(Closed) Something that happened to my grandmother… (vent! and long)

posted 7 years ago in The Lounge
Post # 3
Member
104 posts
Blushing bee

Something similar happened to me when I was 18.  Except we called the cops and they came and before they could even get out of the car they were called to an emergency so they left.  the lady kept insisting she would take care of every thing, and she even offered me 60 bucks on the spot! 60 bucks would not have fixed the damage!  Anyway, she kept insisting she would pay until finally one day she called me and denied everything! Then she put her husband on the phone and he started yelling that I couldn’t prove anything and “no one’s gonna believe a 16 year old anyway” (um excuse me, i was 18! hehe).  Anyway, there was nothing we could do at that point.  I had three people in the car with me, and according to the insurance that doesn’t count as witnesses.  Here we are, almost 9 years later and i STILL get so mad thinking about the whole thing.  I wish I at least would’ve taken the lady’s 60 bucks…

So Sorry about your grandma!  People can be so rude, irresponsible, and untrustworthy!

Post # 4
Member
7431 posts
Busy Beekeeper
  • Wedding: October 2009

@sjs8906: I am not sure what state you are in, so some of the info I am going to give you may or may not apply. First, if your grandmother has 2 witnesses with her, that doesn’t mean anything. The only witnesses that count to the insurance company are ones that neither of you know and are unbiased. Second, your grandmother should have reported this to the woman’s insurance company immediately. You still have an option to go out of pocket once the claim is submitted.

What I would do? call the police and make a report, or rather, tell your grandmother to. Hell, even take her car to the police station, and show them the damage, and then explain the whole story.  See what they say

Post # 5
Member
7431 posts
Busy Beekeeper
  • Wedding: October 2009

@lindz629: Yes, that does suck, The police should have called another unit out.

My feeling is, especially if you don’t really know how the process works. Call the police!!! No matter if there are injuries, and it is very minor, call them! Especially if there are no unbiased witnesses

Post # 6
Member
963 posts
Busy bee
  • Wedding: April 2011

Did you get the lady’s insurance information at all?

Post # 7
Member
772 posts
Busy bee
  • Wedding: December 2011

Did your grandmother get this woman’s insurance company name and information?  You need to have your grandmother (or a family member) call the woman’s insurance company to report the claim, or if you don’t have that info contact your grandmother’s insurance company to take care of it, and find out what needs to be done. 

You have a certain amount of time to report an accident to the insurance, but it sounds like your grandmother reported it to her insurance right away.  They should have told her to contact the other woman’s insurance, or they should have done so, rather than just telling her to call the police or not. 

Your grandmother’s insurance should cover her if the other driver is uninsured, and typically the insurance company wants to talk to the other insurance company so they can determine whether it is an at fault case they should split, settle, or dispute.

 

Post # 9
Member
3176 posts
Sugar bee
  • Wedding: May 2011

A similar thing happened to my sister when she was 16. Honestly she just didn’t know any better and it was someone she knew from school that had hit her. Eventually the other family said they would not pay. We filed a report to my sisters insurance and the polive then my dad contacted a lawyer who drafted a letter stating they were being taken to court. Once they recieved the letter and realized my dad was serious they gave the money they owed. For us the situation worked out because the peopel knew they were wrong and didn’t want to go to court. Hopefully everything works out for your grandma!

Post # 11
Member
743 posts
Busy bee
  • Wedding: June 2012

Soooo…you grandma knows this lady…as in knows where she lives?  I say slash her tires!  🙂  OK, maybe violence is not the answer, but I would be PISSED if someone tried to screw over my grandma (if she were still alive)!

Wish I had better advice for you…but all of my advice involves doing ~$300 worth of damage to that woman’s car……   

 

Post # 14
Member
3176 posts
Sugar bee
  • Wedding: May 2011

@sjs8906: Ugh, that sucks 🙁

I have similar feelings as @Rock Hugger: except maybe not so drastic. Can you egg her car or SOMETHING?!?! Err!

Post # 15
Member
726 posts
Busy bee
  • Wedding: June 2013

@MrsPinkPeony: That’s pretty drastic too, I hear eggs will eat paint. So she’d need to buy at least a dozen… Just kidding! Vandalism is not the high road, but you know, sometimes the low road is more scenic.

Post # 16
Member
963 posts
Busy bee
  • Wedding: April 2011

Have an attorney draft up a demand letter stating that the lady was involved in an automobile accident with your grandmother on such and such date.  The lady is at fault (describe accident) and your grandmother does have witnesses.  If you do not receive a check for $X to cover the costs of repair from the accident (send a copy of an estimate), then you will be forced pursue legal action.

They don’t have to know that your witnesses aren’t ideal.  Plus, in small claims, if you lay out your entire case, the judge can usually see right through the lies.  Just make sure that you have all your pictures in place for evidence, have your witnesses present, and document all the time you (grandmother) has called to talk to this woman (in fact, if it was from a cell phone, I would get all the records showing the calls).  Ask for court costs in your papers.

Does your grandmother have insurance that covers underinsured/uninsured motorists?  She should try to get her insurance company to pay for it.

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