Post # 1
Recently my FI and I had to borrow some money from some older, set (not necessarily well off, but not hurting) people in our church. We did not ask for the money, they offered when they heard we were in the bind. They also told us we could wait until after the 1st of the year to start paying them back & that we could make payments.
Knowing that, my question is, would you feel right taking a honeymoon? Even if it was a cruise that cost you less than $600? I am just not sure that I could justify this expense knowing that I owe these people money. I would rather take that money & give it to them & take a better cruise in a few a months, when things are better.
Post # 3
even if the cruise was less than $600, i would never consider going on a honeymoon knowing that i owed someone money. it doesn’t seem appropriate.
Post # 4
bills come before pleasure.
Post # 5
pay them back first, then take your honeymoon. You’ll feel better on your honeymoon knowing you don’t have debt looming. It will also give you somethig fun to look forward to after the wedding excitment dies down. I think that’s really the most responsible thing to do and really will show your appreciation for their generosity.
Post # 6
I agree! I just don’t feel right taking it, but someone told me the 2nd option on the poll earlier. I was just wondering where most people’s minds are on this.
Post # 7
Personally, I wouldn’t take the money :/ But if you do, pay it first than honeymoon.
Post # 8
pay them back first. i would feel bad owing people money and im off enjoying myself.
Post # 9
Prevent any hard feelings with them (borrowing money almost always changes relationships) and pay them off first. Your trip can always be taken at a later date, but hard feelings can take a long time to recover from.
Post # 10
I think the fact you’re concerned about it may make it bother you for a long while in the future. (may)
So, perhaps that is your answer?
You alluded to things being better in a few months – will this be the case? If you can see the light at the end of the tunnel, that might help you with the decision. Try setting a goal to save up for the cruise in the future perhaps? If the light at the end of the tunnel is a long, long way away, then perhaps take the cruise (it’s not too expensive, really) and then work hard to find a way to recoup the $600. Note that you may get cash gifts from the wedding, so there’s a chance you’ll be able to pay them back faster than you anticipated!
Post # 11
I would not feel right owing people money (especially not family) and also going on a big vacation. Pay them first, and save for a one year anniversary trip!
Post # 12
Sorry there would be hurt feelings if I loaned someone money and they took a trip (regardless of the cost).
Why not pay them back and still take the trip? Cruises are amazing!
Post # 13
I say pay them back first, because I hate when someone owes me money and I see them buying new stuf and taking trips. If you can do that, then you can pay them back.
Post # 14
Ashley1281- I completely agree- please pay them back first. It will look really bad on you if you don’t.
Post # 15
Borrowing money (even if it wasn’t requested) is tricky. Always pay it back as soon as possible. Even though they said they can wait a year, they may feel uncomfortable with you taking a trip.
Post # 16
Did they loan you money because of your wedding? If so, then maybe they are expecting that you’ll use some of it for wedding-related stuff. But if they loaned you money for something like getting your car fixed, then they probably wouldn’t want you to use it on a vacation.