NWR - my babies and Santa Claus...
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Ok, need to tell SIL I don't keep secrets well...lol
Quick question...
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married early for tax purposes?
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Lawyer Bees- when does the change of name happen?

the ONE bad thing about a joint accoutn...

posted 2 years ago in Newlyweds
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    1.
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    Bumble bee
    JuneBride_26June2010    June 26, 2010   Indiana (legally married 13-Apr-2009)

    when your husband wants to surprise you for christmas - yet YOU are the one who does the bills...and yeah what he bought you is in the checking account ledger online. :(

    I feel bad (although excited! lol) but I feel bad...I was balancing out my spreadsheets where I keep our budget and I saw an expense to the Indianapolis Symphony!!!

    I've been wanting to do something like that for YEARS now with him and I'm so excited and happy - but seriously was really wanting wherever it was he was taking me tomorrow night to be a surprise (I knew we were going somewhere just didn't know what/where)...

    Dangit I really wish I hadn't seen that! or that it had just said some generic store or something...

     
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    Buzzing
    Beekeeper
    CorgiTales    February 1, 2011  

    Ugh that sucks!!! This is one of the reasons I keep going back and forth about having a joint account. I think we'll have separate accounts at least for gifts and little stuff.

     
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    misspug      

    oh, i can understand how that is a little disappointing--on the bright side, it gives you more time to build up excitement! that's a really nice gift.  perhaps as corgi mentioned, you guys could each have small separate accounts for gifts?

     
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    Bumble bee
    GirlWithARing    September 5, 2010   Living in NYC, marrying in Philadelphia

    Yeah, I found this out as well when I was getting FI his gift. I managed to keep it a surprise by using my dad's credit card and paying him back so the charge didn't show up on our joint records.

     
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    Honey bee
    Gerbera    August 7, 2010   NY

    haha. That is the only one bad thing. We usually tell each other so that we won't check the account until the event. Usually he'll tell me as he's about to purchase something so that I can check the account beforehand and make sure everything's good. :)

     
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    Bee Keeper
    artbee    February 28, 2010  

    i know, i had that problem too, but he's the one who deals with the bills. luckily my grandma is consistantly supplying me with cash whenever i visit so i save that up for his presents.

     
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    Blushing bee
    pacos    February 14, 2009   California

    I buy prepaid VIsa or Mastercard, so I can purchase his gift online without his knowledge.

     
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    Sugar bee
    tessabella76    September 12, 2009   Ohio

    Yeah....that's why we have a joint account and we each have an individual account. But when he bought my birthday present a few weeks ago, he used the joint account! Doh! He got me tickets to see the Nutcracker Ballet but luckily it didn't say exactly what it was for. But I knew it was for a concert or something.

     
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    Honey bee
    OttawaBride2011    May 21, 2011   Ottawa, Ontario

    Lol. That's exactly why we also have our own seperate accounts along with our joint accounts! Plus our own credit cards :)

     
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    Honey bee
    jennifer_espos    June 18, 2010   NYC

    Bummer!  My FI isn't too great with keeping secrets either.  At least its a gift you'll love, imagine trying to feign surprise and excitement if you weren't into the gift at all?  Yikes.  You guys will have a wonderful time anyway, enjoy!

     
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    Bumble bee
    JuneBride_26June2010    June 26, 2010   Indiana (legally married 13-Apr-2009)

    actually - he's usually great at keeping surprises from me! but he should know better that with how I am with our money and accounts that I'd see it...of course I'm now regretting the text I immediately sent to him saying "hey that thing for tomorrow night is in our checking account..." but I was more upset that the $$ came out of there because we're on a very tight budget with that account. :P

    oh well - it'll be awesome, I know! I'm not by any means upset about WHERE he's taking me and in fact am very excited! I just wish I'd have been able to be surprised tomorrow night instead of this morning, lol.

     
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    Helper bee
    phedre    August 9, 2010   New Orleans, LA

    This is one of the reasons we are setting up a joint account for bills but will keep our own seperate accounts for our spending money. :)

     
    13.
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    Bumble bee
    JuneBride_26June2010    June 26, 2010   Indiana (legally married 13-Apr-2009)

    haha. he just texted back saying "yeah I knew you'd see it..." so at least he's not mad - but I still wish it could have been more of a surprise. oh well - it's all good and YAY! I'm going to the symphony tomorrow night!!!!!!!!

    I absolutely LOVE christmas music and it's actually a "broadway-christmas extravaganza" and he knows how much I also LOVE musical theatre and broadway! hehe. so yeah...very excited!!!! i have an incredible husband! course I can always pretend to be surprised tomorrow night, lol. :P

    he did just ask "allright then, since you now know - where do you wanna go for dinner?" and I told him to surprise me with wherever he chooses for that, at least! lol

     
    14.
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    KMSull    August 7, 2010   Lexington, KY (via Atlanta, GA)

    We'll probably always have seperate accounts. We spend and save money so differently that we'll probably just have one account for the house and keep everything else seperate. It's easier that way, and I don't like ruining surprises!

     
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    worcesterbride    August 15, 2009   live in NYC, wedding in Worcester, MA

    Yeah, that's a bad thing about a joint account... sorry your surprise got ruined!

    Another bad thing is when your husband checks the account and finds out how often you eat Chipotle for lunch! Embarassed

     
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    Honey bee
    AnnieAAA    October 25, 2009   Dallas, TX

    I hate that! When you don't mean to ruin a surprise, but accidently do!

    Last year I bought my husband tickets to a bowl game, well they came in a fed ex envelope & he was expecting something in the mail too. So when he saw the envelope he immediately thought it was his & ripped it open. When he saw the tickets he was like "what the heck" then put two and two together and realized that was my christmas gift to him.

    Then, LOL, he preceded to try to tape it back together (like I wouldn't noctice!) and put it back with the rest of the mail. I couldn't stop laughing when i saw his tape job!

     
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    Busy bee
    completelyrandomsally    November 7, 2009   Kansas City, MO

    We pay for presents with cash or buy a visa gift card to use with our cash if we need to buy online.

     
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    Buzzing bee
    Sunshine23    July 17, 2010   Canada

    Cash is definitley a good idea! Set a limit, each take out that amount of cash so that no one is using debit or credit card and won't show up on your online banking screen.

     
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    MissAsB    June 6, 2009   Married in CO, Living in AL

    Aww that does suck!  That's why my husband his his own credit card and paypal account for gift giving purposes!

     
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    ejs4y8    June 20, 2009  

    Lol...this is why you have your own credit card =]. Pay it AFTER you give it to her. Or, have a little bit of money separate just for stuff like this!

     
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    Bumble bee
    otb    December 31, 2009   Chicago, IL

    This is why FH and I each have a credit card in our name that we are responsible for!  But super exciting gift!

     
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    Bumble bee
    JuneBride_26June2010    June 26, 2010   Indiana (legally married 13-Apr-2009)

    @ANNIEAAA

    haha. that's funny about the tape job! :)

     
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    Busy bee
    CurlyDreamer    patiently waiting   Bay Area

    He should have used cash. :P

     
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    cinemaparadiso    July 16, 2015  

    Yep, this is exactly why I'll use credit/cash! But really, it doesn't matter to us... I mean, just today I went with him to pick out my gift--I know exactly what I'm getting, haha. And his, he had to "inspect" because he was looking for a very specific kind of coat, so we know our gifts! 

    I guess we're total party poopers. I just can't stand surprises. lol.

    I bet you'll have an amazing time at the symphony though!!!!!!! Yay!

     
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    Buzzing bee
    MissHelen    November 20, 2010   California

    Haha, I do the accounts too and the other day I randomly found a receipt that showed that FI had taken out a couple hundred in cash...so I wouldn't know where my present came from or how much!

     
    26.
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    Bumble bee
    JuneBride_26June2010    June 26, 2010   Indiana (legally married 13-Apr-2009)

    thing is - for everything else this christmas he HAS used cash...which is honestly why I was really surprised to see this come out of our account!

    oh well - again - I'm SO excited!!!! :D

     
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    Sulli301    June 26, 2010   Michigan

    My future hubs and I decided to make a rule that we will NOT view the account activity detail report until AFTER Dec. 25th ;)

    I'm sorry that happened tho...that stinks! atleast you are excited ;) ;) ;)

    One week bees! less actually!

     
    28.
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    Busy bee
    Anonymous      

    Haha, we're getting married on the same day and weeee have a joint account too. Just today FI was like, "Uh, don't look online at our credit card expenses until after Christmas."

    It's so hard not to look!

     
    29.
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    LatteLove    June 19, 2009   Chicago/San Diego

    My husband is using my access to his credit carda as an excuse not to buy Christmas presents, because he doesn't think it will be a surprise!

    So about a week ago I told him I would touch his credit card until January 1st (the bill is due the 4th...so I'll pay it then) so he can surprise me!

    I don't know how my mom alwasy purchased presents for my dad and kept them a secret.  Maybe she took cash out?

     

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