SPINOFF: young brides with huge rings-how did FH pay for it?!

posted 3 years ago in 20 Something
Post # 3
251 posts
Helper bee
  • Wedding: July 2014

My e-ring was 6-7k (not sure, he wouldn’t give me the exact number). He is a software developer in San Francisco, so that was probably 1 month salary. 

Post # 4
1710 posts
Bumble bee
  • Wedding: March 2013

Exactly the same. Mine was about 7K as well, which is a little over one month’s salary for him.

Post # 5
10219 posts
Sugar Beekeeper
  • Wedding: December 2012

I think you’ll find the answer to be the same NO MATTER WHAT THE AGE of the Bride & Groom, it comes down to how much income / money is at someone’s disposal…

On the most basic of levels, that would be:

Great Job = Big Bucks = More chance that the ERing will be pricey

(Not a done deal, cause of course not all folks who make / have Big Bucks buy Pricey Rings)


Post # 6
3280 posts
Sugar bee
  • Wedding: June 2014

We put my ring on a 12 month payment plan so it wasn’t bad. We’re 20 and 21 and own a house, 2 cars, and have about 13k in savings with no debt and full time students. He’s a farmer and they make pretty good money!

Post # 7
168 posts
Blushing bee
  • Wedding: June 2015

Considering our ages, (22, 24) You are not the only one who is surprised. I was as well with the budget my FI had saved. It ended up costing 12k for the ering and somewhere around 5k for the bands. As it turns out, he had been saving since we met. 


This means my rings were paid for in cash, as the wedding will be as well. With him graduating and working full time for a year prior to the wedding, this means we will also have a downpayment for a house ready when the time comes. Honestly, I think a lot of the budget in our case had to do with his incredible budgeting abilities and selfless, giving nature. I never expected any of it, but adore his beautiful gift. 

Post # 8
5445 posts
Bee Keeper

All kinds of explanations (heirloom, good saver, high paying job, family assistance, etc). Or, like my dad said about everyone who drives a Mercedes when he helped me move to LA–they all must be in debt up to their asses 😉

Post # 9
546 posts
Busy bee
  • Wedding: January 2014

My fiance got me oval diamond ring(over 2 ct center; gia certified; colorless; VS clarity)..I know that he paid over 25k..and he paid it in cash..He owns very successful business..so he had money to propose with a ring like that…I love him and very proud of him for being so hardworking..and of course I am crazy about my ring 🙂

Post # 10
166 posts
Blushing bee
  • Wedding: June 2013

Well getting your ring at a private jeweler as opposed to buying at a retail store will save you at least half.  Retail jewelry stores mark up at least 50% and sometimes 100%.  My ring was appraised at $15,000 higher than it cost because we purchased from a private jeweler.  I think it is mainly the lower overhead costs, esp. advertising.  

Post # 11
1986 posts
Buzzing bee
  • Wedding: November 2013

At the time FI proposed he was still a uni student, only working one day a week and earning $80 a week. We lived out of home and I supported him (earnt 35k a year so we had no savings). Ring is valued at $2600 so 8.12months salary.


Now 18months later he has started working but only on 38k a year. We now own (well paying a mortgage) our house and a brand new ASX as well as our 4 furbabies and paying for our wedding.

We are both 21 turning 22 this year. Had no financial help from either families. 

If you want something – you work for it.


Post # 12
134 posts
Blushing bee
  • Wedding: October 2013

10k? that’s crazy! young gals hit the bank! LOL

FH and I went ring shopping, not knowing the prices or anything for that matter. I actually found my ring at the first store we went to and it was a total of $2200!! Ahh! FH said ok surprisingly, we had no savings at that point, and the store had us open a wells fargo credit card for the purchase. FH has very good credit, so it was no problem. He paid a couple months payments and to be honest, I paid for the rest out of my tax return refund! I didnt want to have to pay interest after a year, so we just paid it off to get it over with.

We share our expenses already anyway since we have children. So me paying it, was just like him paying it. I dont really care how it gets paid, as long as I can wear it! 

Same goes for the wedding band. I had set a budget of 500 and that is very low. I have a very unique ering setting with millgrain and pave and stuff, so getting a 500 plain wedding band just didnt look right at all. looked everywhere and found the perfect band…. for $1900! i ended up tripling my budget and FH just said “if you love it, we’ll make it work.” I had just gotten tax $ (i get better refunds since i am a single mom on paper till we marry) so I paid a huge chunk, and FH has been paying the rest off every month. we owe $75 and its mine!

So we are far from rich, not even having a wedding (courthouse instead), charlotte russe wedding dress, but i knew i wanted amazing rings. id wear them forever ya know? i never would have spent that much on a wedding dress id wear once, its just not practical for us. im not done with school, so until a couple years from now, we are struggling a bit. FH’s ring was $45 titanium and i scored with my $4100 ring set. 

everyone is different, this is what worked for us. we are happy, thats all that matters

Post # 13
1416 posts
Bumble bee
  • Wedding: November 2013

He has a job! 

Post # 14
697 posts
Busy bee
  • Wedding: October 2013

@krex:  Dude – not nosy at all. I wonder the same thing myself a LOT on here — and I’m an “older” bride (35). 

My FH worked his n*ds off to afford me my e-ring (which cost about $3,500), and he was bringing in around $46K/year at the time (Feb. 2011) without overtime. Neither he nor I come from disposable money, and we were also beginning to save for our first house that we planned to buy a year later (done).

Post # 15
809 posts
Busy bee
  • Wedding: December 2012

we have a lot of disposable income. we both work, there’s always extra.

Post # 16
4139 posts
Honey bee
  • Wedding: August 2013

He saves his money and has always had a very good paying job since he was a teenager. He’s aways been very responsible about money and savings and is not one to throw it around at all. He didn’t have to save up, the money was just there from years of responsible spending. 

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