(Closed) Question for anyone who works in Heath Ins. or knows about pre-exist conditions

posted 5 years ago in Wellness
Post # 3
Member
11760 posts
Sugar Beekeeper
  • Wedding: November 1999

I can say with 99.9% certainty that no it will not be considered a preexisting condition. HIPPA is the federal law that prohibits pregnancy being treated as a preexisting condition when changing insurance.  

I’ll reserve the 0.1% chance I’m wrong in case there’s some freaky clause I don’t know about or some crazy terrible health insurance company that found a way to get around it!

Just double check with your husbands benefits department for your own peace of mind! But, you really should be good to go!

Post # 4
Member
11328 posts
Sugar Beekeeper
  • Wedding: February 2011

I think you’ll be fine. I haven’t researched insurance for a few years, but in 2008 when I was looking, the rule was that as long as your new insurance became effective within 67 days of when your old insurance lapped, nothing was a pre-existing condition. 

Also, I think that Obamacare maybe took care of the whole preexisting condiiton problem, although I don’t know if that has been rolled out already.

The topic ‘Question for anyone who works in Heath Ins. or knows about pre-exist conditions’ is closed to new replies.

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