(Closed) Should I get my ring insured?

posted 6 years ago in Rings
Post # 3
288 posts
Helper bee
  • Wedding: July 2014

I think ring insurance is a good investment.  I personally have it and I am glad I have it.  I personally would not want to have to deal with the emotionality of having something happen to the ring along with not being able to replace it.  Any investment you value should be insured, and it is not expensive at all….

Post # 5
4824 posts
Honey bee

I wouldnt for your ring.  If it makes you feel better you could sock away $10 a month somewhere until your ring value is reached so in case something happens to it again you could replace it easier.

Post # 7
5118 posts
Bee Keeper
  • Wedding: November 1999

@lefeymw: I agree. For rings with a $0-$1500 or even $2K value, I’d stash $ into a savings account and just keep it earmarked rather than paying annually for insurance. 

Post # 9
646 posts
Busy bee
  • Wedding: June 2012

@lefeymw:Cool idea!

For me, that’d be the same as just paying for a replacement later, so I may forgo the stashing. 

OP, I totally get why you’re wondering about whether a moissy ring is worth getting insured – I’ll have one too and have wondered the same thing.

I wonder if there are any one-time insurance payment plans, or if they’re all constant payments forever? I have no idea how these things work yet…

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