s the total amount of charges from the visit before insurance that is not out of the ordinary. If you have a high deductible plan it would make sense for you to have to pay close to the whole amount of the first visit, then the rest of the visits should be covered primarily by insurance.
Post # 12
I was technically self-pay until my insurance when through… and three appointments ended up being 2,000+ dollars… but definitely not one! I’m shocked it’s so expensive! My first wasn’t nearly that!
Post # 13
WOW!! My first visit, including labs, Transvag US, etc… was about 700 in total billed charges charges.
I would not hesitate to assume that a) because you’re in rural alaska and b) because they’re IHS and don’t like to see non native’s, they are inflating their costs. I work for a PPO network and it’s not uncommon to see that kind of behavior from providers up there. It’s completely a “because we can” mentality.
Post # 14
I’m afraid I am not much help. I just stalk these threads to try and get a feeling for how lucky I am because I have the NHS!
PS I LOVE the NHS. Can’t say it enough…
Post # 15
Yikes! $145000 for 4 weeks of NICU? $2000 for a doctor appointment?
Really glad we have free health care in Canada! I cannot imagine paying those costs for something like healthcare.
Post # 16
I’m so glad I live in Canada right now. My god. I can’t imagine paying for healthcare at all. Such a foreign concept to me.