- 3 years ago
- Wedding: June 2013
Poll above, comments welcome.
Poll above, comments welcome.
I got my bachelors with $0 student loans. I went to the community college, and then university that offered me a full academic ride. They were not prestigious places, but they gave me the education I needed to enter the work force and do well for myself, so I certainly will not complain. 🙂
I will have 2 bachelors degrees from UGA next May and 0 student loans.
No student loans towards my 2 BScs or MSc.
I have 40K, and it’s for a BA in history.
I’m planning on going back for my MPA, and if I go to USC, it will cost me 60K. If I go to Cal State LA, it will cost me about 20K.
I don’ thave any student loan debt from undergrad, but I have about 50K in law school debt left, and FI has around 70K. It sucks, but we have WAY less debt than most of the people we graduated law school with because we got scholarships. Most of my friends have over 100K
The biggest mistake I ever made was attending a state university and then transferring to a private one – the private one cost me $2k/year after financial aid (private universities have lots more money to give for merit-based aid!) and the public one cost me around $20k/year between tuition, books, housing, transportation, etc.
I don’t have any student loan debt from my undergrad degree (full athletic scholarship). I then went on to law school and have student loan debt related only to my living expenses there (full academic scholarship). I started out with about $20,000 and have paid it down to about $8000 left.
$8k from undergrad, this was an in state university and included tuition, room, and board. Scholarships, grants, and financial aid covered most things.
$100k from pharmacy school, again in state but it was only for tuition and health insurance which they required you to have. I lived at home and that saved a lot.
I planned to pay it all off in 4 years, I’m a little less than half way through!
My parents paid for my Bachelor’s degree, so no debt there, but I will have debt when I go back to school for my Master’s degree. Plus FI will have all his law school debt (living expenses plus about a quarter of tuition), so we certainly have enough to go around!
@Bunny_the_Bride: That’s what I thought too! My family made enough that I never qualified for need-based aid at a public institution, but at the private one I fell in the “super duper poor” category so I got need-based aid there…and I got merit-based aid at the private one, but public universites rarely give any merit-based aid outside of full rides you win around HS graduation.
I think if I had done a community college instead of a public university that would have changed things a lot.
I’m also not sure I would have gotten into the private school I graduated from if I had started at a community college…so it’s a tradeoff.
In the end, I’m a little bitter about my six figures of student loan debt, but I don’t regret it.