Question for Bees who have been on cruises before (travel insurance)…

posted 3 years ago in Honeymoons
  • poll: Have you bought trip/vacation insurance before?
    Yes, and I am glad I had it! : (7 votes)
    29 %
    Yes, and it was a waste of money (didn't need it). : (2 votes)
    8 %
    Yes, and it didn't cover the incidents I needed it to. : (0 votes)
    No, I have never bought it and I never will. : (14 votes)
    58 %
    No, but I wish I had. : (1 votes)
    4 %
  • Post # 4
    193 posts
    Blushing bee
    • Wedding: September 2010

    We’re cruising carnival in October and we’re definitely getting insurance because it’s hurrican season. We declined the coverage through carnival, but are currently looking at other companies.

    Post # 6
    42135 posts
    Honey Beekeeper
    • Wedding: November 1999

    We are cruising with Carnival In September for 15 days but piurchased our insurance elsewhere. We live in Canada so it won’t help you, but the coverage Carnivals is not very extensive.

    Reasons for cancellation are limited, medical coverage is inadequate, $500 won’t go very far if the cruiseis delayed anywhere etc etc etc

    Post # 8
    1248 posts
    Bumble bee
    • Wedding: June 2014

    Do not get it through Carnival.  They have racked up so many complaints about thei cancelled cruises.  I had a horrible personal experience with their insurance too (they refused to pay for a cruise they cancelled).


    Third party insurance is the safe way to go if you want peace of mind.  

    Post # 9
    9092 posts
    Buzzing Beekeeper
    • Wedding: June 2010

    I also have cruised a couple times and both times declined the cruise line’s insurance packages.  They’re very limited, to the point that you would probably want an additional policy anyway, and if you’re purchasing one, it’s typically cheaper to cover everything all together.

    Post # 10
    11772 posts
    Sugar Beekeeper
    • Wedding: May 2013

    We went through Carnival–and I would go through them! Especially since they’ve been having some hiccups recently, and your cruise is scheduled for hurricane season!

    Post # 11
    3084 posts
    Sugar bee
    • Wedding: July 2014

    @bmo88:  I purchased travel insurance through an outside agency. I get it for nearly every single vacation and I have used it once when a flight got canceled because of bad weather. I was able to cancel the whole trip & was able to rebook without losing money. Totally worth it for that

    Post # 12
    526 posts
    Busy bee

    have taken several Sept and October cruises, never purchased insurance.  they will hardly EVER cancel a cruise, and instead just alter your course to try and avoid it, which means different or sometimes no ports. save your money for drinks!

    i always remember the carribean saying about Hurricanes, June too soon, October its over!

    Post # 15
    3280 posts
    Sugar bee
    • Wedding: June 2014

    I’ve been on five Carnival cruises and never even thought of buying insurance. We have never had a reason to buy/use it and most likely never will.

    Post # 16
    3084 posts
    Sugar bee
    • Wedding: July 2014

    @bmo88:  I don’t remember, I did it through my travel agency. It was some cancel for anything insurance. I’ll look through my paper work when I get home from work. 

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