Post # 1
I know this is probably a very rude question to ask, but it seems like 1ct is seen to be on the smaller end of acceptable to a lot of Bees and there are a goodly number of you out there with 2ct and even 3ct rings.
How do you afford them? Did they save up for years or are they paying it off afterwards, or are you just plain loaded?
Don’t get me wrong, I’m happy with what I have, but I probably would have had something rather smaller if my fiance had been buying (as we put most of our savings in a house last year and a bigger ring would have meant a smaller wedding).
Post # 3
He used his tax return and a little extra he had saved to pay in cash. I intentionally hinted towards a ring that I knew was affordable.
Post # 4
@SpecialSundae: This might not answer your question, b/c my center stone is 0.95 carats, but my husband went to a really reputable jeweler who gave him a discount b/c of a referral from someone else. Also, b/c he went just under a carat, he saved a ton of money. The minute you go to a full carat, the price shoots up!
My husband had also been saving each paycheck too. He had a set amount that he put aside each month for about 6 months to buy my ring.
Post # 5
we put ours on layaway, plus mine is vintage, so it was a little cheaper than a new ring.
Post # 6
My ring was only about $600. He just saved for a little bit and then went for it. I’m thrilled with my beautiful and affordable ring.
Post # 7
We had them custom made so we gave the jeweler our limit and paid them off monthly until they were paid in full. Of course the jeweler is a close family friend so that option might not be avaialbel to everyone. Of course we did not get hte rings till they were paid.
EDIT: Mine is not a diamond it is an aquamarine. But it was cheaper to get jsut under a carat and we found a beautiful/unusual color for a great price by doing that.
Post # 8
It wasn’t very expensive. That’s how he could afford it, lol
ETA: Sorry, I thought this was regarding rings of all sizes and stone type.
Post # 9
FWIW I I dont’t think that a ton of bees have 2 and 3 carat rings. Darling Husband works in finance so he makes a decent salary. It was some combo of savings + bonus + tax return + cashing out some stock options. Savings was prob <10% of it though.
ETA: My stone is 1.71 ct
Post # 10
He saved (and used leftover relocation funds). We’re also a little older so we’re making more money now. He paid upfront in cash because he knows I HATE debt and would not want to wear a ring that was still being paid for. My ring is 1.7ct and honestly I feel he paid a little too much, but I sure do love it!!
Post # 11
We spent about 13k and it was money that we saved up for. We’ve lived way below our means in an expensive city (so we make more money). We also got a good deal on the ring. We also did well the previous year in the stock market. I think it’s all what’s important to you. I drive a pretty mediocre car, but have a 1.5 ct ideal cut ring.
Post # 12
Mine wasn’t cheap but it wasn’t crazy expensive, either. At one point during our “why aren’t we engaged yet” discussions he let it slip that he was putting a weekly amount aside for it. When he bought it he used his credit card and then immediately paid it off in full.
Post # 13
We worked out what we could afford, saved up most of it (wanted to save the cost of a ring on top of our other savings), went to a jeweler and told him our budget and what I wanted and made it happen. We also went with moissanite instead of a diamond so that I could have the 1.8 ct stone I wanted without having to pay a squillion dollars.
Post # 14
Mine was about $1600 for the set. I wasn’t prepared for him to even spend that much. I tend to be very frugal when it comes to things for me. But he’s an awesome saver and just paid for it all right there and then.
Post # 15
My Fiance saved for 4 months (from ring shopping to proposal) and saved enough. But, my ring is less than a carat (close to 1/2) so it was a lot less expensive, although a very high quality.
Post # 16
He was given his great grandmother’s ring by his grandfather. Otherwise, I’m sure he would’ve eventually used his tax money. 🙂