Post your best budget tips (wedding or otherwise!)

posted 3 years ago in Money
Post # 3
7997 posts
Bumble Beekeeper
  • Wedding: December 2013

Everyday life: pack lunches for work, shop with a list/plan meals, buy stuff on sale (but not just because it’s on sale), use coupons, bring your own coffee/tea to work instead of going to Starbucks, track your finances. The biggest thing we do to keep me in check finacially (I’m the spender) is that I have a certain amount set aside each month to buy whatever I want, and once it’s spent, it’s spent.

Wedding: only invite who you really want to. If you have tons of family/friends, it’s tough, but we’re having like 4 guests. We’re taking everyone out for a really nice dinner after our quick ceremony. It’ll be a classy affair, but it’ll also end up costing < $2,000 when all is said and done. I know this isn’t realistic for everyone, but REALLY consider who you want to invite and what venue you want. I’m also not buying my dress from a fancy bridal store… my one splurge will be my bouquet. I just don’t want to sink thousands of dollars into a few hours of our lives. We have much more important things to save for.

Post # 4
190 posts
Blushing bee
  • Wedding: July 2013

I use an Excel spreadhseet, with a page for each month. I input the essentials (mortgage, bills, food etc) and see how much money is left. If I know I have birthdays, parties or need to go visit a relative, I add the estimated cost (tailored to each month). If, for example, that leaves me with £150 left over, I’ll allow myself half of that as ‘treat’ or emergency money, and put the other half immediately into savings. Any money in my account the day before payday also gets transferred. I find a visual account of where your money is going can help! 


Post # 5
4576 posts
Honey bee
  • Wedding: September 2014

Coupons, coupons, coupons; in-store and online. sometimes has coupons codes for necessity items other than clothing/shoes/etc. I went from planning to purchase a $300 synthetic flower bouquet to finding the *same flowers* in store on sale for .98/each.

Cook at home. That big price tag at the grocery store may seem daunting, but I assure you there are many meals you will get out of it if you play your cards right. It also makes eating out more of a “treat.”

DIY where you can. It’s often cheaper to make or do things yourself. For example, I love having acrylic nails…but it’s not cheap, so I taught myself to do them. Sure, it took a few tries, but I’ve got it down to an art now and the supplies last for MONTHS. Same goes for wedding-related items: why not make it if you can do it for less?

-Cut out extras. I have naturally dark hair that I choose to dye bleach blonde, to the tune of $150ish per visit per month. That’s $1,800 per year. By only going every *other* month, I cut that bill in half. I also eliminated tanning from our budget as well, and I *never* pay anything close to full price for any clothing item.


Post # 6
9412 posts
Buzzing Beekeeper

@badabing88:  +1 for sales and eating at home. It’s amazing how fast eating out adds up! In addition to buying groceries, it is just insane.

@MsGinkgo:  My main tip is not to live outside your means. It doesn’t matter what other people have and material possessions are not always a measure of success. So many people try to keep up with everyone around them and get ideas in their head from the media about what they *must* have.

Another tip I have is not to incurr stupid charges. If you have to withdraw money, do it at your own bank. If you are charged to pay with debit,  then don’t. There are a lot of small fees that can be easily eliminated with careful planning and budgeting. I also believe strongly in investing smart and making my money work for me.

Post # 7
825 posts
Busy bee

If you haven’t combined your phone plans, do that. We saved $70/month just adding his name to my plan.

– Cut off cable if you have it, saved us $60/month.

– Open the windows in your house at night and turn off the A/C. Once winter gets into full swing, wear sweatshirts around the house to avoid turning the heat up as much as you’d like.

– Stop eating out and when you do, go out for lunch on the weekend so it’s cheaper.

As far as the wedding goes, I find it easiest to have priorities. My top three things I wanted were an awesome venue, a great photographer, and good food. Those three things I would not negotiate on and they’re getting the bulk of my budget. While it means that other things in the wedding need to be more budget-friendly, I’m still getting my dream wedding because the things I want most in the day are there.

Post # 9
957 posts
Busy bee

Put money into savings each month. Each month, FI and I look at our finances. We determine how much needs to go for bills and the first pay check goes towards that. The second paycheck is for us. So we have been putting in as much as we can manage into savings for the wedding. 

If I have $1700 in my account after I pay my personal credit card bill, and my account minimum balance has to be $1500, then I will put that extra $200 into savings. Saving this year has shown us how much we can really save in a year, which is nice to know!

Ebay can give you great deals! David’s bridal had a wedding shawl I wanted for $120. I found one on ebay from China for $15. I also bought our flower petals on ebay. they are about $11 (after using a 40% coupon) at michaels, and I paid $3 on ebay. 

I’m also DIYing wherever I can. I am imitating a card box I saw on Etsy for $130 + $30 shipping, my box is costing me under $10. 

Post # 10
190 posts
Blushing bee
  • Wedding: September 2012

My husband and I sat down a few months after we were engaged and taked about our budget for everything wedding related (i.e. we will not spend more that $800 on our DJ, $350 for our cake, etc.) I did some research in our area to see what was realistic and from that we mapped out an expected wedding cost. We also committed to putting a certain amount of money each month into a joint savings account just for the wedding so we would have an estimate of how much money we would have one month before our wedding date (and when most of the final vendor payments are due). If these numbers did not match up, we would go back and agree to either cut down on something, or find a new area for revenue. We each took personal responsibilty to meet our monthly contributions. They were not the same for both of us but mine included cutting out Starbucks @ $30 a month, getting a part-time weekend job @ $300 extra a month, selling some old clothes/books, etc.




Our budget had EVERYTHING, including my dress, our vendor tips, gifts, hotel rooms, our honeymoon, rings, postage, etc. By agreeing outright about how much we would spend on our vendors, it helped us say ‘no’ to all the extras they try to get you to add on to various packages and to look around for the best deals. 




We also built in a $5000 buffer in case we didn’t meet our monethly savings goals (which happend mostly during the holidays).  




I think having a set budget and specific savings goals really helped us keep on track and incorporate the things we really wanted at our wedding. 




Post # 12
259 posts
Helper bee
  • Wedding: September 2014

My favorite one with the holidays coming up:

My family and I are doing Dollar Store Christmas.  You have to buy everyone something but it has to come from the Dollar Store!  I may seem trashy but it is a LOT of fun!

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