Post # 1
I love my FH. So much. And for so long, so badly, I have wanted us to move into together. But, realistically, we do not have the financial means. We’re both still in school, have loans to pay off (not big ones, but still, it’s debt), I only work part time for a little above minimum wage b/c I’m a full time student. His new job is better, 5 days a week with weekly pay and decent hourly pay, plus benefits. But, I mean, really, is it better to save now and actually move in together in two years close to the wedding? Or is paycheck-to-paycheck okay to try? I feel like we need to start a savings to have back-up money for when we do move in together. Its hard, because we want to live together so badly, but, I don’t want money troubles to tear us apart early into our marriage. Advice please.
Post # 3
There’s nothing fun about living pay check to pay check. I know you wnat to live together but you should do the responsible thing and save. Financial issues cause great strains in relationships, so I wouldn’t put yourself in that position if you don’t have to.
Post # 4
Dont put yourself in a hole that will take you longer to dig out of. Just wait and it will even give you something to look forward to after the wedding 🙂
Post # 5
Save up. You need to have an emergency fund with at least six months living expeses (food, rent, utilities, all other bills) saved up to be safe. What if, God-forbid, there’s an accident and you suddenly need money? If you’re living paycheck to paycheck, you can’t afford whatever emergency bills will come up. Save up and wait until you are more financially stable to move in together.
Post # 6
Um, wouldn’t moving in together be CHEAPER? 1 set of bills instead of 2?
You don’t need a big place; when DH & I first moved in together when we were dating we lived in a 1 bedroom apartment.
Post # 7
Thank you everyone. I think he and I will talk; save and wait sounds better and better the more I look at your replies, and the more I think about it, maybe it is something to look forward to for after the wedding
Post # 8
@abbyful: +1. Isn’t it cheaper to live together?
Post # 9
Are you both currently living with your parents or family? Because if not, it should be cheaper to only have one rent check to pay. Either way, however, the process of moving itself is expensive, so stay where you are at least long enough to save up a deposit, an extra months rent, and an allowance for moving costs before moving.
Post # 10
I guess I assumed they were living rent free at home. NEver good to make assumptions, whoops!
Post # 11
- Wedding: November 2011 - Florida Aquarium
We were poor college students living together! Actually, I had just graudated and he had a semester left. It was tough, but it taught us “What’s mine is ours and what’s yours is ours” really quickly. We now look back and are amazed at how far we’ve come. We’re really proud of ourselves. We did both live on our own prior to moving in together, so it was just one set of bills rather than two.
Post # 12
Yeah in most cases, moving in together (if you are both currently living on your own and paying rent separately) saves money. One rent check, one cable bill, one gas/electric bill, etc.
What is your current living situation?
Post # 13
@Mrs. Fireworks: Currently, we’re living apart, I live with my parents and 16 year old sisters, and he is an only child and lives with his parents. We don’t pay rent to our parents since we’re in school. For that I am grateful.
Post # 14
I see you’re both living at home. I suggest saving as much as you can. When you do decide to move in, come up w. a budget together and stick with it. Start small – all you need is a bachelor or 1 bedroom to start with.
Post # 15
You have the rest of your lives to live together, if it doesn’t even make financial sense, stay at home and save the money! You’ll be glad later that you have some extra $$ to get a nicer place when you do get married or for just in case.
Post # 16
I would continue to live at home and save money.