Post # 1
So, I am about to make the final payment for our honeymoon cruise in September (yeah!!), but I am debating whether or not to keep our vacation/trip insurance package. It is through Carnival Cruises and it costs $65 per person.
The plan details are below:
- Carnival Cancellation Fee Waiver Program – waives the non-refundable cancellation provision of your cruise Ticket Contract and pays you the value of the unused portion of your prepaid cruise vacation in the event that you or your traveling companion need to cancel your cruise vacation (for specified reasons). In addition, should you or your traveling companion need to cancel your cruise for “any other reason”, you may be eligible for cruise credits up to 75% of the non-refundable, prepaid cruise vacation cost. Brought to you by Carnival Cruise Lines*.
Carnival Travel Insurance Program – reimburses losses for the following:
- Trip Delay: If you miss the departure of your cruise due to carrier-caused delays or other specified reasons, you will be reimbursed up to $500 for additional accommodations, meals and “catch-up” transportation expenses.
- Baggage Protection: If your baggage or personal property is lost or damaged, you will be reimbursed up to $1,500. If your bags are delayed or misdirected by a common carrier for more than 24 hours, you will be reimbursed up to $500 for the purchase of necessary personal effects.
- Medical Expense Coverage: Should you become injured or sick during your vacation, you will be reimbursed up to $10,000 for medical expenses related to an illness, or up to $10,000 for expenses related to an injury.
- Emergency Evacuation: In the event that serious illness or injury requires air or ground transportation to a specialized facility or to return home, you will be provided up to $30,000 in covered medical services and supplies (coordinated by our 24-hour assistance provider) to help ensure your safe transport.
Have any of you Bees ever purchased trip protection through a cruise line? Or did you purchase through another carrier? Was it worth it?
Post # 4
We’re cruising carnival in October and we’re definitely getting insurance because it’s hurrican season. We declined the coverage through carnival, but are currently looking at other companies.
Post # 5
@sofialovesmikey: That’s what we are thinking of doing. Any thoughts on who you might go through?
Post # 6
We are cruising with Carnival In September for 15 days but piurchased our insurance elsewhere. We live in Canada so it won’t help you, but the coverage Carnivals is not very extensive.
Reasons for cancellation are limited, medical coverage is inadequate, $500 won’t go very far if the cruiseis delayed anywhere etc etc etc
Post # 7
@julies1949: Yes, it doesn’t look very extensive. It’s just so hard to tell what insurance plans cover in general. I get lost in the legal jargon sometimes.
Post # 8
Do not get it through Carnival. They have racked up so many complaints about thei cancelled cruises. I had a horrible personal experience with their insurance too (they refused to pay for a cruise they cancelled).
Third party insurance is the safe way to go if you want peace of mind.
Post # 9
I also have cruised a couple times and both times declined the cruise line’s insurance packages. They’re very limited, to the point that you would probably want an additional policy anyway, and if you’re purchasing one, it’s typically cheaper to cover everything all together.
Post # 10
We went through Carnival–and I would go through them! Especially since they’ve been having some hiccups recently, and your cruise is scheduled for hurricane season!
Post # 11
@bmo88: I purchased travel insurance through an outside agency. I get it for nearly every single vacation and I have used it once when a flight got canceled because of bad weather. I was able to cancel the whole trip & was able to rebook without losing money. Totally worth it for that
Post # 12
have taken several Sept and October cruises, never purchased insurance. they will hardly EVER cancel a cruise, and instead just alter your course to try and avoid it, which means different or sometimes no ports. save your money for drinks!
i always remember the carribean saying about Hurricanes, June too soon, October its over!
Post # 13
@edgebee: Eek, we are going in September…..so we may be in the middle of hurricane season!
Post # 14
@FoxyBride14: Do you mind if I ask what agency you used for the insurance?
Post # 15
I’ve been on five Carnival cruises and never even thought of buying insurance. We have never had a reason to buy/use it and most likely never will.
Post # 16
@bmo88: I don’t remember, I did it through my travel agency. It was some cancel for anything insurance. I’ll look through my paper work when I get home from work.