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Making grocery lists, instead of randomly running around the store and picking things I think I might need.
I go grocery shopping in a monthly basis and making a list and having an idea of what you are going to cook saves time and money. DIY everything you possibly can and if you can't jazz things up yourself. Shop at dollar stores, local flower marts, and thrift stores for our wedding needs.
My favorite money saving tip so far has been purchasing our invitations at Michael's!! With using one of their coupons, it only cost me fifty bucks for invites and thank yous for all of our guests. It was such a steal!!
Ebates.com I have saved $170 over 2.5 years just for shopping through them. NO FEES whatsoever.
Restaurant.com Restaurant gift certificates, typically $25 for $2 when you wait for a coupon.
RiteAid Single Check Rebates. Again, these are rebates for items that change monthly just for shopping at RiteAid. Super simple. Just enter your reciept on the website and it'll tell you whether you qualify for the rebates. It certainly steers us to shop at RiteAid rather than Walgreens or CVS! Free money!
well, i did do my own flowers. spent $200 on all of them. mind you we had 6 bm's and gm's. also the place let us buy our own liquor and we provided bartenders and paid them $100 each. Liquor was only like $600. Also we got a military discount. Yay! Other than that, I DIY'd everything. I really tried to think through my purchases so i wasn't "replacing" something down the road. Also, in general, I buy only what I need food wise in regards to fresh food so it doesn't go wasted. And no junk...chips are $4 a bag! No thanks. I buy generics like tp and paper towels from Sam's Club. I rarely eat out, and I 95% of the time only buy clothes that I can wear to work. It keeps me from buying anything too cute/trendy. And, i buy classics this way, like gap and banana republic. more expensive, but they last and i can go from work to drinks not feeling too "worky".
Definitely coupons and taking bottles back (I live in michigan). Meijer (which is Midwestern grocery chain) doubles coupons everyday up to 50 cents and I like going to K-mart when they double up to $2, but thats the only time i buy from there or if we are there and something is on sale. Mr. M was amazed at how much you save with coupons and bottles, before me he never did either. As far as the wedding goes, I haven't gotten into doing projects and whatnot yet so I couldn't let you know about that one!
As someone who got laid off earlier this year I started pinching pennies and found I am saving a LOT this way:
No "windowshopping" ... I'm less likely to buy that way. When it comes to groceries, I usually use the Safeway rewards card and save that way OR I'll buy name brand which tastes the same more often than not.
Take out a certain amount of cash at the beginning of the week and let that be your "flex" money. So if I take out $40 and spend it on a purse that means no snacks or anything. But, if I take out $40 and don't spend it unnecessarily then I have extra the next week.
I also put all my change in a jar (I saved upwards of $200 over the last year).
I have SOOOO MANY!
1.) Have your wedding Mon-Thurs, ppl WILL come, make it an evening affair, and you ll save over 50%.
2.) Have it Jan-March, you ll save 10-20%
3.) Do not send more than 1000 on wedding pics, look on craigslist.
4.) Do your own invites! You can get some fantastic stationary, design your own invites on your computer using a script font, and then print them out with a laser printer. RIGHT onto the invites. Crane & Co. has some great invites.
5.) Have a 60 and under wedding! Only invite 60 guests, I know you want to invite everyone you know, but invite only your families and close friends, and then instead of spending that extra 5G on ppl you do not even really know, spend that on a really great venue and SHOW ppl, future and present friends the fabulous wedding that you had.
6.) Post in Schools. If you want a muscian, pianist, harpist, post in music schools (they're really hard to get into, TRUST me they ll do it for 100 bucks or free!) You can even find a singer, or have them handle your ipod! (whats the difference bt an ipod and a DJ? 1000-10,000 bucks!) But you will need someone to pay attn to it. If you want a caligrapher post in an art school; same for photographers, they will mostly work for free for a letter of recommendation and the rights to use photos for their portfolio.
7.) Find your dream centerpieces in a magazine, and look for wholesale items online to recreate the look! Take them to your local florist (local is the one in the smallest town within 2 hrs of you, it ll be the cheapest, do not do anything in major cities). Also D.I.Y!!!! Also, stay away from roses! There are a lot of more economical flowers out there that look great when packed together!
8.) Look for a hotel or restaurant. NOT a catering hall or loft. You will have to rent EVERYTHING! And def do not do it in your backyard! There are SOOO many things to rent there.
9.) Msg me if you have any concerns or want a bride who is a wedding planner in training... I have SOOO many short cuts you will not believe it!
thanks guys!
Khloe
Cut open your lotion bottles when the lotion starts running out. There is easily another week's worth of lotion in there, stuck to the sides. Lotion is expensive and it lasts much longer this way! Keep the cut bottle in a plastic baggie to keep it from drying out.
cook at home instead of ordering takeout!
even if you aren't a great cook/don't like it, there are definitely a few yummy dishes that don't take long that anyone can master and muster up the strength to make on a tuesday after a long day at work.
check out mark bittman's column in nytimes.com - he always has super good recipes that are REALLY easy (it's called "the minimalist" if that tells you anything). i swear you'll save so much money and youll eat so much better too!
cancel your magazine subscriptions. half the stupid stuff I buy is stuff i see advertised in magazines. If I didn't know it existed, I wouldn't "need" it...
i totally agree with chelseamorning on the lotion thing.. the little straw doesn't go to the bottom either. I have a least 4 or 5 days of 2 applications of lotion left in the bottle.
I am crazy with groceries. Look thru adds, make list, cut coupons, go to multiple stores sometimes.
We prepare our own breakfast lunch and dinner - saves tons.
We cook in bulk. My FI will make a large meatloaf and eat the leftovers for two days. Saves on cooking time, saves on bulk meat & on number of meals that need to be prepared. But where we save the most money is on things like chili, soup lasagna, enchiladas.. we make a TON and freeze all the left overs. It's lunches all packed to go, or dinners for a night you don't feel like cooking.
Turn down the heat. We lived all winter with our heat set at 60! And 58 over night. We have an electric blanket on the bed, a heater would run in the room for an hour before bed. We put up drapes between the first and second floors to keep the heat from escaping thru the roof. We put plastic on all the window & bean bags/ door guards on all the other gaps, then cuddled under blankets on the couch.
Turn off the air. Run a couple fans & get a cross breeze across your house. Huge savings in the summer.
Combine trips. If you have to go to the mall, the grocery store, the hair dresser, the post office and the drug store - do them all in the same trip. It saves gas & time.
Stay out of stores. If you go in w/o a list, and allow yourself to shop, you will buy things you don't really need, but what you want.. it's hard to resist... I stay away from Target!
Repair your clothes: If a button pops off, or the hem falls on your pants..don't buy another pair, learn how to fix it, saves a ton!
Don't buy clothes that are dry clean only if you can avoid it. Much cheaper to run a load of laundry (full loads run in cold are cheaper and better for the environment) than to go to the dry cleaners.
If you like to go to the movies alot as a date thing - subscribe to netflix. 9 dollar a month is what you pay for the program, or one movie theater ticket. Pop up your own popcorn & even pour yourself a glass of wine, and you are WAY ahead.
That's what I have for now!
For the wedding:
If you want a few things outside of your budget, DIY can be a really good option. I wanted pocketfold invites, and making them was really cheap as compared to ordering. But save your effort for real savings. Unless you are doing a ton of something, a DIY project to make a $10 item for $8 may not be worth your sanity.
Not doing it at all is still cheaper than DIY. Cut out things that don't matter to you. Personally, I don't care about toasting flutes and preserving my bouquet, as examples. You don't have to have these things.
Cutting the guest list is still the easiest way to save money. You may have a few people freak, but normal sane people don't expect to be invited to the wedding of casual friends. Don't invite a ton of people because 10% are crazy.
I noticed I think right before and after Easter, there were baskets that were going for half price at michael's.
DIYing your own flowers is a lot easier than most people think, and the bouquet will look the way you want it too.
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Coupon cutting has saved me tons over the years, as has frequenting restaurants who put coupons in the monthly "Clipper" magazine in my area.
For weddings, my favorite cost-saving tips is to try your hand at DIYing your flowers - you would be surprised at how good they look!
What are your favorite tips to save on cold hard cash?