(Closed) Stay in a job I despise just to save on loans?

posted 7 years ago in Career
Post # 3
Member
3176 posts
Sugar bee
  • Wedding: May 2011

I’d stay unless you have something that pays well that you know you’ll love. I hate my job but don’t have the luxury of searching for something I’d love to do because I need this job in order to pay my loans. If I didn’t have the loans I know exactly what I’d be doing but I can’t live off of 10 dollars an hour.

Post # 4
Member
1326 posts
Bumble bee
  • Wedding: October 2011 - Tre Bella, Mesa, AZ

Are there any other schools you can interview with/teach at? What I mean is can you get the loan cancellation at another school since it is a state program? It sounds like a good deal, but if you hate it that much, maybe think of it like a temporary (1-2 years) thing until you can find something better and/or more affordable (maybe something that pays more that will allow you to have the higher interest).

Honestly, I guess it depends how much you hate it and how long you can stand it. I’m a firm believer that your mental health doesn’t have a price tag, but only you know when you are close to breaking (anxiety attacks or depression), or if you can stick it out a little longer.

Post # 5
Member
1556 posts
Bumble bee
  • Wedding: June 2010

Can you find a job you like that at least pays enough more to make the switch worthwhile?  If you have a $15,000 that is being forgiven at the rate of 20% a year, that’s $3,000 a year.  Could you find a job that just paid maybe $5,000 a year more and put the difference toward the loan? 

I’m just guessing at the $5,000 figure.  You will need a bit more than $3,000 to come out even due to taxes and interest.  But even if you find something where you don’t make quite that much nore, you might still find it worthwhile to make the switch if you are that miserable. 

Post # 6
Member
743 posts
Busy bee
  • Wedding: June 2012

How long have you been teaching?  I know FL highschools can be tough!  But that is why they offer the student loan incentives…to entice teachers to remain….teachers.  If you decide to stick it out, try to find mentors in your school…ones that have been there for several years and have not been beaten down by NCLB.  Tell them that you are frustrated and ask them for help…hopefully they will help you find a silver lining!  

Alternatively, have you looked at transferring to a magnet school? 

Post # 8
Member
743 posts
Busy bee
  • Wedding: June 2012

@brideatbeach – man, that is TERRIBLE advice to give a mentee! No wonder you are looking for a way out!  If you are anywhere near the Tampa area, you can PM me (if you’d like) and I will see if I can give you a friend/teacher’s contact info…someone that might not be so “down” about teaching!

.

Post # 9
Member
600 posts
Busy bee
  • Wedding: October 2006

It may help to read some books by William Glasser.  He writes about Choice Theory and specifically how it applies to education.  He’s turned around hundreds of f*ed up schools based on his principles.  I really think it could help reenergize you and teach your students in a different way that could really work.  It’s pretty “radical” by current societal standards, but hey, you’re miserable and the kids are miserable, what do any of you have to lose?

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