(Closed) Such a difficult decision…

posted 6 years ago in Money
  • poll: Make paycheck-to-paycheck work, or save up and wait?
    Go for it now : (17 votes)
    24 %
    Save and wait : (54 votes)
    76 %
  • Post # 3
    Member
    11753 posts
    Sugar Beekeeper
    • Wedding: November 1999

    There’s nothing fun about living pay check to pay check. I know you wnat to live together but you should do the responsible thing and save.  Financial issues cause great strains in relationships, so I wouldn’t put yourself in that position if you don’t have to.  

    Post # 4
    Member
    613 posts
    Busy bee
    • Wedding: June 2014

    Dont put yourself in a hole that will take you longer to dig out of.  Just wait and it will even give you something to look forward to after the wedding 🙂

    Post # 5
    Member
    12831 posts
    Honey Beekeeper
    • Wedding: November 1999

    Save up.  You need to have an emergency fund with at least six months living expeses (food, rent, utilities, all other bills) saved up to be safe.  What if, God-forbid, there’s an accident and you suddenly need money?  If you’re living paycheck to paycheck, you can’t afford whatever emergency bills will come up.  Save up and wait until you are more financially stable to move in together.

    Post # 6
    Member
    5148 posts
    Bee Keeper
    • Wedding: June 2011

    Um, wouldn’t moving in together be CHEAPER? 1 set of bills instead of 2?

    You don’t need a big place; when DH & I first moved in together when we were dating we lived in a 1 bedroom apartment.

    Post # 8
    Member
    213 posts
    Helper bee
    • Wedding: June 2013

    @abbyful:  +1. Isn’t it cheaper to live together?

    Post # 9
    Member
    6512 posts
    Bee Keeper
    • Wedding: September 2012

    Are you both currently living with your parents or family?  Because if not, it should be cheaper to only have one rent check to pay.  Either way, however, the process of moving itself is expensive, so stay where you are at least long enough to save up a deposit, an extra months rent, and an allowance for moving costs before moving. 

    Post # 10
    Member
    11753 posts
    Sugar Beekeeper
    • Wedding: November 1999

    I guess I assumed they were living rent free at home. NEver good to make assumptions, whoops!

    Post # 11
    Member
    2183 posts
    Buzzing bee
    • Wedding: November 2011 - Florida Aquarium

    We were poor college students living together! Actually, I had just graudated and he had a semester left. It was tough, but it taught us “What’s mine is ours and what’s yours is ours” really quickly. We now look back and are amazed at how far we’ve come. We’re really proud of ourselves. We did both live on our own prior to moving in together, so it was just one set of bills rather than two.

    Post # 12
    Member
    3000 posts
    Sugar bee
    • Wedding: July 2012

    Yeah in most cases, moving in together (if you are both currently living on your own and paying rent separately) saves money. One rent check, one cable bill, one gas/electric bill, etc.

    What is your current living situation?

    Post # 14
    Member
    8042 posts
    Bumble Beekeeper
    • Wedding: December 2013

    I see you’re both living at home. I suggest saving as much as you can. When you do decide to move in, come up w. a budget together and stick with it. Start small – all you need is a bachelor or 1 bedroom to start with.

    Post # 15
    Member
    3697 posts
    Sugar bee
    • Wedding: May 2012

    You have the rest of your lives to live together, if it doesn’t even make financial sense, stay at home and save the money!  You’ll be glad later that you have some extra $$ to get a nicer place when you do get married or for just in case. 

    Post # 16
    Member
    9483 posts
    Buzzing Beekeeper
    • Wedding: October 2012

    I would continue to live at home and save money.

    The topic ‘Such a difficult decision…’ is closed to new replies.

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