So long honeymoon….

posted 3 years ago in Home
Post # 3
3217 posts
Sugar bee

The snow staying on your roof (minus the iceshelf) is usually a good sign.  Houses that lose a lot of snow off the roof usually have in adequate insulation and the heat escaping is melting the snow.

I doubt you can put a new roof through home insurance as it’s just part of typical maintenance and home ownership.

Post # 5
11379 posts
Sugar Beekeeper
  • Wedding: April 2012

@FutureDrAtkins:  you may want to check with your homeowners insurance before taking any action.  they will tell you.  hopefully all will be covered (including any inside damage) and you will only have to pay the deductible.

Post # 6
11634 posts
Sugar Beekeeper
  • Wedding: November 1999

Generally roof replacements are not covered by insurance.  Hopefully they can just do a minor repair, because it gets to be super pricey  if you have to replace the entire thing!

Unless the previous owner replaced the roof very recently and paid extra for a warranty, you may be out of luck and have to pay the cost out of pocket.

Post # 7
885 posts
Busy bee
  • Wedding: October 2013

Oh no!  Hopefully you won’t have to replace the whole roof… maybe you can just do some minor repairs for now and redo the whole roof in another year?  

Post # 9
1080 posts
Bumble bee
  • Wedding: April 2014

@FutureDrAtkins: If you bought the house to flip it then you might want to put a new roof on anyway. An old roof with no indication of whether the warranty is still good and recent leaking problems is going to be a pretty big obstacle to overcome.

I doubt that homeowner’s covers it, especially because clearing your roof of snow is part of maintenance and comes with living in a snowy area.

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