Post # 1
I started a thread last night asking bees if they have set a budget or not. I was surprised to see that the majority of those who have looked at the thread and voted did not/have not set a budget.
Here’s the thread: http://boards.weddingbee.com/topic/budget-curiosity-has-anyone-not-bothered-to-set-one#axzz2QPZ2sPdo
My next question is: Do you have all your money for your wedding already? Or are you trying to find ways to make money/waiting on your future paychecks, etc?
My FI and I are still waiting to make more money, especially over this summer…
Post # 3
- Wedding: May 2013 - Pavilion overlooking golf course scenery, reception at banquet hall
Our parents are helping a bit (venue, photographer, cake) but according to how the numbers are going so far we are picking up about 2/3 or 3/4s of the budget. We have enough for the whole wedding in savings, and are just trying to balance the wedding fund out of the house down payment fund.
Post # 4
My parents are contributing, but aren’t sure how much yet. We’ve been saving like crazy along the way so we’re ready for all the final payments when the time comes…it’ll probably be a total of between 30-35k, so there’s no way we would have had all that saved before the wedding. We’ve paid major deposits and our final payments are due in a little over a year, so we’re planning on socking it away majorly over the next year. This was a major reason for a long engagement.
Post # 5
We’re basically paying for all of it. My parents have talked about helping, but we haven’t heard any hard numbers and we’re operating as if they won’t help at all. We haven’t heard anything from MrMojito’s parents, and we assume they won’t be helping. I would be shocked if they did. They refused tomhelp his brother, and he has way less money than us.
We don’t have all the money in hand, but MrMojito works on a partly commission based plan, and he has more than enough to pay for the wedding in outstanding commissions. We get the money the month after the customer pays, which should be pretty soon…we do have about 30% of the wedding money already in the account.
Post # 6
We paid for our wedding with savings. Took us about two years to save. =)
Post # 7
We were paying for it all and we had money we needed. Parents didn’t help us out even though they offered, but we just didn’t feel comfortable with them giving us any money for the wedding, besides the presents.
Post # 8
We are paying for everything by ourselves. I worked an extra part time job for a year to help pay for everything.
Post # 9
Both sets of parents are helping a bit, but FI and I are paying the majority. We are both employed full time and will be using our paychecks over the next three months or so to pay for everything. With that being said, the entire total cost for our wedding will be less than $8,000 so it’s not like we have to save a ton in a short period of time.
Post # 10
I was one who didn’t budget. May parents paid for the reception and a few other things. His gave us money to help out. We had the money to pay for everything, but it’s not how we would have chosen to spend our money if we were paying for everything ourselves.
Post # 11
- Wedding: Either Philadelphia City Hall or a small chapel.
Our situation’s a little complicated.
We’re only having a small ceremony that will cost less than $300 depending on who and where we decide on. The issue? He is away and I haven’t held a steady job since before Christmas and have only had per diem work that is earning me maybe $100-$150 a month.
- I still need to save for his wedding band and currently have no way to get other things (dress, etc).
- I’m living with my parents while he’s gone who are lucky to even be able to afford their own expenses. Even if I did have steady income and started my new job already (have training/orientation tomorrow plus am waiting on 2 other employers), my wedding may be rescheduled anyway if he isn’t going to be home on time.
Post # 12
Our parents and us have not talked in depth about the money situation. We don’t expect anything from his parents but they have told us they want to help. But, I don’t take anything they say seriously and without a grain of salt, so I still don’t expect a penny from them.
My parents will likely give us something, my mother has already insisted on paying for invitations and not inexpensive ones, either. She knows I’ve had a love for Wedding Paper Divas for years and absolutely says I’m to order from them (or wherever my heart desires 😀 )
We are dependent on FI getting a new job and that job paying him almost twice what he’s getting now. As mentioned in other posts I’ve started, I’m not holding my breath on that, and continue to plan on budgeting with the paychecks we have now.
We don’t have a budget yet either because we don’t know what everything will cost nor do we know what our finances will look like in the future (Hey, maybe he WILL get that new job. Doubt it though. But you never know).
Post # 13
@alotlikelove: The majority is being paid for by our families, but the parts we are paying for (honeymoon, shower outfits, jewelry, hair/makeup/nails, gifts for parents/bridal party) these are partially being put on my credit card, but we are both starting really good jobs in a few weeks, so I know they will be paid off quickly.
Post # 14
@alotlikelove: We had all the money in our checking account. We were paying for everything. It was enough to throw a three-day rustic destination wedding weekend in Grand Teton National Park (Jackson Hole). We had stopped some retirement contributions for a while, curbed other spending, and were able to stock pile quite a bit after a few months. My H also had a nice chunk of change in his savings that went towards this.
That wedding was eventually cancelled 4 months prior to the big day. We later eloped to Canada on an 11 day road trip weddingmoon, and had enough money left over to buy Invisalign braces for both of us using cash.
If we buy something big, all the money has to be sitting in checking. Credit cards can be used to wrack up cash back, but only if we can pay off the upcoming balance in full. No debt here (but the mortgage!). I plan to replace my car by the end of the year, but that we will use cash up front.
Post # 15
We def did NOT have a budget and spent WAY more than I thought we would. My mom ended up helping here and there and i am VERY grateful. Also my grandmother said she was going to pay for the venue (15 grand) and at the last mintue only gave us half.
We ended up putting about 15 on my credit card (which I would never suggest) but i knew I was starting a very lucrative job and pad it off in about three months. BUT i could have gotten fired etc. , so i ended up being lucky there.
Post # 16
We are paying most of the costs ourselves (parents gave us $5000 out of the approx. $25000 total). We are paying things as we go, but we have all the money. We’ve been together and engaged for a long time, so we have had a long time to save. At this point we don’t have all the money we need for our honeymoon, but with our jack & Jill coming up and us saving from now until then we will have everything we need.