Ring Appraisal help

posted 2 years ago in Rings
Post # 2
Member
1649 posts
Bumble bee
  • Wedding: August 2015

Could you go to the jeweler you purchased it from? Generally you’re supposed to get an appraisal when you purchase the ring. For all three rings I got, I got an appraisal with each one without asking. If you bought it online could you contact the website and request one?

If not, the best thing to do is go to a respected local jeweler.

Post # 4
Member
1344 posts
Bumble bee
  • Wedding: January 2015

I got mine appraised at the store that we got it from. It’s a mall jewelry store, and once a month they have an appraiser come in for the day. 

Even if Kay’s doesn’t do appraisals, a local jewelry should. You’ll just have to call around. 

Post # 5
Member
539 posts
Busy bee
  • Wedding: July 2014

Perfect circle from Jewelers mutual allowed me to use the receipts for my setting and diamond for insurance coverage.  They generally require an appraisal for items over 5k, but they did not give me a problem and the appraisal was super inflated anyways.

Also, check the policy you choose to buy, some homeowners have a lot of stipulations.  I know my insurance covers worldwide – loss, stolen, damage, mysterious disappearance etc.

Beautyandthebusiness:  

Post # 6
Member
151 posts
Blushing bee
  • Wedding: August 2016

I just had my ring appraised ($50 but I’m in a suburban area) and our jeweler recommended Perfect Circle from Jeweler’s Mutual as well. The appraisal I received from our local jeweler was similar to the one we received from Blue Nile, where we purchased my ring. Give Perfect Circle a call – the associate I spoke with was very helpful and explained the finer points of the policy. As LoveLikeCrazy said above, homeowners’ insurance will not necessarily cover everything you think it should, especially accidental loss. 

ETA: According to the associate assisting me, the Perfect Circle policy takes immediate effect. Hope that helps!

  • This reply was modified 2 years, 4 months ago by  ladybennett.
Post # 7
Member
489 posts
Helper bee

Beautyandthebusiness:  Just like you did with your ring, shop around! If you don’t mind driving a bit, perhaps you could check out jewlers in the suburbs outside of Philly. They might be cheaper(?) Call around. I live in the DC area, which is a comparable area, and I was quoted $85 for the first ring, $75 for the second, etc. but I went outside the beltway/metro area. 

Post # 8
Member
24 posts
Newbee
  • Wedding: May 2014 - Caswell Beach- Oak Island, NC

Beautyandthebusiness:  My DH got it appraised when he bought the ring. We got a separate insurance plan specifically for my ring.

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