Post # 1
I haven’t told any of my family yet but we trying to buy our own home and get married at the same time and we just have two too many priorities right now to do both. We just applied for a loan for our home (this morning) and our wedding date is currently set this Spring on May 2013. Coming real soon! If we get approved we will have to push back our wedding date to the end of the year around Aug/Sept/Oct in order to save money for a down payment. Currently we can only do one saving at a time esp when the wedding budget is almost the same as the down payment we are needing for our home.
I know I’ve read somewhere that postponing your wedding is bad luck but I guess it’s a case-by-case basis and we are not having problems, we just have other priorities that needs tending too. I know it sounds bad and I’ve already cried about having to move our date b/c I’m being such a girl. But then again, we are adults and only human and would like some stability before we get married and it just seemed like the perfect choice at the moment. I don’t want to have to explain myself one hundred times to everyone. Having our own home is top priority right now, the house market is perfect and we don’t want to miss it.
Worried about family and friends since they all know our date is set in May. I’ve ordered my STD and have my invites to be sent in March so nothing officially has been sent out, just word of mouth.
Am I overthinking things? I have a dress, it may not work for Fall or Winter wedding. I have chosen my BM dresses and it’s very Springy not Fall or Wintery. The men have chosen a pewter color……just all these details. I’m sorry I had to just tell or write it to someone.
Post # 3
You have a lot going on, ultimately your wedding is about you & your fi, what works best for you. Your true friends and family will understand!!
Post # 4
I don’t see anything wrong with pushing back the wedding so you can use the money for a down payment on a house. The interests rates are so low right now I don’t think anyone can fault you for taking advantage. There are only 2 things I would worry about.
1. I would be concerned about people who have to travel. Have many people made their travel arrangements? You’ll want to let people know ASAP so they can change and/or cancel any arrangements they’ve made.
2. Money lost with the vendors. Just something to make sure you budget in.
I wouldn’t worry about having to change wedding details. You can have a spring look in fall. Or you can change it up if you want. The only thing I wouldn’t do is make your BMs or GMs have to pay for a new outfit.
Post # 5
@NVMox2480: Personally I wouldn’t want a mortgage with someone I’m not married to, despite how close the wedding was. But that’s just me. I’d do wedding then save for the downpayment. You have to do what works for you guys though.
Post # 6
Majority of my family is out of town and as far as I know only one person has made travel arrangements. I called my venue to see what my options are for changing and they were really nice and said as long as it’s within 12 months or our original date, we won’t lose our deposit and it will just apply to the new date. No additional charges which was good news. And your right, I can have a Spring wedding in the Fall. I never looked at it that way, I guess I’m just looking thru details too much.
@dlbaqua: Thanks for the kinds words.
Post # 7
We decided to get the house first and then save up for the wedding. This just made more sense for us because we were actually able to save more money once we got into our home (mortgage is less than rent was, and the commute is less than half of what it was before). You have to do what works for you and I think your friends and family will definitely understand no matter what path you choose.
Post # 8
@housebee: That was our main reason too is that our mortgage payment will be less than our excessively high rent. I know it may not be ideal for other people but I definitely think this is the decision we need to make right now.
Post # 9
Best of luck with your decision. Things tend to work out one way or another. I would be very bummed too (it honestly wouldn’t be my choice, I don’t even want to buy a home in the first year of marriage based on advice from a source I trust, but I can see why it is a good choice for some).