SAHM's – Assuming no savings -how much money is left after basic expenses?

posted 3 years ago in Parenting
  • poll: After Basic Expenses (assuming no savings) approx. how much money do you have left over each month?
    Less than $500 : (7 votes)
    47 %
    $500 : (1 votes)
    7 %
    $1000 : (4 votes)
    27 %
    $1500 : (0 votes)
    $2000 : (1 votes)
    7 %
    $2500 : (0 votes)
    $3000 : (1 votes)
    7 %
    $3500 : (0 votes)
    $4000 : (0 votes)
  • Post # 3
    Member
    2782 posts
    Sugar bee
    • Wedding: November 2013

    @serenitea:  I think this is  a really hard questions to answer- first of all, it depends greatly on people’s incomes and expenses- it also depends on personal choices.  Do you cloth diaper?  Do you use disposable?  Do you prefer to buy baby clothes at Target or at an upscale store?  Do you breastfeed or formula feed?  Are you ok with hand me downs or does everything have to be new?

    I can’t even begin to think of how to accurately answer this question lol.

    What I can tell you- is that I have one son (he’s now five)- and while I don’t regret any purchasing decisions I made, I sort of know what I “need” now and what I can do without as a parents.  I also know that instead of having a million cute outfits for my newborn, I’ll stick with onsies and PJs the first 8 months to a year because they are easier and babies like them!

    I will also tell you that- now that my son stays in his clothes much longer, I don’t have to continuously be buying him new things- just something here and there, or when I find a great deal on something.  For the first few years, almost all of my extra money went towards things for him- by my choice.  I didn’t get many new clothes, or my beloved handbags.  While I still spoil my little guy (don’t judge), I also make sure mom gets a little pampering, too.

    Post # 5
    Member
    2782 posts
    Sugar bee
    • Wedding: November 2013

    @serenitea:  I think that the best way to get an educational answer might be to ask “what percentage of your income is left over after paying the living necessities that don’t include child expenses?”- if I am understanding correctly?  Because you asked the question specifically to SAHMs- which would imply they have at least one kid.  And if they DO, then clothing, diapers and formula/food ARE a necessity.

    Sorry- I think the question is just a little confusing.

    Am I understanding what you’re asking?

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