(Closed) Please help! Benefit information am I covered?

posted 7 years ago in Wellness
Post # 3
981 posts
Busy bee
  • Wedding: June 2012

If his job offers benefits to spouses, you should be able to go on his. He will likely have to contribute more to pay for the benefits (employee + 1 vs. just the employee). HR should send him home with info on the insurance options. Good luck!

Post # 4
3375 posts
Sugar bee
  • Wedding: October 2011

My mom has to pay a monthly fee (in addition to the regular insurance costs) to get on my dad’s insurance because her company offers her (crummy) insurance.

My Fiance and I can easily get on each other’s insurances with no problems/extra fees.

It just depends on what his insurance tells him. I would call his compnay and see.

Post # 5
843 posts
Busy bee
  • Wedding: June 2011

I believe if his job offers benefits to the spouse then you can be on his.  But like PPs said he may have to contribute more.

Post # 7
4137 posts
Honey bee
  • Wedding: May 2011

when he chooses his plan, there should be an option for “+1”

all he has to do is check that box.

Post # 8
10367 posts
Sugar Beekeeper
  • Wedding: September 2010

Usually you can only unenroll from your own company’s benefits at open enrollment time. But, that shouldn’t stop you from going on his benefits. i believe you can have double coverage, you’ll just have to continue paying your company until open enrollment ends.

Post # 9
5977 posts
Bee Keeper

Hey! So yes…you are able to go onto his benefits at the time that his start. It’s called a Qualifying Life Event (QLE). The QLE of him gaining coverage allows you to drop your coverage. You’ll have to do it within 31 days of his benefits starting though.

In a normal case, you can only change your benefits during open enrollment or during a QLE. Marriage, having a baby, gaining coverage elsewhere are all QLEs. If you need any help with it at all, send me a PM. This is what I do for a living :o)

Post # 10
1137 posts
Bumble bee
  • Wedding: September 2010

Have him check with his benefits administrator. I know with my employer, we have something called a “working spouse provision” which states that if your spouse is working and is eligible for health care coverage under their employers plan with requires an employee contribution of less than 50% of the plans premium, they will not be eligible under my employers insurance plan.

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