(Closed) Sometimes I wish my husband would be cheap (frugal)…

posted 5 years ago in Money
Post # 3
Member
1354 posts
Bumble bee
  • Wedding: April 2012

I feel you!! My hubby is like this too and sometimes I’m like *scream*!! Of course it’s nice but not ALL the time! Sometimes you have to real that stuff in! I ended up making a budget sheet and showing him how much we were spending on certain stuff, I actually just did this today and sent it to him… I’ll let you know how it turns out! 🙂

Post # 4
Member
13890 posts
Honey Beekeeper
  • Wedding: June 2011

Yes and no.  If he (you both) can afford it and not sacrafice saving for something else or retirement, then yes, by all means, enjoy life and these nice luxuries.  If you are not on target for a nice retirement or saving for a home or for when you’re out on maternity or whatever, then there’s a problem and I’d talk to him about it.

Post # 5
Member
115 posts
Blushing bee
  • Wedding: June 2013

I am having a few of the same issues now with my FI. He makes alot more money than I do  I am use to saving just about ever penny I earn for a rainy day. Since we have gotten to I have gone from redbox and chinese food (with a coupon) to a pleasently plump bank account and playing tennis at CC.

I am still having a little bit of a hard time getting use to it. Some days I can’t believe that its real. 

Post # 6
Member
1026 posts
Bumble bee
  • Wedding: September 2012

It depends on what it is and whats important to you  I’m way more frugal then FI in some ways- I’m more likely to think about if I really need something and if not I wont buy it.  FI is the one more prone to the impulse buys.  But for the things you mentioned we are opposite- I argue for something nicer because I feel ilke the quality will make enough of a difference to justify spending the more money, where FI will go for the cheap one of something and then end up breaking and replacing it. Case in point- he got the newest droid phone around christmas.  It was somewhat of an impulse buy (he now wants an iphone).  But after spending close to $400 on a phone, I made him get an otterbox case.  He wanted the cheapy case that you can get anywhere, but I knew it would get broken and possibly end up with the phone broken as well.  The otterbox has held up awesome and has saved the phone several times.  

If you can afford it- enjoy it, if not talk to him about what things are important to splurge on and what things you want to stick to a stricter budget for. 

Post # 7
Member
11328 posts
Sugar Beekeeper
  • Wedding: February 2011

My husband is just like that. Have you tried talking to him about your goals for saving, and why they are important to you? My husband was not really a saver. He was good about saving up for a specific item, but he didn’t see the point of socking a way tens of thousands of dollars “just because.” Whereas I feel like having a rainy day fund is crucial to my mental well-being because it puts my mind at east to know that we’d be okay if one (or even both) of us lost our jobs, or if we had some unexpected expenses, etc. Basically I just had to sit him down and explain how it made me feel secure to put money in savings every month, and once it was all explained he agreed to it. We agreed on an amount that is automatically transfered to our savings every month. Then beyond that we can do whatever we can afford. But savings comes first. 

Post # 10
Member
886 posts
Busy bee

@Mrs.Jansen:  With the exception of the electronics, you’ve just described me in every category.  I hate it sometimes.  I’ve never been a saver, I like nice things (and work very hard for them) and I’m extremely picky.  I’m trying to be better and save but it’s hard.  It’s like I’m wired differently or something.  Or created by my mother.  She was (and still is) frugal to a fault and is uncomfortable spending money even when she has it. 

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