Post # 1
So me and SO went to look at rings like 3 months ago and about a week after we did he came home and blurted out totaly random thing to say as soon as you walk in the door no hi no kiss nothing just….
blurted out that he had gone to buy the ring i liked but was denied financing it….this is very strange since he has amazing credit and enough cash to just buy the ring…so stunned at this news I just gave him a hug and said its ok baby i dont need that exact ring and i can wait
there has been no mention of rings by me since….i figured id keep my mouth shut…but its really bothereing me lately why he randomly said that to me when i know its crap….you girls have any idea why he felt the need to say that to me?
Post # 3
It may not be crap. He may have been denied financing and may have decided he didn’t want to make a cash purchase. Credit is a tricky thing and what banks look for differs from store to store. He may not have been denied “financing” in total, but maybe the ‘deal’ he was looking for or whatever.
I would also say that he may want to “surprise you”. Lots of guys are like that.
My suggestion is to ask him.
Post # 4
It’s hard to say why he would blurt that out. If he had enough cash to outright purchase the ring, why would he need financing? Or do you mean he had enough cash for the downpayment?Credit is a funny thing. Never know when you might get denied.
Or he might have gotten the financing and wants to surprise you! Is this bothering you enough that you want to say something to him about it? You can either talk to him or wait a while longer and see if anything becomes of the situation.
That’s frustrating either way though!
Post # 5
It is very difficult to get financing for a purchase like a ring. Fiance got approved for much less than he expected given his credit rating and income. The jewerly store explained that this happens all the time because it is harder to repo a piece of jewelery than say a car. The jeweler said that many of the Pro Football Players from our city’s NFL team come into the store and can’t even get approved for a high amount! Not sure why they’d need to finance but hey that’s not my concern! So, he probably is telling the truth. Maybe you could co-sign with him and that might help?
Post # 6
Oh, that’s got to be frustrating for the both of you. Hang in there!
Post # 7
Just because a person has good credit doesn’t mean they will always be approved. It happened to me before because I “owed” too much money in my debt to income ratio and I had great credit.