Post # 1
Dear Fiance and I had discussed this at short a few months ago. He’s been married before and she screwed him over and doesn’t want the same thing…..I am TOTALLY different than his ex (she was money hungry – I am independant so I HATE to depend on anyone) but the more I thought about it, the more it makes sense. He has aconsiderable amount of debt with credit cards, lines of credit, another mortage, etc. I have debt but its minimal (student loan for 9,000) and a couple smaller bills in collections. We are building a house this spring and have a child together, so obviously the house and child won’t be in the agreement, but I think it might be a good thing for everything prior to marriage not be touched by the other party. Not like i think we will ever in a million years have to go through this, but just to PTA (protect thy ass). We both have a pension – mine is larger than his right now.
Just wondering if any of your brides or soon-to-be brides have one or thinking of having one done!
Post # 3
We will have one. It doesn’t matter to me emotionally and we are pretty equal financially. But we both agreed that it won’t hurt anything. Think of it as insurance. You might never use it, but you still should have it.
Post # 4
Honestly, DO IT. My parents were married for 30+ years and got divorced due to the stress of a failed business. My father couldn’t afford to refi the home so my mother’s name is STUCK on the mortgage…even though she isn’t listed as an owner on the home…she is still responsible for the bill!!!!
It just really made me think of what we get involved in as husband/wife. And also made me realize that maybe it’s better not to have shared assets, yet protect ourselves and our investments via legal documentation. I think it’s the right road to go down…best case, you won’t ever need it, but worse case you aren’t stuck with half of his divorce debt!
Post # 5
glad i’m not alone in this! at first i was offended, but now i’m thinking its the smartest thing. Plus my dad owns a business and has a LOT of investments – not sure if that can even be touched by him IF it ever ended….but still….
I don’t want joint bank accts, credit cards (i dont’ have any nor want any). He is making double what I am making and probably even more as the years go by, and I am almost at the max salary of my job. Money is money….. as long as I can pay my bills and have a little extra spending, then i’m fine. I don’t want to go after something he’s earned himself, nor would i want him to do the same (and he’s not that type either). Obviously things we obtain during our marriage (debts, mortgage, etc) and our daughter would be both our responsibilities but I just want what we have before we get married to remain our own.
Post # 6
I volunteered to sign one. He’s got solid assets while me not so much. So I asked if he would like me to sign it and he said he’d think about it. End result he didn’t want one, but I wasn’t about to freak out if he did want one.
I’m a realist. HALF of us on this board will get divorced, to presume anything else is just naieve in my books.
Post # 7
I actually asked Fiance about this the other day, as we were watching an old Law and Order episode that involved a divorce ruining someone. It was kind of on my mind, because we were talking over the salary of a job he’s considering and it was a reminder that he makes MUCH MUCH more than me (as I’m still a student) and possibly will continue to do so as I’m considering changing my career track after so many years in gradschool (facepalm).
And I’m kind of like other PP’s… I’m in this to win it, for serious, but I know things happen.
So I just asked him “do you want to do a prenup?”
And he looked at me like I had grown a second head. “No.”
So… I guess that’s that?
Post # 8
H and I have absolutely no assests now, so we didn’t get one. But if I had anything, I definitely would have gone for a prenup. To me, it’s not a big emotional deal, it’s just an insurance policy.