(Closed) **Please help!!**Did you/will you rent together before buying a home?

posted 6 years ago in Home
  • poll: What did YOU do/are planning on doing after getting married?
    Rent and save money for a house in the future : (202 votes)
    82 %
    Buy a house and move into it right after you got/get married : (31 votes)
    13 %
    Live with the parents until you can rent : (2 votes)
    1 %
    Live with parents until you can buy : (12 votes)
    5 %
  • Post # 3
    Member
    3969 posts
    Honey bee
    • Wedding: September 2014

    @sommertime:  “You should be able to buy a house before you get married?” I think that is ridiculous. If you live in a place that homes start in the 500s, especially if you’re both young, I don’t see how that would be possible. I don’t think you should put off marriage for buying a home! If you cannot afford a home right now, I would rent (which is what SO and I are doing), save in the meantime, and when the market and your finances are right (and you know you can settle in that geographic area relatively permanently) then yes, buy. Buying a home should not affect getting married. Personally, I wouldn’t feel comfortable buying a house with someone that I wasn’t married to (even if we were planning on getting married). To me, the marriage commitment comes before the financial commitment.

    Post # 4
    Member
    7293 posts
    Busy Beekeeper
    • Wedding: October 2011

    As a homeowner ,I whole heartedly reccomend renting, espeically if you are not completely well off financially. Having a fixed amount to pay will make your wedding planning, and post wedding much more predictable/stable and may help your marriage 🙂

    Houses cost WAY more than people budget for.

    Also, theres no need to own a home as a pre-requisite to marriage.

    Post # 5
    Member
    1501 posts
    Bumble bee
    • Wedding: September 2011

    We are renting and saving up to buy a house, which will still probably be a couple years away. There are lots of benefits to renting as you probably know. For us our furnace needs to get replaced and we don’t have to pay for it. I myself wouldn’t put off getting married just so we could buy a house right away. You have to do what is right for you.

    Post # 6
    Member
    399 posts
    Helper bee
    • Wedding: September 2013

    My FI and I currently rent together… and plan to for quite awhile after. I’m planning on going to grad school, and I won’t know where that will be until I’m accepted. So I certainly don’t think there is anything wrong with getting married and then renting. Living in a rented apartment or house won’t make our marriage, or yours, any less valid.

    Post # 7
    Member
    20 posts
    Newbee
    • Wedding: October 2012

    Have you looked into rent-to-own programs?  From what I understand it is basically just renting but the money you pay each month goes towards buying the home.  Another option is getting a place with a seperate area you could rent out to someone which would help with your mortgage payment.  Most people I know who are married or getting married rented before owning.  It is definitely not a reason to delay getting married.

    Post # 8
    Member
    6893 posts
    Busy Beekeeper
    • Wedding: March 2012

    I don’t think there is a “right” or “weird” way to do that!

    We rented together and ended up buying together BEFORE we were married (we were engaged) but that was simply due to some very specific factors. We were moving to an area we knew we wanted to be in long-term, we had already lived together for 3 years and knew what space we needed, the housing market is SOOO crazy down in our area that if we didn’t jump on it we’d be pretty dumb. But if we weren’t in those specific situations I don’t think we would own yet!

    Post # 9
    Member
    2067 posts
    Buzzing bee
    • Wedding: September 2011

    We’re renting while we pay off our loans… And then that money out of each paycheck will likely become our savings for a house (we do have a hefty savings that could likely be a down payment on our house, since we live in a small town… But we of course want to keep saving up towards it) 🙂

    Post # 10
    Member
    1319 posts
    Bumble bee
    • Wedding: January 2012

    Buying a home is only better than renting if you can afford to buy a house. Plenty of people rent before they own. We’re renting now, with no set date as to when we’ll buy a house. Whenever our house savings fund gets to a point where we feel like we can, I suppose. Possibly in 3 or 4 years. Right now, we have other priorities.

    Post # 11
    Member
    9483 posts
    Buzzing Beekeeper
    • Wedding: October 2012

    We’re renting until we’re able to buy a house.  Possibly build one.

    Post # 12
    Member
    1351 posts
    Bumble bee
    • Wedding: March 2012

    Rent until you can afford to buy. That’s what we are doing. You do NOT have to buy a home before getting engaged or married!

    Post # 13
    Member
    5296 posts
    Bee Keeper
    • Wedding: January 1993

    lol, there would be a LOT of people who wouldn’t be getting married if you’re supposed to be able to afford a house first. We’ll probably end up renting for a total of four years (at two now) before we can afford a house. I’d rather rent than go underwater on a mortgage I can’t afford!

    Post # 14
    Member
    666 posts
    Busy bee
    • Wedding: July 2012

    It’s okay to rent and save up for buying a house together.  When you have a kid, then it’s a good time to buy a a house. 

    Post # 15
    Member
    10454 posts
    Sugar Beekeeper
    • Wedding: February 2014

    That is not a prerequisite to marriage… They are just silly!

    My fiancé and I bought last summer, before we were even engaged. But we knew we would be married as we had been together for 6 years almost. Luckily for us, we both have amazing jobs and we were able to afford a beautiful house in a fairly expensive city. I know that is not the case for everyone though, so even though buying is better in the long run since your monthly payments are going towards keeping something, if you really can’t afford it then don’t do it. You don’t want to be struggling every month and making so many sacrifices that life isn’t fun anymore. 

    Post # 16
    Member
    7609 posts
    Bumble Beekeeper

    Oops, I didn’t read the whole question properly and thought you were asking what WE did, not what you should do.  Sorry!  I am the vote for “live with parents until you can buy” but that’s just because that’s what we did.  I disagree that “if you can’t buy a house you shouldn’t get married”.  That’s just silly!

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