Post # 1
And would you recommend it? Why/why not?
(I was on the other thread about how much people use on their credit cards each month and a few said they use their CCs for everything to get travel rewards, so I am curious. I recently got a cash back card because I felt that I wasn’t getting any value from my travel card so I want to see if anyone has one they’d recommend!)
Post # 3
@ChicFoodist: Moneysense used to have a good credit card selector tool. They have gone to a pay system, I don’t know if it can be accessed with the free articles they give.
I can’t comment otherwise, I go for the cash back ones too.
Post # 4
I don’t use a travel reward card, but I can use the rewards on my Visa for plane tickets if I want, or transfer them to retirement accounts and other financial services. I only have 1% reward on my purchases though.
Post # 5
I use a cashback card. My FI uses an Amex. It’s not specifically a travel card, he can use his points towards anything. We book everything on his Amex and then pay it off. We’re hoping to cover the cost of our honeymoon in rewards.
Post # 6
Platinum Amex. It’s a steep annual fee but we find it worth it… first class flights with the points we collect each year, lounge access at airports around the world, a yearly flight discount, Hertz Gold car rentals, and we get hotel discounts and suite upgrades… food vouchers… etc.
Post # 7
My husband and I both use BMO Airmiles, and both of our CC are hooked up to one airmiles account. We are able to fly 3-4 each times a year on Airmiles. We don’t ever use cash, everything is put on our CCs and then we pay them off right after.
To be honest, I haven’t looked into other CCs but we travel a lot so this works for us 🙂
Post # 8
Aeroplan! CIBC Aerogold Visa and Platinum Amex. Every time there’s a promotion I sign up for another. I’ll get like 25k, 50k points… cancel that card and wait for the next promotion. But I always keep the Aerogold Visa, that’s my go to card. The Amex I just got a year ago. In just a few years I’ve had several free flights, our Hawaii flights are free in business class, and I sill have tons and tons of points left over.
Post # 9
DH has the TD First Class travel Visa and he puts everything on there. I don’t recall exactly how the points work, but you can redeem it for any travel-related expense. We do a ski trip every year, and afterwards DH just calls Visa and asks how many travel dollars we have, and then tells them which transactions on his card he wants to use them towards (i.e., dinners out, gas, buying lift tickets) and they just remove those transactions. We usually have about $500 worth per year I think.
Post # 10
Thanks for the advice, bees! 🙂
Post # 11
@ChicFoodist: I have my BMO AirMiles Gold and I adore it, it’s wonderful 🙂
I used to have the CIBC Aeroplan and I found I didn’t get enough for it. I like the felxibility with the airmiles that I can use it for things other than travel if I want.