(Closed) running out of money… advice??

posted 6 years ago in Money
Post # 3
60 posts
Worker bee
  • Wedding: November 2011

I took on a part time job. It may not cover everything, but it will help out when the going gets tough. 

Post # 4
2849 posts
Sugar bee
  • Wedding: May 2012

A part time job would help or you can go through your list of expenses and see if you can do without any of them. You could limit the alcohol available or go with a cheaper food selection. You could choose less expensive flowers and do without some decorations. Just decide what’s important to you and what you can live without. 

Post # 5
16217 posts
Honey Beekeeper

Do you mind me asking which big ticket items you’re worried about? Maybe we can help you find ways to trim.

Post # 6
16217 posts
Honey Beekeeper

With your photographer, is there any little part of the package that you can forgo?

For example, my photography package automatically included 25 photo thank-you cards. Well, I made my own photo thank-you cards for much cheaper, so I requested not to do that part of the package. It saved us $50. And while that may not seem like much on its own, the savings here and there totally add up.

Post # 8
1917 posts
Buzzing bee
  • Wedding: April 2012

It’s not too late for you to book a less expensive photographer?  Have you already put down a deposit?

Post # 10
16217 posts
Honey Beekeeper

I think you’re right — the guest list is a huge place where you can cut costs.

Are the people on his list allowed to bring a date or +1? Maybe you can cut there. Does his family have kids? Can you cut down there? Are distant second- or third-cousins being invited who really shouldn’t be causing you stress?

And, unfortunately, if his family is huge, he may have to cut back on his friends list. Or HE can get another job to help pay!

Do you guys have a friend who could act as your DJ? That way, you’re not missing out on having a DJ, but instead could save a few hundred dollars?

Does your photographer offer any kind of payment plan? For example, our photographer offered an option to make the final payment when we picked up the photos, which was a couple of months after the wedding.

Post # 12
2321 posts
Buzzing bee
  • Wedding: July 2011

Just total up the MUST-HAVEs. (Since these are different for each person, I can’t say what yours should be!)

Then aim to save 1.3 times that amount. Forgo EVERYTHING ELSE. If there is any money left from that 1.3 amount, then, buy this ‘everything’ else.

I know it’s hard… infact VERY HARD. Especially when you start thinking and feeling that this is a once in a lifetme event. In those cases, try to focus on the big picture. Literally take a look at your fiance’s picture (or him, if he’s around!) and tell yourself that he will marry you NO MATTER if you have flowers, or what kind of dress you get, etc.

This worked for me very well. Considering I was the ONLY one saving up for our ENTIRE wedding. I didn’t even need to use the credit card. Plus I came out with huge savings because I ended up not buying a lot of things I thought I might!

Post # 14
1238 posts
Bumble bee
  • Wedding: August 2012

i’m repeating some stuff here, but…

– cut the guest list. get your hubby on board with this. show him the spreadsheet, the budget, the expenses, whatever, make him understand why he can’t invite his entire family- unless, of course HE can come up with the extra $$$

– cut out anything else that is unnecessary to you having a wonderful day. add-ons to your centerpieces, extra flowers, all those extras that individually don’t seem like much but they add up

– line of credit from the bank? low interest… get clear between your Fiance and you what kind of debt is acceptable, and how you will repay it after the wedding sparkles have settled


– can you cut back on your photographer’s time? maybe even an hour or two would cut costs. Family and friends will capture the rest.

Don’t stress!…

Post # 15
1934 posts
Buzzing bee
  • Wedding: August 2012

I responded to one of your other threads, as I am paying for the wedding myself as well.

Anyway, we’ve made a bunch of money from selling stuff around the house that we didn’t need.  Could you have a yard sale?  We’ve made probably close to $3k from selling stuff in the basement and a bunch of music equip (my Fiance has way too many guitars).

Every little bit helps….

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