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At my old high school, the teachers received checks year round even though they only worked 10 months. There checks were less than others but it was easier having income coming in.
I'm a teacher and had a hard time finding a summer job until I applied at a temp agency. They usually pay better than min. wage and all the jobs I took were M-F with normal day hours.
I am right along with you. However, there is no way I could save monthly to pay for summer. Fortunately, I got a teaching gig for 6 weeks this summer and a super p-t job (10 hours a week). I think when living in a larger, urban environment one is able to score a summer job more easily. I live in a small town of 25,000 and employment is super scarce during the summer. I applied to about 8 jobs in the last 3 1/2 months and only 1 called me back. FI doesn't have any prospects. :-(. We are super stressed about that this summer.
Good luck to you on finding a job!
MissAsB- I've heard of some places that do that, it sounds nice. I looked into a program at my bank that would have automatically set aside some of each pay check into a special account which would be paid out into two "paychecks" over those months. But I wasn't sure I wanted to give up control over my savings like that...
You could set up an automatic transfer to savings on your own without having your bank involved. You would need the discipline to not touch the money though.
I am a TA too. I actually figured out how much I would need to save per month to cover my summer expenses and then some.... and it was working but then we ended up spending 6,000 on vet bills in a week. I am looking for suggestions too!
I'm a teacher and receive paychecks year round. It is very nice because I would NEVER be able to budget! I also run an after school tutoring program so that really helps during the months when money is low. I guess you could set aside a certain amount every month or put it in an account that you don't have automatic access to.
My hubby and I are both teachers at the same school. This summer will be the first year we don't teach summer school. We plan on using money saved up. It's tough being a teacher - in more ways than one! :P
Maybe you could try the envelope system? At the beginning of each month (or whenever convenient) your cashed paycheck is divided into envelopes for each week. Once the money is spent, that's it for that week. It takes some self-control to not reach into the following week's, but it works for some people.
I'm a TA too, and the saving for the summer is hard! Here, we can do summer teaching, but with the wedding I simply can't. I do like fancypants: save a little bit of every paycheck, figured out based on how much I need for the summer divided by the number of checks I will get. I don't have it go automatically because sometimes that $100 is really needed the week I get it, but I try to be faithful to saving so I can eat this summer too :) I wish we could just be paid year round, like a lot of the teachers above have said, but for now, it's just self-discipline.
FI and I are both teachers, but our salary is divided up over 12 months instead of 10, so we don't have to worry about the budgeting, thank goodness :)
Our teaching salaries are divided over 12 months too. His county actually lets him have the option of going on 10 month pay or 12 month pay.
I have defered pay. my earnings for the 10 months are divided into 12 so I get a check every month. I always work summer school as well so that I get the "extra" money...it wasn't always like that so I remember what the 10 pay period was like..sucks
FI is a teacher, and although he has enough savings for the summer, he is going to teach summer school rather than having to dip into it. I think saving for summer alone is hard, but allowing yourself to burn through all that money you saved is even harder, I think, which is why a lot of teachers get summer jobs.
My school district gives you 6 pay checks (we're paid twice a month) on the last day of school. That is supposed to tide you over until school starts again.
I'm a teacher and we can elect to receive our paychecks over 10 onths or 12. Even though I elect for the 12 months I still work over the summer. Park districts with camps and other seasonal programs are a great option. Our school has our own summer camp that I'm in charge of so that definitely helps with the money. Double paychecks! 
I'm really fortunate to have a tenure-track position at a school that does 12 month paychecks for the 9 month contract. But I also try to do summer teaching to supplement my income.
When I was a TA, I really struggled to make it through summer. I was never able to save enough from my paychecks, so I just made sure I was enrolled in summer courses so I could get financial aid and live on that. I often got to teach one class in addition to that, but I could never count on it, since I wouldn't find out until late April if I'd gotten one or not. The best I could do was set aside a little each month.
I suppose the best thing to do is take your total income, divide it by 12, and then try to live on that each month while setting aside the rest.
I do know how hard that is, since it's not exactly a lot money to begin with.
I had the same problem. I am on a 9 month contract but now I have paychecks spread out over 12 months. But I also teach in the summer. I would be a fool not to. Summer courses are overload, I only have to go into work 2 days a week and for six glorious paychecks, my take-home is doubled!
Having my pay "annualized" is a life-saver! But I understand that's not an option as a TA. Perhaps figure out what your paycheck would look like if it were annualized, then stash the difference in savings?
I am signed up for the summer savings plan through my school. They take 10% out of each of my paychecks and I get that money back during the summer. I get a check for just about what my normal monthly salary is on July 15th and then again on August 15th. I'd NEVER be able to budget for the summer months otherwise!
They take ours and pay us over the summer. But, in the past, before I had a permanent contract, I used to save the money myself.
I also receive paychecks over the summer. This summer I am getting married, but next year I plan to work part-time over the summer. I am trying to pay off my MASSIVE student loans faster. I should work full-time in the summer, but I can't bring myself to do it. I work so hard during the year, and I have to lesson plan over the summer and work on summer reading assignments.
It is HARD. I usually could find some RA work here or there that would tide me over, plus trying to save some of each month's paycheck. (Like you make enough to do that as a TA! Ha!)
@ProfessorGirl: Congrats on your T-T job!!!! I'm keeping my fingers crossed that there will be one waiting for me when I go on the market next year.
@mightywombat: I hope you get one right away, too, but keep at it if you don't! And this goes to all on here looking for a T-T job in academia. I worked as an instructor, at the school where I got my PhD, for 2 years before I found a T-T job - I was on the market for 3 straight years. Then the job I got was awful and I went right back on the market (2 weeks after classes started I was searching the job listings). Only then did I get the right job. And my job is wonderful. I love it! So just remember: perseverance!
@ProfessorGirl: Yay!!! It's always so great to hear a happy ending, which can seem few and far between these days. I'm really lucky, actually - I'm finishing my diss in June, and I have a half-time lectureship that is renewable for up to 3 years, so if I don't get something my first year or two on the market, I have a safety net. It doesn't pay any better than TFing, but it has full health insurance and even 8 weeks maternity leave. So that takes a lot of the pressure off.
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How hard do you find it to budget for summer expenses? I'm a graduate assistant (TA) and so it's really hard to save up enough to make it through the summer without a supplemental job. I hate that uncertainty every year of wondering if I'll be able to get summer work or if I'll have to drain my whole savings just to make it through those two months of no pay check. So far I've always managed to find something to give me a little extra money for the summer, but I'm pretty worried about it with the economy this year...