Personal question about hospital costs

posted 3 years ago in Babies
Post # 3
Member
1534 posts
Bumble bee
  • Wedding: June 2012

@globalmargaret:  I am not sure because our appointments could have been different, but I have a high deductable plan, so I paid for my first appointment, and I don’t remember it being anywhere close to that price.

Post # 4
Member
1752 posts
Buzzing bee
  • Wedding: September 2010

Was that your bill or just the smmary of what was billed to your insurance?

 

 

Post # 5
Member
4827 posts
Honey bee
  • Wedding: June 2013 - Upstate NY

@globalmargaret:  IHS… how does that work? I just googled it, sounds really interesting! Are you Native American (I don’t mean for that to sound rude, I am just super curious!)

Post # 7
Member
4827 posts
Honey bee
  • Wedding: June 2013 - Upstate NY

@globalmargaret:  Good lord. That’s so tough. Well I hope you like the book (SO applicable to your situation) and just know we will all be here rooting for you and little baby! Keep us updated!

Post # 8
Member
3119 posts
Sugar bee
  • Wedding: August 2012

Wow that seems really high! My doctor billed insurance for my first visit in the mid-500s which was the ultrasound and time with a doctor. It didn’t count any lab work.

Post # 9
Member
1817 posts
Buzzing bee
  • Wedding: May 2012

That does seem high, but then again I have yet to receive a bill from my doctor. They don’t bill me until I give birth so I dont have to meet two deductables if my pregnancy crosses over the new year (which it did).

Post # 10
Member
6644 posts
Bee Keeper
  • Wedding: June 2011

I can say they can be expensive.  My son was born 7 weeks early we spent first 4 weeks in the NCIU.  That bill alone before insurance was over $145,000.  Luckily we only had to pay a few hundred dollars of that bill

Post # 11
Member
560 posts
Busy bee
  • Wedding: December 2013

@globalmargaret: Your insurance sounds pretty different from what I normally deal with. Normally, the office will send the bill to your insurance, they pay, and then you get sent a bill for the remainder. So most people don’t even know what the total initial charges for the visit are, and are crazy suprised at how high they are.

As for the amount of the charges themselves, if that’s the total amount of charges from the visit before insurance that is not out of the ordinary. If you have a high deductible plan it would make sense for you to have to pay close to the whole amount of the first visit, then the rest of the visits should be covered primarily by insurance.

Post # 12
Member
1343 posts
Bumble bee
  • Wedding: October 2013

I was technically self-pay until my insurance when through… and three appointments ended up being 2,000+ dollars… but definitely not one! I’m shocked it’s so expensive! My first wasn’t nearly that! 

Post # 13
Member
5697 posts
Bee Keeper
  • Wedding: August 2012

WOW!! My first visit, including labs, Transvag US, etc… was about 700 in total billed charges charges. 

I would not hesitate to assume that a) because you’re in rural alaska and b) because they’re IHS and don’t like to see non native’s, they are inflating their costs. I work for a PPO network and it’s not uncommon to see that kind of behavior from providers up there. It’s completely a “because we can” mentality.

Post # 14
Member
7664 posts
Bumble Beekeeper
  • Wedding: July 2013 - UK

I’m afraid I am not much help. I just stalk these threads to try and get a feeling for how lucky I am because I have the NHS!

PS I LOVE the NHS. Can’t say it enough…

Post # 15
Member
329 posts
Helper bee
  • Wedding: December 2013

Yikes! $145000 for 4 weeks of NICU? $2000 for a doctor appointment? 

Really glad we have free health care in Canada! I cannot imagine paying those costs for something like healthcare. 

Post # 16
Member
1583 posts
Bumble bee
  • Wedding: November 2014

I’m so glad I live in Canada right now.  My god. I can’t imagine paying for healthcare at all.  Such a foreign concept to me.

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