(Closed) Should we get LEGALLY married?

posted 6 years ago in Relationships
  • poll: Should we get legally married?
    Yes, get legally married and figure out the finances and bills as they come. : (10 votes)
    56 %
    No, it would make more financial sense to stay single, legally. : (8 votes)
    44 %
  • Post # 3
    Hostess
    23641 posts
    Honey Beekeeper
    • Wedding: September 2011

    I think it sounds like you should hold off on legal marriage so that you can get him on Medicaid, but really, this is a huge decision.  How does he feel about it?

    Post # 4
    Member
    2095 posts
    Buzzing bee
    • Wedding: September 2011

    Honestly talk to your hr or find out how much this will cost you with yout insurance. Figure all of that out and then take it from there. If insurance will cover 90% then I say it would be worth it if that is what the two of you want.

    Post # 5
    Member
    1353 posts
    Bumble bee
    • Wedding: April 2012

    I agree you should talk to your insurance company. If you have good health insurance the medication shouldn’t cost you as much and with the medical bills they should cover a good amount depending on the coverage you have.. 80 or 90%. This is a tough one, we have a friend who has Crohn’s and I know she goes to the hospital to get an IV treatment once a month but other than that she appears to be in good health, she gave birth to twins 8 months ago 🙂 it may be a lot more manageable than you think, maybe he just needs a better doctor and insurance to get him on the right meds.

    Post # 6
    Member
    4662 posts
    Honey bee
    • Wedding: December 2011

    wow as of now the poll is split 50/50 exactly

    i say to wait.

    Post # 7
    Hostess
    18646 posts
    Honey Beekeeper
    • Wedding: June 2009

    First talk to your insurance to see what the cost for the prescription would be, this could be a non-issue.  I think even if he was on Medicaid, if something else were to happen, they might not cover all the treatment that he needs.  It isn’t a blank check to do whatever you want, procedures are weighed against eachother to see if it is worth giving this treatment to someone.

    Post # 8
    Member
    1659 posts
    Bumble bee
    • Wedding: July 2012

    A) Definitely figure out what the Humira will cost on your insurance vs. Medicaid. Your insurance provider should be able to estimate based in your pharmacy package. Find out if there are limitations to the Medicaid coverage (time or $), or if there are any preexisting condition stipulations your insurance coverage might need to consider. 

    B) If your savings/investments are significant, meet with a lawyer about a prenup.

    C) stop involving your parents in this process. You know where they stand already, so separate yourself from their POV and make the best decision for you and your FI.

    Post # 11
    Member
    835 posts
    Busy bee
    • Wedding: May 2012

    @Ellegee:  I agree with EVERYTHING you said! Well put!

    Post # 12
    Member
    914 posts
    Busy bee
    • Wedding: July 2012

    It’s so sad that insurance screws people over like this. It shouldn’t be the deciding factor on getting married or not. But unfortunately, our insurance system in the US SUCKS. And I totally understand not wanting to pay out the butt for a medication that he needs.

    I’m really sorry that you and FI have to go through this. I agree with talking to your insurance provider to find out the costs of the drug through them.

    I also agree with leaving your parents out of the process. I get that they are looking out for you, but it’s something you and FI need to talk about and figure out.

     

     

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