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Question about auto insurance

posted 9 months ago in The Lounge
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    Sugar bee
    SweetRose2011    March 9, 2010  

    I'm looking up quotes because I'm paying a lot and need new insurance

    I got into my first car accident almost two years ago. It was completely not my fault, the girl got a ticket, and I had to replace my whole bumper. I called my parents car insurance a while after the accident and they said they had dropped it. (The gentleman at this insurance agency said "Oh I filed it away, it was never taken care of..") So as far as I know I was never officially recorded on this accident. Do I need to claim that I've had an accident when I look at policies? 

    Also, they ask about tickets. I received one about three years ago and took the class to have it dropped. So do I need to claim that as well? 

     
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    Helper bee
    JamieinMN    October 27, 2012   St Paul

    How was an accident never "taken care of"???? Did your premiums go up after the accident?

    Over 3 years ago (June 1st 2008), I was hit by a squad car. Totalled my dad's truck. I live in a "no fault" state so regardless of who's fault it was, both I and the City of St Paul had to *pay* for this accident (premiums went up). 3 years later, my insurance is FINALLY going down next month and the accident is being cleared.

     
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    Beekeeper
    MrsSl82be    October 24, 2009  

    Did your insurance co pay nything for the accident?

    No, the ticket won't show up

     

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