- 7 years ago
- Wedding: July 2011
Wow, the last 6 months have been financial hell, but it looks like it paid off.,,
The background-My family’s company closed two years ago taking my job with it. I was offered a few positions but decided the time was right to go back to school (excellent financial aid because of independent status with no income). My FI didn’t want me to work so I could put my full focus on school. The plan worked out well for a while. I made 4.0 every quarter with the maximum courseload. I substituted community college classes where I could to save $$ in loans. I need steller aacademic performance because I am applying to grad schools over the next couple of months.
In Feb., FI got laid off. We talked for a long time about whether he should take a job immediately for horrible pay, or take unemployment and go for IT certifications (A+ and CCNA) full-time. If he went the cert route, we would barely be able to pay for our living expenses and I would rack up my credit cards (which I had large available balances on because I only used them for emergencies). We decided that he should go for the certs because a six months of hardship meant we would have long term financial stability.
Well, eight months after that fateful decision, FI has been offered his two first-choice jobs. One with the state and one with a federal contractor. The money is amazing. Both jobs are offering nearly what we made as two incomes when we were both working!!
FI is excited about working either job, so he will have a hard decision to make over the weekend. Both have great pros and little cons. I am so relieved. I was nearly at the max on the credit cards, and I was really starting to go into money panic. In the end it was so worth it.
Tonight we celebrate the end of a long road .