Post # 1
I have been reading the pregnancy and ttc boards for a long time. I have noticed that most bees don’t TTC unTil they are financially stable. Just wondering, is it really that important? I’d love to hear some stories about your decisions and what you think is most important when TTC.
Post # 3
@kfiorita: Having a child is a huge financial responsibility and stressor. Being fully prepared for a baby may not be possible, but I would always want to be as financially stable as possible. I wouldn’t want the added stress of not being able to pay bills while caring for a new born. It is obviously a personal decision and unexpected pregnancies happen, but I consider waiting until one is fairly stable to be a sign of responsibility and maturity.
Post # 4
Money isn’t everything a child needs, but it’s certainly something that would cause a lot of stress and problems if it’s missing. If I were not stable enough to be sure I could eat a decent meal every day, how can I feed/cloth/etc a baby. Day care takes money. Doctors take money. In order to ensure my child grows up in the best enviroment possible, yes, some sense of financial and general stability is best imo.
Post # 5
I think it depends on what ‘financially stable’ is.
For some, it’s still being able to afford a mani/pedi and a brand new car. For others, it’s being able to pay the bills and have a roof over their head.
I think it’s important to be able to pay the bills. Life’s luxuries I could do without, but I would never purposefully have a baby if I couldn’t afford to pay for it myself.
I hate seeing people deliberately have kids so they can get a free house and free money from the government.
Post # 6
I think it is very irresponsible for people to TTC when they aren’t financially able to care for a child. It really bothers me.
For me, having a child isn’t just to fufil my need to be a parent, but it is also to provide my child with the best life possible…and to me, having money to afford care and “extras” is a big deal. I don’t want my child to simply exist.
Post # 7
Thanks for the opinions 🙂
Children do cost money. But as some have said.. It depends on your understanding of the term. Some people are happy with the basics where as some people will not settle for less than a brand new everything with annual overseas holidays lol. By no means do I support free stuff from the government…. I just wish ladies on maternity leave were paid more!!
Post # 8
Having a child when you aren’t financially stable really irks me. We made sure that we could give our child what it needs. For instance, my friend wants a baby when she struggled to come up with just a few bucks for her wedding. Plus she owns a farm, horses, chicken, ducks, has a home with mold that needs redoing, one pickup that works only half the way (that they are still paying off), student loans and many other things. I’m not saying she doesn’t deserve a baby, but there are priorities that need to be taken care of because you decide to bring a baby into the world. Babies are expensive. Sure you probably get a lot of stuff taken crae of by the grandparents and registry from the baby shower, but daycare is outrageous, medical bills, etc.
It is important to me to bring a child into a fianncially stable home where mom and dad aren’t arguing about money.
Post # 9
Yea I agree some people have two very different ideas of what it means to be “financially stable” It could mean having money in savings, having the free money each month, being able to live on one income instead of 2, being debt free, or having a stable good paying job.
For us we want to have the free money at the end of the month and just be in control of our money. I don’t want to have to worry about buying a crib or buying that cute baby outfit. And I certainly don’t want to still be paying the hospital bills when they are one.
Post # 10
@megz06: you have a good point. My parents always fought over money when I was growing up. In fact, they still do now. It was horrible growing up in a household like that. Definitely something I won’t put my children through.
Post # 11
@kfiorita: a baby costs about $30,000 the first year and $244,000 total through the child being 18.
would you want a baby when you are finacially unstable?
Post # 12
@kfiorita: I think it is incredibly irresponsible to have kids that you aren’t ready for, whether that is financially or emotionally. I’d never have a child unless my relationship and finaces were stable. If you can’t afford yourself now, how will you manage with a child? It makes no sense to me. Wanting a baby at all costs, even if the quality of life you will provide is crap, is just plain selfish.
Post # 13
@ajillity81: that sounds a tad steep for the first year!! I’m interested to see the breakdown and where in the world it wold cost that much 🙂
babies are expensive. The need food and clothing just like us 🙂
Post # 14
@MrsPanda99: that is true. Parents need to be emotionally ready as well as stable jobs and income 🙂 paid maternity leave is a bonus!
Post # 15
It’s definitely necessary for us. However, some people will never be totally financially stable. Should they never have a child? I’m not sure. I wouldn’t because I want to bring my child up in a certain type of lifestyle. However, as long as you can afford the basic needs for your child and don’t have to rely on anyone else or the government to provide care for them, then I don’t really have a problem with it.
I do have a problem with people who rely on government programs who have children, or have them and are okay continuing to be on government programs after they have children.
Post # 16
Not a good idea, IMO. First, babies are expensive. Second, maternal stress, which can easily be caused by not having money, can lead to PPD, less satisfaction with the marital relationship, and a host of other problems.