Super upset about health insurance :( {{vent}}

posted 4 years ago in Pregnancy
Post # 3
Member
668 posts
Busy bee
  • Wedding: August 2010

I hate to break it to you, but after full obamacare implementation, that aspect of insurance is onlyggoing to get worse. I am so sorry you are having to deal with this.

Post # 4
Member
188 posts
Blushing bee
  • Wedding: October 2014

 

swanks4tw:  Didn’t think we necessary needed to bring Obamacare in to this… however, since it was already brought up, have you looked at the new healthcare exchanges? depending on your income, you may qualify for WAY cheaper healthcare!! it may make financial sense for you to look for your own plan through the new health exchange–there’s gotta be something with a lower monthly payment!

I’m so sorry you have to deal with this! Even though it’s going to be a PAIN, getting insurance to reimburse you in the end will leave you in a better economic situation! Stay strong and check out healthcare.gov!

 

Post # 5
Member
436 posts
Helper bee
  • Wedding: January 2010

@runningcali:  +1

I’m due December 29th and worked endlessly to get my provider to cover my midwife as an in service provider… they finally agreed. I then get a letter in the mail stating that my plan doesn’t follow the Affordable Care Act, and that on December 31st my coverage is done. 

Two days after my due date.

Post # 6
Member
1438 posts
Bumble bee
  • Wedding: September 2010

@swanks4tw:  Gah, insurance sucks. Write a letter copy both ombudsmen for both insurance companies. I feel like insurance companies forget there are humans attached to policies.

 

I love dots.

Post # 8
Member
3041 posts
Sugar bee

@swanks4tw:  I think you should drop your mom’s insurance. Then call the biller for your doctor & have them handle. This is part of their position

Post # 9
Member
43 posts
Newbee

Wow in Australia, no need for health insurance for a baby, etc, unless you want to go private (private hospital etc) Our medicare levy which everyone pays for is taken out prior to tax, so not even missed.

You only pay health insurance after you make a certain amount (don’t quote me, but around $75,000).  Most australians with private health insurance currently receive a rebate from the government to help cover the cost of their premiums. 

 

Post # 10
Member
3268 posts
Sugar bee
  • Wedding: January 2014

@swanks4tw:  I am so sorry! That really, really sucks. I definitely have dealt with insurance nightmares before–in college my insurance would only pay for 5 pills a month of a medicine I was on, and the daily dosage was 1-3. It was so messed up. Just keep calling them and writing down everything they say and getting as much as you can in writing, and it will all work out! Fingers crossed for you!

Post # 12
Member
9697 posts
Buzzing Beekeeper

I don’t have insurance at all. So, it could always be worse.

Post # 13
Member
2550 posts
Sugar bee
  • Wedding: April 2013

it seems like everything would be solved if you simply weren’t on your mom’s insurance

Post # 14
Member
1092 posts
Bumble bee
  • Wedding: May 2014

I would drop your mom’s insurance.
eta: Your husband is right. Sometimes you have to put your big girl panties on and argue with people to make sure things are done correctly.

Post # 15
Hostess
11178 posts
Sugar Beekeeper

@MrsPanda99:  Say what?!?! But you live in Canada where every one is insured and rides moose to work?

Or was that all a lie. 🙁

Post # 16
Member
12262 posts
Sugar Beekeeper
  • Wedding: May 2013

Ugh. Insurance is a real pain! Good luck!

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