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Ugh that sucks!!! This is one of the reasons I keep going back and forth about having a joint account. I think we'll have separate accounts at least for gifts and little stuff.
oh, i can understand how that is a little disappointing--on the bright side, it gives you more time to build up excitement! that's a really nice gift. perhaps as corgi mentioned, you guys could each have small separate accounts for gifts?
Yeah, I found this out as well when I was getting FI his gift. I managed to keep it a surprise by using my dad's credit card and paying him back so the charge didn't show up on our joint records.
haha. That is the only one bad thing. We usually tell each other so that we won't check the account until the event. Usually he'll tell me as he's about to purchase something so that I can check the account beforehand and make sure everything's good. :)
i know, i had that problem too, but he's the one who deals with the bills. luckily my grandma is consistantly supplying me with cash whenever i visit so i save that up for his presents.
I buy prepaid VIsa or Mastercard, so I can purchase his gift online without his knowledge.
Yeah....that's why we have a joint account and we each have an individual account. But when he bought my birthday present a few weeks ago, he used the joint account! Doh! He got me tickets to see the Nutcracker Ballet but luckily it didn't say exactly what it was for. But I knew it was for a concert or something.
Lol. That's exactly why we also have our own seperate accounts along with our joint accounts! Plus our own credit cards :)
Bummer! My FI isn't too great with keeping secrets either. At least its a gift you'll love, imagine trying to feign surprise and excitement if you weren't into the gift at all? Yikes. You guys will have a wonderful time anyway, enjoy!
actually - he's usually great at keeping surprises from me! but he should know better that with how I am with our money and accounts that I'd see it...of course I'm now regretting the text I immediately sent to him saying "hey that thing for tomorrow night is in our checking account..." but I was more upset that the $$ came out of there because we're on a very tight budget with that account. :P
oh well - it'll be awesome, I know! I'm not by any means upset about WHERE he's taking me and in fact am very excited! I just wish I'd have been able to be surprised tomorrow night instead of this morning, lol.
This is one of the reasons we are setting up a joint account for bills but will keep our own seperate accounts for our spending money. :)
haha. he just texted back saying "yeah I knew you'd see it..." so at least he's not mad - but I still wish it could have been more of a surprise. oh well - it's all good and YAY! I'm going to the symphony tomorrow night!!!!!!!!
I absolutely LOVE christmas music and it's actually a "broadway-christmas extravaganza" and he knows how much I also LOVE musical theatre and broadway! hehe. so yeah...very excited!!!! i have an incredible husband! course I can always pretend to be surprised tomorrow night, lol. :P
he did just ask "allright then, since you now know - where do you wanna go for dinner?" and I told him to surprise me with wherever he chooses for that, at least! lol
We'll probably always have seperate accounts. We spend and save money so differently that we'll probably just have one account for the house and keep everything else seperate. It's easier that way, and I don't like ruining surprises!
Yeah, that's a bad thing about a joint account... sorry your surprise got ruined!
Another bad thing is when your husband checks the account and finds out how often you eat Chipotle for lunch! 
I hate that! When you don't mean to ruin a surprise, but accidently do!
Last year I bought my husband tickets to a bowl game, well they came in a fed ex envelope & he was expecting something in the mail too. So when he saw the envelope he immediately thought it was his & ripped it open. When he saw the tickets he was like "what the heck" then put two and two together and realized that was my christmas gift to him.
Then, LOL, he preceded to try to tape it back together (like I wouldn't noctice!) and put it back with the rest of the mail. I couldn't stop laughing when i saw his tape job!
We pay for presents with cash or buy a visa gift card to use with our cash if we need to buy online.
Cash is definitley a good idea! Set a limit, each take out that amount of cash so that no one is using debit or credit card and won't show up on your online banking screen.
Aww that does suck! That's why my husband his his own credit card and paypal account for gift giving purposes!
Lol...this is why you have your own credit card =]. Pay it AFTER you give it to her. Or, have a little bit of money separate just for stuff like this!
This is why FH and I each have a credit card in our name that we are responsible for! But super exciting gift!
@ANNIEAAA
haha. that's funny about the tape job! :)
Yep, this is exactly why I'll use credit/cash! But really, it doesn't matter to us... I mean, just today I went with him to pick out my gift--I know exactly what I'm getting, haha. And his, he had to "inspect" because he was looking for a very specific kind of coat, so we know our gifts!
I guess we're total party poopers. I just can't stand surprises. lol.
I bet you'll have an amazing time at the symphony though!!!!!!! Yay!
Haha, I do the accounts too and the other day I randomly found a receipt that showed that FI had taken out a couple hundred in cash...so I wouldn't know where my present came from or how much!
thing is - for everything else this christmas he HAS used cash...which is honestly why I was really surprised to see this come out of our account!
oh well - again - I'm SO excited!!!! :D
My future hubs and I decided to make a rule that we will NOT view the account activity detail report until AFTER Dec. 25th ;)
I'm sorry that happened tho...that stinks! atleast you are excited ;) ;) ;)
One week bees! less actually!
Haha, we're getting married on the same day and weeee have a joint account too. Just today FI was like, "Uh, don't look online at our credit card expenses until after Christmas."
It's so hard not to look!
My husband is using my access to his credit carda as an excuse not to buy Christmas presents, because he doesn't think it will be a surprise!
So about a week ago I told him I would touch his credit card until January 1st (the bill is due the 4th...so I'll pay it then) so he can surprise me!
I don't know how my mom alwasy purchased presents for my dad and kept them a secret. Maybe she took cash out?
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when your husband wants to surprise you for christmas - yet YOU are the one who does the bills...and yeah what he bought you is in the checking account ledger online. :(
I feel bad (although excited! lol) but I feel bad...I was balancing out my spreadsheets where I keep our budget and I saw an expense to the Indianapolis Symphony!!!
I've been wanting to do something like that for YEARS now with him and I'm so excited and happy - but seriously was really wanting wherever it was he was taking me tomorrow night to be a surprise (I knew we were going somewhere just didn't know what/where)...
Dangit I really wish I hadn't seen that! or that it had just said some generic store or something...