(Closed) Ring Shopping

posted 8 years ago in Rings
Post # 3
Member
612 posts
Busy bee
  • Wedding: August 2010

Mine is a Scott Kay ring:

We purchased from a local jeweler after going to all the stores in town, both locally owned and chain.  We purchased a warrenty on the ring and as long as I bring it in every 6 months to be checked out it is covered.  The warrenty covers my ring if the stones falls out, they will tighten the stones if they become loose, they will solder the e-ring and wedding band together for free, and once a year I can take my ring in for a super deep jeweler cleaning (more then waht they just do in the store).  I would look into different places if you are going to have a custom ring made.  I would also check out pawn shops and such if you are going to have a ring made.  You may find some diamonds you like that you can have reset in a custom ring.  That may help out with price!  Aside from the warrenty from the jeweler we also put it on our renter’s insurance in case it was stolen or lost.

Post # 4
Member
11327 posts
Sugar Beekeeper
  • Wedding: February 2011

My FI got mine from bluenile. I also wanted a cushion cut diamond and the only store around here that carries cushion cut stones is tiffany. With the tiffany mark-up. Pass! 🙂 We got it insured immediately and I believe it also has a bluenile warranty.

Post # 6
Member
289 posts
Helper bee
  • Wedding: December 2010

@MsBrooklynA: A great website to check out is http://www.pricescope.com/forum.  They have tons of great great info/advice for people looking for e-rings.  Tons of drool-worthy pics too.

My FI got my ring custom made by Leon Mege (who is located in the diamond district in NYC). He was soooo great for FI to work with even though it was mostly over the phone, and I love my ring!  He does some really gorgeous and delicate halos, too, so I’d definitely recommend checking him out.  (His website is http://www.artofplatinum.com.  Here is a gorgeous 2 ct ring he recently sold: http://www.artofplatinum.com/portfolio/details.php?image_id=496)  I’m not sure if we saved a ton of money compared to what it would have cost from a store, but the quality and cut of the diamond is better than what was available at any of the chain stores and was definitely less expensive than the same diamond would have been from Harry Winston or Tiffany.

We didn’t have a warranty, but Leon assured us that if we lost a stone (I have a pave setting) he would be happy to replace it for free.  Everything else you mentioned is covered under our insurance, so we didn’t get any other warranty.  

Hope that helps!!

Post # 7
Member
612 posts
Busy bee
  • Wedding: August 2010

@MsBrooklynA: Our chain wasn’t a national chain, but a regional chain I guess you could say.  The people who worked there are paid salery and don’t receive any commision for what they sell.  We never oncce felt pushed into making our purchase.  Actually when we went back to get the wedding band they didn’t have the one that matched my ring so our guy called (on his day off!!!) to all the other stores in the area to see if they carried it and then told us were we could buy it.  We decided to stay with them because of their customer service and he gave us the employee discount on a ring that is so similar you can’t tell it doesn’t match:)  I think it just depends on the mentality of the chain you walk it to when buying a ring.  We spent a weekend looking and I feel for that one right away.  FI had proposed with a different ring because he knew I would want to pick it out, but wanted to surprise me (I know I’m spoiled:).  I have never purchased online, but if you can find a reputable website I would think you would have more of a selection.  Good luck!!!!

Post # 8
Member
5148 posts
Bee Keeper
  • Wedding: June 2011

Remember that “perfect color and clarity” isn’t necessary, and is actually a rip-off unless you’re a serious collector. Near-colorless and eye-clean  (and CUT! cut is a HUGE factor!) are what to shoot for.

Brick & mortar stores are going to have a higher mark-up because they have more over-head expenses. We got my loose center stone from GoodOldGold, it appraised at $1K more than we paid (we paid ~$1600 and it apraised at ~$2600). My setting came from EternityDiamonds. I was extremely pleased with both vendors!

I highly recommend checking the Pricescope‘s recommended dealers.

For coverage of losing the ring/stone, etc., we got insurance through Jeweler’s Mutual.

Post # 9
Member
77 posts
Worker bee
  • Wedding: June 2011

My ring was made from three rings that my fiance’s family already owned. Two small side diamonds 1/6 C or so came from his great grandmother’s rings, but they’re not identical. The center stone is a 2 C or so oval aquamarine from his late aunt. It’s great knowing we didn’t buy into the pricing scams, but I do get jealous of other girls’ diamonds. You have to be honest about what you really will be happy with and pay the price if it’s worth it.

When you get that stone make sure you know what kind of band to put with it. I’m having a really hard time finding something to match or fit comfortably. 

 

Post # 11
Member
440 posts
Helper bee
  • Wedding: September 2011

My ring was a freakin epic ordeal. We found a loose stone and had a custom band designed from FI’s sketchings.

The center stone is a hair over 3 carats. I completely agree that larger stones are not nearly as rare as people make them out to be. And for the people who are about to hop on their soapbox about how bigger diamonds may not have the quality of smaller ones I think that just depends on your diamond. Mine is a color quality of E and VVS2 on clarity and it is an ideal cut. Not all large stones are full of imperfections as many will have you believe.

Now I like a big diamond and I would have to a certain degree sacrificed some things like I would have taken a color F and VS1 clarity for a bigger stone.

We basically told three different jewelers what our minimum standards were for the diamond. Jareds Galleria which is the largest chain in our area was by far the highest in price and had the least amount of selection – they only had 1 that even sort of fit what we wanted (it was square and we wanted round). Then we went to two private jewelers and one had 4 different diamonds to choose from and the other had 2 diamonds to choose from. We picked the diamond we loved and had it set in the band.

Having the band designed from FI’s sketches took almost 6 months to get perfect.

We use Jewelers Mutual for our insurance company. We do not have a warranty as we have full coverage on the diamond adn the setting in the event it is ever lost, stolen or broken or anything basically. Insurance is a good thing.

 

Some of the things I learned in this process

-Know how much you are willing to invest in this – not only money wise but time wise.

-Go to the jewelry store and look at the diamonds – look at them under the microscope and under the loop and under just plain lighting. It will look different in each.

-GET CERTIFIED DIAMONDS. One of the diamonds we liked a lot was not certified and while it was gorgeous having that certification means everything for insurance purposes.

-If your jeweler is unwilling to work with you. WALK OUT OF THE DOOR. There was no way in hell we were about to drop that kind of money and have to deal with rude people.

Post # 12
Member
996 posts
Busy bee
  • Wedding: September 2009

I recommend finding a wholesaler. There was a HUGE price difference between the wholesaler and the chain stores.

Post # 13
Member
3344 posts
Sugar bee
  • Wedding: August 2010

My ring is from a local family jeweler.  The setting is Hearts on Fire, but the center stone is not.

You can add your ring to your home owners or renters insurance or take out separate jewelery insurance.  I have mine insured by Jewelers Mutual.

Post # 15
Member
996 posts
Busy bee
  • Wedding: September 2009

PM’ed you 🙂

Post # 16
Member
289 posts
Helper bee
  • Wedding: December 2010

@MsBrooklynA: Yup, our insurance covers everything, including accidents/other damage, loss, theft… so I think it would cover something like having to have it cut off.  There were different plans available, and we chose one with a $500 deductible that pays us the full amount that my ring was appraised at in cash for us to buy a new ring, rather than “replacement cost” for the insurance company to find somewhere to get what they thought would be a equal-value.

In Canada, it is difficult to get insurance on jewelry worth more than a couple thousand, so we added it onto our condo insurance.  Otherwise, we definitely would have gone with Jeweler’s Mutual (like laural and abbyful suggested)!

Good luck with the search!  Let me know if you have any other questions!

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