- 5 years ago
- Wedding: February 2014
So I currently work part-time. It’s a complicated situation, and I don’t want to give out too many details, so try to follow.
The place I work for got bought out. So there are major changes. The one that impacts me is, I got offered a full time position.
I make X an hour. The place that bought us has a tiered pay scale. So basically there is 1-4. At part-time, I would have been tier 3. Full time, in my current position, is tier 2. I don’t have a lot of information as far as a raise, or what the tiers look like, blah blah blah. So there may/may not be a chance at a pay raise, I won’t know until June. But, with that being said, I currently work 22 hours a week, and will be going to (at least) 38. So my pay will almost double. Which puts me in a different tax bracket. So I’m not sure what my take home pay will look like. I know the possible raise will affect it, but for the sake of my finances, I am assuming I will NOT get a raise. Make sense so far? Hopefully lol.
This also affects my vacation time. At PT, I was entitled to 32 hr/year by this new company. At FT, I am entitled to 4 full weeks. Uhmmm….YAYAYAYAYAY! Lol.
This also affects insurance. Let me start with this: I am currently on my mom’s health/vison/dental insurance, which is better than mine. After the wedding, I am going to be added to FI’s insurance, which is also better (and cheaper) than mine. Lol. But really, it’s nice to have the option because, God forbid, something happen to FI I would be able to put us both on insurance. They also offer pet insurance which I am going to look into a little more. You never know with your furbabies! (Yes, I am that kind of crazy. Lol).
Here’s where it gets a little complicated. I’m sure this will sound a little ridiculous, but here goes. At PT I have the availability in my schedule to do things other than work. I do furniture restoration! Not for pay, but I pick up ugly and worn antiques, restore them, and gift them. I also do crochet/knitwork, mostly newborn photography props (also not for pay…Probaly could charge, but again, it’s something I gift to people I am close to). Also, at PT, it made better sense as far as kids go. I wanted to be a SAHM, but I had a nice option to work 3 days a week and be at home. With FT we could easily afford daycare, but I don’t want my kids in daycare so much. I mean, FI gets out of work at noon, so they would be there 8-12, but still…Every day? I’m just not comfortable with that today. I feel guilty taking a FT position to leave in a little over a year for kids, ya know?
Financially, it makes more sense. But, money doesn’t rule my life, and I really am going to lose out on things I love because I would be working.
And PLEASE, if you are planning on posting the “you’re lucky you have a job” or anything to that affect, think first. I worked hard to get into this position, I earned it, it’s not luck. And I realize I am VERY fortunate that my predicament is to make more money or have more free time. I am just looking for perspective.