- 6 years ago
Hello, all. I need some advice. We recently had my diamond re-set for our anniversary. The jeweler offered to provide us updated appraisal information so we can get the ring re-appraised for insurance purposes. She asked for the original certificate for the diamond. DH says he remembers receiving one and handing it over to the insurance company for appraisal purposes. We had the ring appraised, and then thought nothing of it. Turns out we do not have a copy of the certificate anymore. DH is not sure what happened to it. He even called the insurance company to see if they still had a copy of the certificate, but they don’t. When we told the jeweler this, she made a really big deal and sort of made my husband feel bad. I was not there, but I know she is very “type A.” (Like me, ha!) So I wouldn’t be surprised if she came off as judgmental.
Problem now is what to do. I feel like we can just get the diamond itself re-appraised, but we still won’t have the original diamond certificate. Is this a big problem? I know the rough stats (Color H, VS2, .78 carat, “very good” cut). I know we can send the diamond off to get re-certified, but I’m reluctant to do this because: (1) it’s not free, and (2) I don’t want to be without my ring AGAIN. Is there some reason that we cannot be without our diamond’s “birth certificate” (as DH jokingly refers to it)? If not, then what is this jeweler getting so worked up about?